NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION, INC. CASE: 00-02495 Four Sum Investors, Claimant vs. E*trade Securities, Inc., Respondent. ATTORNEYS: For Claimant appeared Gerald F. Cappel, Four Sum Investors, Cincinnati, OH. For Respondent appeared Henry W. Carter, E*Trade Securities, Inc., Palo Aito, CA. DATE FILED: 00-02495 CASE SUMMARY: Claimant alleged that Respondent failed to honor their offer of 20 free trades if a deposit was made in

Stipulated Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Basavalinga Ajaikumar, Bhagya Ajaikumar, Basavalinga and Bhagya Ajaikumar, Dr. B.S. Ajaikumar and Mrs. Bhagya Ajaikumar, Bhagya and Basavalinga S. Ajaikumar, International Human Development and Upliftment Academy, Inc., Bharat Charitable Cancer Hospital, Inc., B.S. Ajaikumar, M.D., P.C., Bhagya Ajaikumar, IRA, Basavalinga Aj aikumar, IRA, Adarsh Aj aikumar, Anj ali Aj a

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 02-00759 E*Trade Securities, Inc., Claimant/Counterclaim Respondent vs. Edward Godshalk, Respondent/Counterclaim Claimant. ATTORNEYS: For Claimant/Counterclaim Respondent appeared Colleen Wink, Compliance Analyst, Rancho Cordova, CA. Respondent/Counterclaim Claimant appeared pro se, Mill Valley,CA. DATE FILED: February 8, 2002 CASE SUMMARY: Claimant/Counterclaim Respondent alleged that

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 02-00758 Scottrade Financial Services, Inc., claimant vs. Tai Khiem Tran, respondent. ATTORNEYS: For Claimant appeared Ellis Hough, Risk Management, Scottrade Financial Services, Inc., St. Louis, MO. Respondent did not respond to the Statement of Claim. DATE FILED: February 8, 2002 CASE SUMMARY: Claimant alleged that respondent failed to pay the debit balance in his margin account. Clai

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Amittai Ben-Aviv and Zipora Ben-Aviv (Claimants) v. Merrill Lynch, Pierce, Fenner & Smith, Inc. and Richard L. Mazur (Respondents) Case Number: 02-00753 Hearing Site: New York, New York Nature of the Dispute: Customers vs. Member and Associated Person. REPRESENTATION OF PARTIES Claimants Amittai Ben-Aviv ("A. Ben-Aviv") and Zipora Ben-Aviv ("Z. Ben-Aviv") hereinafter collectivel

AWARD NASD DISPUTE RESOLUTION In the Matter of the Arbitration Between Betty L. Loewendick and NASD Case No. 02-00751 David M. Waugerman Advantage Capital Corporation Kevin F. Dud a REPRESENTATION OF PARTIES Claimant Betty L. Loewendick appeared pro se. Respondents David M. Waugerman, Advantage Capital Corporation, and Kevin F. Duda were represented by Andrew W. Davitt, Esq. and Peter B. Andrews, Esq., Marshall, Dennehey, Warner, Coleman

Award NASD Dispute Resolution In the Matter of the Arbitration Between: of**"* Claimant fs^ NnnhfT 02-00747 Editha Nelson, As Trustee of the Editha Nelson Trust, > And As Trustee of the Lloyd E. Nelson Trust Merrill Lynch, Pierce, Fenner & Smith, Inc. Claimant Editha Nelson, as Trustee of the Editha Nelson Trust, and as Trustee of the Lloyd E. Nelson Trust hereinafter referred to as "Claimant": James J. Eccleston, Esq. of Shaheen, Novoselsky, Staat

STIPULATED AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Names of Claimants Shoki Konja and Miad Konja and Raymond James & Associates, Inc., and Randall Gudme Case Number: 02-00745 Hearing Site; Detroit, Michigan NATURE OF DISPUTE Customers v. Member and Associated Person REPRESENTATION OF PARTIES Shoki Konja and Miad Konja ("Claimants") were represented by Miles D. Hart, Esq., Hertz, Schram & Saretsky, P

In the Matter of the Arbitration Between: Arnold H. Gruber and Renee S. Gruber, Claimants v. Noble International Investments, Inc., Peter Gerard Vanhengel, and Michael Joseph Dill, Respondents Case Number: 02-00742 Hearing Site: Boca Raton, Florida REPRESENTATION OF PARTIES For Arnold H. Gruber and Renee S. Gruber, hereinafter referred to as "Claimants": Russell C. Silverglate, Esq., Dickenson Murphy Rex and Sloan, Boca Raton, FL. For Noble International In

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Case Number: 02-00741 Rean Morse Sharon Morse Rean Morse, Jr. Mary Storms Names of the Respondents Hearing Site: Boca Raton, Florida Douglas Lish Gregory Harper Gregory Langsett Robert Lane Myer Veritrust Financial LLC, Individually and as Successor-In-Interest to Aragon Financial Services, Inc. Aragon Financial Services,