NASD REGULATION, INC. AWARD In the Matter of the Arbitration Between Name of Claimant Allison G. West 97-03960 Name of Respondent Thomas Jackson REPRESENTATION For Claimant Allison G. West ("Claimant") appeared H. Elliot Wales, Esq., a sole practitioner with offices located in New York, New York. For Respondent Thomas Jackson ("Respondent") appeared John J. Kerr, Esq. of the law offices of Simpson Thacher & Bartlett located in New York,

N.A.S.D. REGULATION AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS REGULATION. INC. CASE: 97-03959 Mohammed S.G. Hussaini, claimant vs. Kennedy Securities, Inc. and Edward Kennedy, respondents. ATTORNEYS: Claimant appeared Pro Se, Cupertino, CA. For Respondents appeared David M. Greenberg, Esq., Larkspur, CA. DATE FILED: August 11, 1997. CASE SUMMARY: Claimant alleged breach of Options Principal/Compliance Officer contract and non-payment of c

N.A.S.D. REGULATION AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS REGULATION. INC. CASE: 97-03957 Auerbach Pollak & Richardson, claimant vs. Pa^oL Shipping Corp., respondent. ATTORNEYS: For Claimant appeared Kevin T. Hoffman, Esq. - Greenwich, CT. For Respondent appeared Robert Leclair - Humble, TX. DATE FILED: 8/11/97 CASE SUMMARY. Claimant alleged debit balance in respondent's account as the result of a bad check. Claim Data Award Data

Award NASD Dispute Resolution In the Matter of the Arbitration Between: eE: 00-02155 Howard Meisner and Betsy Simonds Hiring Site* Philadelphia, PA Gruntal & Co., L.L.C. Scott L. Sohmer RFPFSFNTATTON OF PAPTTFS Claimants, Howard Meisner and Betsy Simonds, hereinafter collectively referred to as "Claimants" were represented by Douglas R. Lally, Esq., Jenkintown, PA. Respondents, Gruntal & Co., L.L.C. ("Gruntal") and Scott L. Sohmer ("Sohmer")

N.A.S.D. REGULATION AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS REGULATION. INC. CASE: 97-03956 Richard Deutsch, claimant vs. Investors Associates, Inc., Lawrence Penna and Herman Epstein, respondents. ATTORNEYS: Claimant appeared Pro Se. - Fort lauderdale, FL. For Respondents appeared Lawrence R. Gelber, Esq. - Hackensack, NJ. DATE FILED; 8/11/97 CASE SUMMARY: Claimant alleged failure to pay commissions. Claim Data Award Data Claim: $5

N.A.S.D. REGULATION AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS REGULATION. INC. CASE: 97-03955 Craig S. Varon, claimant vs. Charles Schwab & Co., Inc., respondent. ATTORNEYS: Claimant appeared Pro Se, Marietta, GA. For Respondent appeared Steve Murphy/Office of Corporate Counsel, Charles Schwab & Co., Inc., San Francisco, CA. DATE FILED: August 11,7997 CASE SUMMARY: Claimant alleged that his shares of Enstar stock were not issued to him af

N.A.S.D. REGULATION AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS REGULATION. INC. CASE: 97-03954 Linsco/Private Ledger, claimant vs. William Kenneth Healey, respondent. ATTORNEYS: For Claimant appeared Michael J. Runzi - San Diego, CA. Respondent did not appear. DATE FILED: 8/11/97 CASE SUMMARY: Claimant alleged respondent failed to repay commissions and breach of employment contract. Claim Data Award Data Claim: $3,335.17 Award: $3,335.

Award NASD Regulation, Inc. In the Matter of the Arbitration Between: Alan H. Richardson and Sandra Richardson, Claimants vs. Robert L. PJomgren and The Financial Destiny Group, Inc., Respondents. Case Number: 97-03953 Hearing Site: Seattle, Washington REPRESENTATION OF PARTIES Claimants, Alan H. Richardson and Sandra Richardson, hereinafter collectively referred to as "Claimants": Charles A. Cleveland, Esq., Charles A. Cleveland, P.S., Spokane, Washing

NASD REGULATION, INC. AWARD NASD REGULATION, INC., OFFICE OF DISPUTE RESOLUTION In the matter of the Arbitration Between Name of Claimant Walter T.Hetz v. Arbitration No. 97-03946 Name of Respondents Dylan Jovine, Vince Maritato, and Brigham Coombs REPRESENTATION For Claimant: Walter T. Hetz In Pro Per Redondo Beach, California For Respondents Dylan Jovine and Vince Maritato: Charles M. O'Rourke, Esq. Attorney at Law

AWARD NASD REGULATION. INC. In the matter of the Arbitration Between Name of Claimant Thomas P. Wojtaszek v. Arbitration No. 97-03945 Name of Respondents Presidential Brokerage, Inc. and Joseph Gilbert REPRESENTATION For Claimant: Paul W. Thomas, Esq. Paul W. Thomas & Associates Carlsbad, California For Respondent Presidential Brokerage, Inc.: Gregg A. Johnson, Esq. Gregg A. Johnson Attorney at Law San Diego, California