AWARD NASD REGULATION, INC.. OFFICE OF DISPUTE RESOLUTION In the matter of the Arbitration Between Name of Claimants Jeereddi A. Prasad, M.D., Inc. Retirement Plan Trust Profit Sharing Plan and Jeereddi A. Prasad, M.D. v. Arbitration No. 97-05649 Name of Respondents Investors Associates, Inc. Troy Victor Wren Herman Epstein Lawrence Joseph Penna REPRESENTATION For Claimants: Jeffrey L. Squires, Esq. Robert N. Vohra, Esq.

AWARD NASD Regulation, Inc. In the Matter of the Arbitration Between Name of Claimant Steyer Farms, Inc. and Anthony Steyer 97-05646 Name of Respondents Hanifen, Imhoff Inc.; Hanifen, Imhoff Clearing Corp.; The Harriman Group, Inc., a/k/a H G I, Inc.; and RyanK. Lewis REPRESENTATION For Claimant: Steyer Farms, Inc. and Anthony Steyer ("Steyer") were represented by Dennis E. Murray, Jr., Esq. of Murray & Murray, located in Sandusky, O

N.A.S.D. REGULATION AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS REGULATION. INC. CASE: 97-05642 J.W. Barclay & Cn Inc., claimant vs. Roberto Morales, respondent. ATTORNEYS; Claimant appeared Pro Se, through its Compliance Director, Theo S. Basis, New York, NY. Respondent did not respond to the Statement of Claim. DATE FILED: December 1, 1997 CASE SUMMARY: Claimant alleged that respondent defaulted on a promissory note. Claim Data Award Data

N.A.S.D. REGULATION AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS REGULATION. INC. CASE: 97-05640 A.G. Edwards & Sons, Inc., claimant vs. Cam Scharf, respondent. ATTORNEYS: For Claimant appeared in-house counsel, Norman S. Buckvar, Esq., St. Louis, MO. Respondent did not respond to the Statement of Claim. DATE FILED: December 1, 1997 CASE SUMMARY: Claimant alleged that respondent received, and has failed to repay the proceeds from the sale of ten

N.A.S.D. REGULATION AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS REGULATION, INC. CASE: 97-05638 Khaled J. Barakat, claimant vs. Salvatore Ruggiero & Monitor Investment Group, Inc., respondents. ATTORNEYS: Claimant appeared Pro Se. - Brooklyn, NY. Respondent Salvatore Ruggiero appeared - Pro Se. - Staten, Island, NY. Respondent Monitor Investment Group, Inc. did not appear. DATE FILED: 12/1/97 CASE SUMMARY: Claimant alleged high commissions

N.A.S.D. REGULATION AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS REGULATION. INC. CASE: 97-05636 Merrill Lynch, Pierce, Fenner < &TSmith, Inc., claimant vs. Dr, James Herman oVb/a Affiliated Allergists of Houston, respondent. ATTORNEYS: For Claimant appeared Suzanne S, Killian, Esq., of the firm Ogden, Gibson, White & Broocks, L.L.P., Houston, TX. For Respondent appeared John E. O'Neill, Esq., of the firm Clements, O'Neil, Pierce & Nickens, L.L.P

AWARD NASD REGULATIONJNC, In the matter of the Arbitration Between Name of Claimant Joseph Arnao v. Name of Respondents M.A. Gillespie Investment Corp. Dan Calvin Steingruber. Jr., and c ^ Maryanne Greenberg Arbitration No. 97-05635 REPRESENTATION For Claimant: For Respondents M.A. Gillespie Investment Corp. and Marvanne Greenbere: Joseph Arnao In Pro Per Santa Monica. California Alvin L. Fishman. Esq.

'JUU 7.1999 11:28AM NO.132 P.21 AWARD NASD Regulation, Inc. In the Matter of the Arbitration Between Name of Claimant Raymond James & Associates, Inc. 97-05617 * Name of Respondent James K. Cogswell IV REPRESENTATION For Claimant: Joseph. A. Vallo, Esq., New York, New York. Respondent appeared pro se, ( CASE INFORMATION Statement of Claim filed: November 26, 1997. Claimant's Submission Agreement signed on: November 19

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Wade Stuart Willett, (Claimant) vs. Walsh Manning Securities, LLC, Frank Romano, Frank J. Skelly, III, Craig H. Gross, Paul Wasserman, and James Shanley, (Respondents) Case Number: 97-05616 Hearing Site: New York, New York REPRESENTATION OF PARTIES Claimant, Wade Stuart Willett, hereinafter referred to as "Claimant": Jason D. Frank, Esq., Bingham Dana LLP, Boston, MA. Resp

Award NASD Regulation, Inc. In the Matter of the Arbitration Between Name of Claimant Janet Quicksill vs. Case No. 97-05612 Name of Respondents Centex Securities John Paul Hernandez REPRESENTATION OF PARTIES Claimant, Janet Quicksill, hereinafter referred to as "Claimant": Henry J. Tyler, Esq., Brandt, Haughey, Penberthy, Lewis & Hyland, Moorestown, New Jersey Respondent Centex Securities ("Centex"): John Cione, Solana Beach, California