Stipulated Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Harry M. Goodman, Claimant vs. Charles Schwab & Co., Inc., Deborah Hoke-Smith and Garrett R. Wynne, Respondents. Case Number: 00-02366 Hearing Site: San Francisco, California. REPRESENTATION OF PARTIES For Claimants: Stephen A. Fraser Attorney at Law 3030 Bridgeway, Suite 127 Sausalito, CA 94965 For Respondents: Mauricio S. Beugelmans Charles Schwab

AWARD NASD Regulation, Inc. Office of Dispute Resolution In the Matter of the Arbitration Between Name of Claimant Salvatore A, Latino vs #97-05553 Name of Respondent The Boston Group, L.P. Patrick J. Keane REPRESENTATION OF PARTIES Claimant Salvatore A. Latino ("Claimant") appeared pro se. Respondent The Boston Group ("Boston Group") was represented by Eric S. Hutner, Esq., The Boston Group, New York, NY. Respondent Patrick J. Keane

Award NASD Regulation, Inc. In the Matter of the Arbitration Between: Robert D. Moore, Susan K. Moore, Robert D. Moore IRA, and Susan K. Moore IRA,(Claimants) vs. Duke & Company Inc., Toluca Pacific Securities Corp., ("Toluca Pacific"), Peter Papaemmanuel, Robert Giardina, Paul Thomas Fiorini, and Frank William Schiavone, (Respondents). Case Number: 97-05551 Hearing Site: Chicago, Illinois REPRESENTATION OF PARTIES Claimants, Robert D. Moore ("Moore

N.A.S.D. REGULATION AWARD \ NATIONAL ASSOCIATION OF SECURITIES DEALERS REGULATION, INC. CASE: 97-05550 Robert H. Coveney and Mary E. Coveney, claimants vs. Patrick J. Hughes, respondent. ATTORNEYS: Claimants appeared Pro Se, Bethpage, NY. Respondent appeared Pro Se, Bethpage, NY. DATE FILED: November 24, 1997. CASE SUMMARY: Claimants alleged that respondent recommended the sale and repurchase of Washington Mutual Investors Fund, thus incurring commi

NASD REGULATION, INC. AWARD In the Matter of the Arbitration Between Name of Claimant Stephen P. Cohen vs. Case No. 97-05548 Name of Respondents First Albany Corporation George McNamee Alan Goldberg Brian Fernandez REPRESENTATION For Claimant Stephen P. Cohen ("Claimant") appeared Martin J. Bluestein, Esq., of the firm Bluestein & Sander, located in Pound Ridge, New York. For Respondents First Albany Corporation ("First Alban

AWARD NASD REGULATION, INC. In the Matter of the Arbitration Between Name of Claimant Walter R. Flowers Case Number and 97-05547 Name of Respondents Scott Schuppie -—- Washington Investment Corporation REPRESENTATION OF PARTIES For Walter R. Flowers ("Claimant") appeared Raymond W. Konan, Esq., of Legal & Mediation Services, located in Falls Church, Virginia. For Scott Schuppie ("Schuppie") appeared Katherine H. Kalinowski. Esq., a s

AWARD NASD Regulation, Inc. In the Matter of the Arbitration Between Name of Claimants Gerald V. Fricke and Annette J. Fricke 97-05544 Name of Respondent Russell Conson REPRESENTATION For Claimants: Gerald V. Fricke and Annette J, Fricke ("Claimants") were represented by Mr. Fricke. For Respondent: Russell Conson appeared pro se. CASE INFORMATION Statement of Claim filed: November 24, 1997 Claimants' Submission Agreement signed o

AWARD NASD Regulation, Inc. In the Matter of the Arbitration Between Name of Claimant Howard S. Elliott 97-05540 Names of Respondents Meyers Pollock Robbins, Inc. Christopher Polisano REPRESENTATION For Claimant: Guy Spiegelman, Esq. of the Law Offices of Guy Spiegelman, Miami, FL. Respondent Meyers Pollock Robbins, Inc. ("MPR") appeared pro se (see "Other Issues"). Respondent Christopher Polisano ("Polisano") appeared pro se. CASE I

Award NASD Regulation, Inc. In the Matter of the Arbitration Between: Philip Simon, Claimant v. Baraban Securities, Inc. (now known as InterFirst Capital Corporation) and Roman Reznick, Respondents. Case Number: 97-05537 Hearing Site: Los Angeles, California REPRESENTATION OF PARTIES For Claimant: William F, Davis, Esq. Law Offices of William F. Davis Los Angeles, California For Respondents: Robert A. Uhl, Esq. Robert A. Uhl, Inc. Be

Award NASD Regulation, Inc. In the Matter of the Arbitration Between Name of Claimant Bob J. Johnson & Associates, Inc. and Case No. 97-05535 Names of Respondents PCM Securities, Ltd., AnnMarie Noel, Elliott Gayer and RPR Correspondent Services REPRESENTATION OF PARTIES Bob J. Johnson & Associates, Inc. (hereafter referred to as "Claimant") was represented by Bob J. Johnson, located in Houston, Texas. PCM Securities, Ltd. and Ell