NASD Dispute Resolution Arbitration No. 02-00954 Award Page 1 of 5 Award NASD Dispute Resolution In the Matter of the Arbitration Between: Jae Sook So (Claimant) v. Hanmi Securities, Inc., Doo-Youp Kim, Eul H. Choi, Sue Choi, and Sung Nick Yang (Respondents) Case Number: 02-00954 Hearing Site: New York, New York REPRESENTATION OF PARTIES Claimant Jae Sook So, hereinafter referred to as "Claimant": M. David Sayid, Esq., Sayid and Associates L

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant First Union Securities, Inc. n/k/a Wachovia Securities Inc. and 02-00947 Phoenix, Arizona Name of Respondent Natalie Perlman REPRESENTATION OF PARTIES First Union Securities, Inc. n/k/a Wachovia Securities Inc. ("Claimant") was represented by Renan I. Sugarman, Esq., Chicago, Illinois. Natalie Perlman ("Respondent") represented herself and did not app

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Claimant / Counter-Respondent First Union Securities, Inc. n/k/a Wachovia Securities, Inc. v. • 02-00946 Denver, Colorado Respondent / Counter-Claimant Stephen B.Webster Nature of Dispute; Member v. Associated Person and Associated Person v. Member REPRESENTATION OF PARTIES First Union Securities, Inc. n/k/a Wachovia Securities, Inc. ("Claimant") was represented by Renan

STIPULATED AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant Joe H. Armstrong and Case Number: 02-00939 Hearing Site: Houston, Texas Names of Respondents Morgan Stanley DW, Inc., Michael D. Manno and Gary D. Gorman NATURE OF DISPUTE Customer v. Member Firm and Associated Persons REPRESENTATION OF PARTIES Joe H. Armstrong ("Claimant") was represented by Robert E. Lapin, Esq., Lapin & Landa,

STIPULATED AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Claimant Kirkpatrick, Pettis, Smith, Polian Inc. V. 02-00936 Denver, Colorado Respondent David F. Moreno REPRESENTATION QF PARTTES Kirkpatrick, Pettis, Smith, Polian Inc. ("Claimant") was represented by James M. Bausch, Esq., of Cline, Williams, Wright, Johnson & Oldfather, Lincoln, Nebraska. David F. Moreno ("Respondent") acted pro se. CASE INFORMATION

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name nf the Pla-i Case Number! 02-00930 The Oceans Company, a Trust, and Bobbie Gray Roberts IRA Name nf the Prudential Equity Group, Inc., Tracey Hauth, and Robert E. Bratcher Hearing Site: Raleigh, North Carolina KPPKP.SF.NTATTON OF PAT*TIES Claimants The Oceans Company, a Trust ("Oceans Company*) and Bobbie Gray Roberts IRA ("Roberts"), hereinafter collect

Award NASD Dispute Resolution, Inc. lii the Matter of the Arbitration Between Names of Claimants Robert M. Keyes Cheryl L. Keyes Case No. 00-02506 Name of Respondent Ameritrade, Inc. REPRESENTATION OF PARTIES Robert M. Keyes and Cheryl L. Keyes, hereinafter collectively referred to as "Claimants", appeared pro se. For Ameritrade, Inc. ("Ameritrade"), hereinafter referred to as "Respondent": Andrew Harger, Regulatory Attorney, Respond

STIPULATED AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant Jeffrey S. Sexton and Names of Respondents Merrill Lynch, Pierce, FennerS Smith, Inc., Samuel Bell, III, and Jane Doe & John Doe Case Number: 02-00929 Hearing Site: Houston, Texas NATURE OF CASE Customer v. Member and Associated Persons REPRESENTATION OF PARTIES Jeffrey S. Sexton ("Claimant") was represented by Eugene Michael Ke

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 02-00926 Claude D. McKinney and Ramona K. McKinney, claimants vs. Intermountain Financial Services, Kent Sweat, Jay Rice and Jeff Gorringe, respondents. ATTORNEYS: Claimant appeared pro se, Salt Lake City, UT. Respondent Jay Rice appeared pro se, Salt Lake City, UT. Respondent Jeff Gorringe appeared pro se, Sandy, UT. DATE FILED: February 15, 2002 CASE SUMMARY: Claimants/counterclaim re

I NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 02-00922 Robert J. O'Brien, claimant vs. Roan Meyers Associates L.P., Bruce Meyers and Tammy Truong, respondents. ATTORNEYS: Claimant appeared pro se, Murrels Inlet, SC. For Respondents appeared David A. Schrader, Esq., of the firm Schrader & Schoenberg, LLP, New York, NY. DATE FILED: February 15, 2002 CASE SUMMARY: Claimant alleged that respondents failed to honor the terms under