NASD DISPUTE RESOLUTION MODIFIED AWARD NASD DISPUTE RESOLUTION CASE: 02-00243 Thomas S. Ehlers, claimant vs. Frank Salvatore and Doug Kaiser, respondents. ATTORNEYS: Claimant appeared pro se., Ft. Lauderdale, FL. For Respondents appeared Susan D. Ciallella, Esq., of the firm Cozen O'Conner, Philadelphia, PA. DATE FILED: January 15, 2002 CASE SUMMARY: Claimant alleged that respondents wrongfully terminated his employment and made defamatory state

COPY Award NASD Dispute Resolution In the Matter of the Arbitration Between: W. Gary Crider, Claimant v. Wexford Clearing Services Corporation, Respondent Case Number: 02-00241 Hearing Site: Los Angeles., California Nature of the Dispute: Customer v. Member REPRESENTATION OF PARTIES For Claimant: James A. Sigler, Esq. Law Offices of James A. Sigler Granada Hills, California For Respondent: Neal S. Robb, Esq. Gregory E. Copeland, Esq.

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 02-00237 Investment Centers of America, Inc., claimant vs. M&L Financial Inc., and Bob R. Reasoner, respondents. ATTORNEYS: For Claimant appeared Gerry Gunderson, Esq., Bismarck, ND. Respondents did not respond to the Statement of Claim. DATE FILED: January 15, 2002 CASE SUMMARY: Claimant alleged that respondents, in order to cover the cost of trades issued checks that were returned due

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 02-00236 Billy V. Dowdy and Mary C. Dowdy, claimant/counterclaim respondents vs. Christopher J. Lewis and Charles J. Lewis, Jr., respondents/counterclaim claimants. ATTORNEYS: Claimants appeared pro se, Waco, TX. For Respondents appeared Genna E. Stephens, Esq., of the firm Jenkens & Gilchrist, Dallas, TX. DATE FILED: January 15, 2002 CASE SUMMARY: Claimants/counterclaim respondents all

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Frances Walton and the Frances Walton IRA, (Claimants) vs. Merrill Lynch, Pierce, Fenner & Smith, Inc. and Gordon Borges, (Respondents) Case Number: 02-00234 Hearing Site: Boston, Massachusetts REPRESENTATION OF PARTIES Claimants, Frances Walton ("Walton") and the Frances Walton IRA ("Walton IRA"), hereinafter collectively referred to as "Claimants": Angela H. Magary, Esq., Brickley

Award NASD Dispute Resolution m tnejvlatter 01 the Arbitration b etween: Names of the Claimants Donna Liantonio Trust DTD 7/5/89 Nicholas Liantonio IRRA Case Number: 02-00232 Name of the Respondent Merrill Lynch, Pierce, Fenner & Smith, Inc. Hearing Site: Boca Raton, Florida REPRESENTATION OF PARTIES i For Donna Liantonio Trust DTD 7/5/89 ("DL Trust") and Nicholas Liantonio IRRA ("NL IRRA"), hereinafter referred to as "Claimants: Dar

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION, INC. CASE: 00-02411 Wall Street Access, Claimant vs. Nicholas Gamarra, Respondent. ATTORNEYS: Claimant, Wall Street Access, ("Claimant"), appeared through its in-house-counsel Finbar Carrig, New York, NY. Respondent, Nicholas Gamarra, ("Respondent"), did not respond to the Statement of Claim. DATE FILED: June 6, 2000 CASE SUMMARY: Claimant alleged that Respondent breached its contractual obligat

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 02-00230 Donna and Richard Adamczyk Names of the Respondents Hearing Site: Orlando, Florida Bane of America Investment Services, Inc. Carl E. Obeso REPRESENTATION OF PARTIES For Donna and Richard Adamczyk, referred to as "Claimant": Douglas W. Tuttle, Esq., Law Offices of Graham, Moletteire, Tuttle & Torpy, Melbourne, Florida. On or about Au

Award NASD'Dispute Resolution In the Matter of the Arbitration Between: Name nf the Claimants C.xse Number: 02-00229 Thomas R. Deimler and Shirley A. Deimler, JTWROS Name nf the Rpspnnde.nt Hearing Site: Raleigh, North Carolina Edward D. Jones & Co., L.P. RKPRFSFNTATTON OF PARTIES Claimants Thomas R. Deimler and Shirley A. Deimler, JTWROS, hereinafter collectively referred to as "Claimants", were represented by Andrew 0. Whiteman, Esq., Hartzell &

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 02-00224 Margaret J. Roles Name of the Respondent Hearing Site: Boca Raton, Florida Prudential Securities, Inc. REPRESENTATION OF PARTIES For Margaret J. Roles, hereinafter referred to as "Claimant": Forrest H. Roles, Esq., Heenan, Althen & Roles, Charleston, West Virginia. For Prudential Securities, Inc., hereinafter referred to as "Respond