Award NASD Dispute Resolution In the Matter of the Arbitration Between: Annette Chavez, Claimant v. Citigroup Global Markets, Inc. Fk/a Salomon Smith Barney, Inc., Respondent Case Number: 02-01236 Hearing Site: San Francisco, California REPRESENTATION OF PARTIES For Claimant: Brett A. Alcala, Esq. Alcala Law Firm San Mateo, California Cameron Stout, Esq. Christopher A. Stecher, Esq. Keesal, Young & Logan San Francisco, California

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name nf the Claimant Case Number- 02-01234 JohnW.Okrak Names nf the Respondents Hearing Site: Washington, D.C. American General Securities, Inc. Manulife Financial Securities, LLC David Dukich Manulife Financial, a subsidiary/affiliate of Manequity, Inc. Nature of the Dispute: Customer vs. Members, Associated Person and Non-Members RFPRFSFNTATION OF PARTIES Claimant,

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name nf the riaimant - - Pase Number- 02-01233 Lois B. Glaser Lois B. Glaser, IRA Walter Glaser, IRA Name nf the KespnnHents Rearing .Site: Philadelphia, PA Equity Services, Inc. Michael Shevlin Key Advisors Group Nature of the Dispute: Customers v. Member, Non-Member and Associated Person. REPRESENTATION OF PARTIES Claimants, Lois B. Glaser, Lois B. G

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Nam^ ftf thp Plairnant CftS** f^imlvr' 02-01232 Alfred Rauch, Jr. Man-IP*: nf thp- TgpgpnnHfntg Kp^rina Sitfv Philadelphia, PA Investec PMG Capital Corp. Richard A. Hansen Peter S. Rawlings Linda D. Simon Mary E. Bowler PFPPF«gFNTATTnN OF Alfred Rauch, Jr., hereinafter referred to as "Claimant", was represented by James J. Black, HI, Esq. of Black & Gemgross, Phi

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION. INC. CASE: 00-02473 E. G. Daily, claimant vs. Matthew Ruderman and Salomon Smith Barney, Inc., respondents. ATTORNEYS: Claimant appeared Pro Se through Don Thrasher, Los Angeles, CA. For Respondents appeared in-house counsel, Ann Parry, Esq., New York, NY. DATE FILED: June 9, 2000 CASE SUMMARY: Claimant alleged that respondent Matthew Ruderman placed an unauthorized trade for shares of Paradise

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Robert S. Sultar MD PC Pension Plan, Robert S. Sultar IRRA, Sandra Sultar IRA, Robert and Sandra Sultar, Robert S. Sultar, MD, and Sandra Sultar (Claimants) v. Merrill Lynch, Pierce, Feraier & Smith, Inc. and Howard Mark Lippman (Respondents) Case Number: 02-01231 Hearing Site: Boston, Massachusetts Nature of the Dispute: Customers vs. Member and Associated Person. REPRESENTATION OF

Stipulated Award NASD In the Matter of the Arbitration Between: Rodger Running, Claimant v. Morgan Stanley Dean Witter Inc., Adam Randall, and Barry Olfem, Respondents Case Number: 02-01227 Hearing Site: Boca Raton, Florida REPRESENTATION OF PARTIES For Rodger Running, hereinafter referred to as "Claimant": Arnold Y. Steinberg, Esq., Arnold Y. Steinberg, P.C., Pittsburgh, PA. For Morgan Stanley Dean Witter Inc. ("MSDW"), Adam Randall ("Randall"), an

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Ronald R. Rossi Trust, (Claimant) vs. Dean Witter Reynolds, Inc. a/k/a Morgan Stanley DW Inc. and Gerald Scorziello, (Respondents) Case Number: 02-01217 Hearing Site: New York, New York REPRESENTATION OF PARTIES 'Claimant, Ronald R. Rossi Trust, hereinafter referred to as "Claimant": Mitchell H. Cobert, Esq., a sole practitioner, Morristown, NJ. Respondents, Dean Witter Reynolds

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimants Robert J. Ceaser and Phyllis M. Ceaser and 02-01214 Denver, Colorado Multi-Financial Securities Corporation Richard L. Harden REPRESENTATION OF PARTIES Robert J. Ceaser and Phyllis M. Ceaser ("Claimants") were represented by Robert W. Hutchinson, Esq., Robert Hutchinson Law Firm LLC, Denver, Colorado. Multi-Financial Securities Corporation ("Responde

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Names of Claimants Anand Bhakta, Sandip Patel, Tinu Patel and Devraj Patel and Case Number: 02-01206 Hearing Site: Houston, Texas Names of Respondents Fahnestock & Company, Inc. Prime Charter, Ltd., Inc., and Manoj K. Sharma NATURE OF DISPUTE Customers v. Member Firms and Associated Person REPRESENTATION OF PARTIES Anand Bhakta, Sandip Patel, Tinu Patel and De