N.A.S.D. REGULATION AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS REGULATION In the Matter of the Arbitration Between Name of Claimant Eloise Seifert 95-05589 Name of Respondents Prudential Securities, Inc. Steven G. Heslinga REPRESENTATION Claimant Eloise Seifert ("Claimant") was represented by Michael J. Hayes, Esq., Hayes & Hayes, Hyaimis, MA. Respondents Pmdential Securities, Inc. ("PSI") and Steven G. Heslinga ("Heslinga") were rep

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimant Dunja Sagov vs. 95-05568 Name of Respondent Smith Bamey Harris Upham & Co., Inc. REPRESENTATION For Claimant, Dunja Sagov appeared Daniel Cooper, Esq., of the law firm of Solovay, Marshall & Ediin located in New York, New York. For Respondent, Smith Bamey, Inc., appeared Sean J. Coughlin, Esq., Associate General Counsel, Smit

95-05566 N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimantfs) Kadileen M. Renck Jason Goodman Name of ResDondent(s) R.L. Renck & Company, Inc. Robert L. Renck REPRESENTATION For Claimants, Kathleen Renck ("K. Renck") and Jason Goodman ("Goodman"), collectively ("Claimants"), appeared John E. Lawlor, Esq. located in Garden City, New York. For Respondents, R.L. Renck & Co.

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimants 95-05561 Glen T. and Lynne Reames Name of Respondents Merrill Lynch Pierce Fenner & Smith Inc William H. McCall REPRESENTATION For Claimants, Glen T. and Lynne Reames ("the Reames"): Stephen D. Spivey of Stephen D. Spivey, P.A., Ocala, Florida. For Respondents, Merrill Lynch, Pierce, Fenner & Smith Inc. ("Merrill Lynch") and

NASD REGULATION, INC. AWARD NASD REGULATION. INC.. OFFICE OF DISPUTE RESOLUTION In the matter of the Arbitration Between Name of Claimants Gail Fisher and the Fisher Family Trust v. Arbitration No. 95-05560 Name of Respondents First American Biltmore Securities, H.K. Freeland Co. and Keith R. Lipscomb REPRESENTATION For Claimants: Lionel Z. Glancy, Esq. Law Offices of Lionel Z. Glancy Los Angeles, Califomia For Respondent Keith R. Lips

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimaiit John B. Watkins Name of Respondent NASD CASE NO. 95-05556 Prudential Securities Incorporated f/k/a Prudential-Bache Securities Inc. Names of Third-Party Respondents Steven A. Bushman and Merilyn T. Shad REPRESENTATION For Claimant: Ailish O'Connor, Esq. of Fairchild and Berg, P.A., Jacksonville, Florida. For Respondent P

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimant Stephen R. Clark 95-05543 Name of Respondents Merrill, Lynch, Pierce, Fenner & Smith, Inc. John M. Green Philip Benson Larry Petty CASE SUMMARY In a claim filed with the National Association of Securities Dealers, Inc. on November 22, 1995 Claimant Stephen R. Clark ("Claimant"), who appeared Pro Se, alleged that Responden

NASD REGULATION, INC. AWARD In the Matter of the Arbitration Between Name of Claimant Howard Miller 95-05542 Name of Responde:;t PaineWebber, Inc. REPRESENTATION For Claimant Howard Miller ("Miller") appeared Isaac M. Zucker, Esq., of First Asset Management located in Garden City, New York. For Respondent PaineWebber, Inc. ("PaineWebber") appeared Martin D. Edel, of the law offices of Miller & Wnibel, P.C, located in New York, New York.

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimant Jerome Smith 95-05541 Name of Respondents Douglas J. Guarino South Richmond Securities, Inc. CASE SUMMARY In a claim filed with the National Association of Securities Dealers, Inc. on November 21, 1995, Claimant Jerome Smith ("Claimant"), who appeared Pro Se, alleged diat Respondents South Richmond Securities, Inc. ("South Ri

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimants Michael Feeney Atlantic Business Group 95-05539 Name of Respondents Schneider Securities, Inc. Michael Wynn CASE SUMMARY In a claim filed with the National Association of Securities Dealers, Inc. on November 22, 1995 Claimants Michael J. Feeney and Atlantic Business Group, Inc., ("Claimants"), who appeared Pro Se, allege