Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Case Number: 02-01016 David Rader IRA Helen D.Rader Trust Name of the Respondent Hearing Site: Orlando, Florida Merrill Lynch, Pierce, Fenner & Smith, Inc. REPRESENTATION OF PARTIES For David Rader IRA and Helen D. Rader Trust, collectively referred to as "Claimants": Neal J. Blaher, Esq., Law Offices of Neal J. Blaher, Orlando, Florida. For Merril

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Case Number: 02-01013 Ronald J. Arnold and Helen M. Arnold JTTEN {Catherine Cavendish Ten H. Merlau F. Herbert Rogero IRA Hosanna Soler and Elisa Vila JTTEN Ruth Worley, David Worley, Robert Worley and Michael Worley JTTEN Marilyn H. Moody a/k/a Merllyn H. Moody Names of the Respondents Hearing Site: Orlando, Florida Charles Schwab & Co., I

NASD Dispute Resolution Arbitration No. 02-01007 Award Page 1 of 7 Award NASD Dispute Resolution In the Matter of the Arbitration Between: Matthew Hatchadorian, (Claimant) vs. Alan W. Scofield and Securities Service Network, Inc. Case Number: 02-01007 Hearing Site: Cleveland, Ohio REPRESENTATION OF PARTIES Claimant, Matthew Hatchadorian, hereinafter referred to as "Claimant": Chris T. Nolan, Esq., Perantinides & Nolan Co., L.P.A., Akron, OH.

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Case Number: 02-01006 Brett L. Davis Dana D. Davis Names of the Respondents Hearing Site: Memphis, Tennessee Merrill Lynch, Pierce, Fenner & Smith, Incorporated Andrew B. Scoggin Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For Brett L. Davis and Dana D. Davis, hereinafter collectively refer

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant/Counter Respondent First Union Securities, Inc. n/k/a Wachovia Securities, Inc. Name of the Respondent/Counter Claimant Todd Kmiec Case Number: 02-00998 Hearing Site: Chicago, Illinois REPRESENTATION OF PARTIES Claimant/Counter Respondent First Union Securities, Inc. n/k/a Wachovia Securities, Inc. ("First Union") was represented by Renan I. Suga

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: f nf ffrp Claimant r>sp^irnhfr 02-00995 Leo Alex McCandlish Salomon Smith Barney Inc.; Christopher D. Queen; and Stephen L. Stribling Hsgring.T '^•atfoT 1 ' Dallas, Texas OF PARTTFS Claimant, Dr. Leo Alex McCandlish ("McCandlish"), hereinafter referred to as "Claimant": William M. Lamoreux, Esq., Dallas, Texas. Respondents), Salomon Smith Barney In

AWARD NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between Lyle D. Harbin and Betty J. Harbin and 00-02462 Southfield, Michigan Gregory J. Schwartz and Company, Inc. Gregory J. Schwartz, Jr. Walter G. Schwartz Joseph E. Schwartz Judith M. Schwartz Gregory J. Schwartz, and Stephen E. Bernier REPRESENTATION OF PARTIES Lyle D. Harbin and Betty J. Harbin ("Claimants") were represented by Anthony V. Trbganj i Esq

STIPULATED AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant Kirkpatrick, Pettis, Smith, Polian, Inc. and Name of Respondent Terrel L. Beckwith Case Number: 02-00989 Hearing Site: Omaha, Nebraska REPRESENTATION OF PARTIES Kirkpatrick, Pettis, Smith, Polian, Inc. ("Claimant") was represented by James M. Bausch, Esq., Cline, Williams, Wright, Johnson & Oldfather, L.L.P. Terrel L. Beckwith ("Respond

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Merrill Lynch Pierce Fenner & Smith, Inc. and 02-00986 Salomon Smith Barney, Inc. Shane G. Springman Consolidated with David G. Goulooze and Ryan D. Hekman and 02-01073 Troy, Michigan Salomon Smith Barney, Inc., and Shane G. Springman REPRESENTATION OF PARTIES Merrill Lynch Pierce Fenner & Smith, Inc. ("MLPFS") was represented by Paul G. Kirk, Esq., Rubin

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Larry Garfinkel, Angela Garfinkel, The Larry & Angela Garfinkel Trust, Larry Garfinkel FBO Jessica Garfinkel, Larry Garfinkel FBO Samantha Garfinkel, Larry Garfinkel & Associates, Inc., and Westcoast Court Reporters Inc., Claimants v. Morgan Stanley DW Inc., Respondent Case Number: 02-00983 Hearing Site: Los Angeles, California Nature of the Dispute: Customer v. Member REPRESENTATIO