Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant William A. Gibbs, III Names of the Respondents Merrill, Lynch, Pierce, Fenner & Smith, Inc. Marion Willis Moore Robert Hammett Thorne Vicki Holley Ann Bowdoin Nermoe Wayne Martin Case Number: 02-00850 Hearing Site: Atlanta; Georgia REPRESENTATION OF PARTIES For William A. Gibbs, III, hereinafter referred to as "Claimant": Jeffrey

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION, INC. CASE: 02-00849 Curl's Rentals, Inc., claimant vs. A.G. Edwards & Sons, Inc., respondent. ATTORNEYS: For Claimant appeared Lynn E. Coleman, of the firm Sharpless & Stavola, P.A., Greensboro, NC. For Respondent appeared in-house counsel, Clay L. Grumke, Esq., St. Louis, MO. DATE FILED: February 12, 2002 CASE SUMMARY: Claimant alleged that respondent failed to execute an order to sell all

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: nf the Claimant '"* " CaseJ^umher: 02-00847 Thomas T. Taber, IE, - Name of the Respondents Hearing Site: Philadelphia, PA Merrill Lynch, Pierce, Fenner & Smith Incorporated and Joseph H. Cramer Nature of the Dispute: Customer vs. Member and Associated Person. RKPKKSFNTATTON OF PARTTF.S Claimant Thomas T, Taber, III, hereinafter referred to as "Claimant", was repre

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Ralph Tobjy, (Claimant) vs. Citibank and Citibank Investment Services, (Respondents) Case Number: 02-00842 Hearing Site: New York, New York REPRESENTATION OF PARTIES Claimant, Ralph Tobjy, hereinafter referred to as "Claimant", appeared pro se. Respondents, Citibank ("Citi") and Citibank Investment Services ("CIS"), hereir after collectively referred to as "Respondents": David Gorfi

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Ratan and Hilla Munshi, Claimants v. Morgan Stanley DW Inc., Malvinder SormyMatharu and Rafael Sanchez, Respondents Case Number: 02-00841 Hearing Site: Los Angeles, California Nature of the Dispute: Customers v. Member and Associated Persons REPRESENTATION OF PARTIES For Claimants: William F. Davis, Esq. Attorney at Law Los Angeles, California For Respondent Morgan Stanl

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 02-00840 Craig Mariam, claimant vs. Datek Online Financial Services LLC, respondent. ATTORNEYS: For Claimant appeared Dennis W. Chang, Esq., Los Angeles, CA. For Respondent appeared Catherine L. Dellecker, Esq., of the firm Jones, Bell, Abbott, Fleming & Fitzgerald L.L.P, Los Angeles, CA. DATE FILED: February 12, 2002 CASE SUMMARY: Claimant alleged that respondent failed to process his exec

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: James T. Gabriel and Lori J. Brandner, Claimants v. Morgan Stanley DW, Inc. (named as Morgan Stanley Dean Witter & Co.), Pierre E. Malak, and Dennis W. Peterson, Respondents Case Number: 02-00839 Hearing Site: San Diego, California Nature of the Dispute: Customers v. Member and Associated Persons REPRESENTATION OF PARTIES For Claimants: Martin S. Siegel, Esq. Brown Ru

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Sands Brothers & Co., Ltd (Claimant) vs. David Roth (Respondent) Case Number: 02-00837 Hearing Site: New York, New York REPRESENTATION OF PARTIES Claimant, Sands Brothers, hereinafter referred to as "Claimant": David H. Gendelman, Esq., New York, NY. Respondent, David Roth, hereinafter referred to as "Respondent": Thomas I Fleming, Esq., Olshan Grundman Frome Rosenzweig Wolosky,

CASE: 02-00836 Goldie Miller and Natalie H. Wilder, claimants vs. Merrill Lynch, Pierce, Fenner & Smith, Inc. and Gregory Blair, respondents. ATTORNEYS: Claimants appeared pro se, Baltimore, MD. For Respondents appeared in-house counsel Yosef Sinensky, Esq., New York, NY. DATE FILED: February 12, 2002 CASE SUMMARY: Claimants alleged that respondents failed to pay her interest on a bond listed in her account. Claimants contended that due to respondents'

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Amelia Fontana, (Claimant) vs. Fleet Enterprises, Inc., (Respondent) Case Number: 00-02498 Hearing Site: New York, New York REPRESENTATION OF PARTIES Claimant, Amelia Fontana, hereinafter referred to as "Claimant": Warren A. Cohen, Esq., a sole practitioner, Brooklyn, NY. Respondent, Fleet Enterprises, Inc., hereinafter referred to as "Respondent": George P. Kostakos, Esq.