NASD REGULATION, INC. AWARD In the Matter of the Arbitration Between Name of Claimant Estate of Mildred Teicher vs. Case No. 97-03487 Name of Respondents SFI Investments, Inc. Frank Fasano REPRESENTATION For Claimant Estate of Mildred Teicher ("Claimant") appeared Paul Teicher, Executor, located in New Rochelle, New York. Respondents SFI Investments, Inc. ("SFI") and Frank J. Fasano ("Fasano) (collectively "Respondents") did not

-1 NASD REGULATION, INC. AWARD In the Matter of the Arbitration Between Name of Claimants Basil Elliot 97-03485 Name of Respondents Bear, Stearns & Co., Inc. Robert MacGregor REPRESENTATION For Claimant Basil Elliot ("Claimant") appeared Edward R. Curtin, Esq., of the law firm of Edward R. Curtin, P.C. located in New York, New York. For Respondents Bear, Stearns & Co. ("Bear Stearns") and Robert MacGregor ("MacGregor") (collectiv

• 04727/98 MON 11:10 FAI NASD REGULATION ARBITRATION AWARD NASD REGULATION, INC, OFFICE OF DISPUTE RESOLUTION in the Matter of the Arbitration Between Edward Bacom 97-03484 f Respondents David Pesso; First Cambridge Securities Corp. For Claimant: Edward Bacom ("Bacom'} was represented by David H. Zimmer, Esq. of Greenwich, Connecticut. For Respondents: Respondent First Cambridge Securities Corp. r First Cambridge") was represented by Mar

.'OCT. 10.1998 1Z:43PM NfiSD REGULflTlON FL N.A.S.D, AWARD NASD Regulation,- Inc. Office of Dispute Resolution In the Matter of the Arbitration Between < Name of Claimant Stephen Sherman 97-03481 Name of Respondents J.W. Charles Securities, Inc. Cohig & Associates, Inc. n/k/a EBI Corp. Myron Engeiroan. REPRESENTAtlOy For Claimant: Russsell L, Forkey, Esq., Fort Lauderdale, Florida, For Respondent J.W, Charles Securities, Inc. ("JWC")

N.A.S.D. REGULATION, INC AWARD NASD Regulation, Inc. Office of Dispute Resolution In the Matter of the Arbitration Between Name of Claimant Aldon Trading Company, Inc. 97-03472 Name of Respondents Bear Stearns & Company; James Britt REPRESENTAT10N For Claimant: Aldon Trading Company, Inc. ("Aldon") was represented by James F, Carlson, Esq. of Chicago, Illinois. For Respondents: Bear Stearns & Company ("Bear Stearns") and James Britt

NASD REGULATION, INC. AWARD In the Matter of the Arbitration Between Name of Claimants Robert A. Walder JoanW. Walder vs. Case No. 97-03466 Name of Respondents Chance Christopher Miglino Jairo Albert Baquero Jr. William Scott & Co., LLC. REPRESENTATION Claimants Robert A. Walder and Joan A. Walder ("Claimants") appeared pro se. Respondent Chance Christopher Miglino ("Miglino") did not enter an appearance in this matter. Respo

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: First Union Brokerage Services, Inc., Claimant Vs. Dominic F. Gangale and Dale M. Gangale, Respondents. Case Number: 00-02100 Hearing Site: Columbus, Ohio REPRESENTATION OF PARTIES Claimant First Union Brokerage Services, Inc. ("First Union"), hereinafter referred to as "Claimant", was represented by Brian A. Carlis, Esquire, of Stark & Stark, Princeton,

N.A.S.D. REGULATION AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS REGULATION. INC. CASE:97-03455 Daniel F. and Edna M. Krachuk, claimants v. Charles Schwab & Company, Inc., respondents. ATTORNEYS: Claimants appeared pro se - Springfield, PA. For respondent appeared Steve Murphy, Esq. - San Francisco, CA. DATE FILED: 7/14/97 CASE SUMMARY: Claimants alleged wrongful execution of a trade. Claim Data Award Data Claim: $2,088.10 Award: $1,392.07

Award NASD Regulation, Inc. In the Matter of the Arbitration Between: Juan J. Correa, (Claimant) vs. Everen Securities, Mark A. Skertich and Steven Mlynski, (Respondents). Case Number: 97-03444 Hearing Site: Chicago, Illinois REPRESENTATION OF PARTTES Claimant Juan J. Correa, ("Claimant"): James J. Eccleston, Esq., Eccleston & Associates, Chicago, Illinois. Respondent Everen Securities ("Everen"): Ronald P. Kane, Esq., Gomberg, Kane & Fischer, Ltd,

N.A.S.D. AWARD NASD Regulation, Inc. Office of Dispute Resolution In the Matter of the Arbitration Between Name of Claimants William A. Kuczmera and Karl a S. Kuczmera NASD CASE NO. 97-03441 Name of Respondents A.G. Edwards & Sons, Inc. and Harry Pinkham REPRESENTATION For Claimants: James D. Keeney, Esq. of Namack, Clark & Keeney, Sarasota, Florida. For Respondents: Norman S. Buckvar, Esq., Litigation Counsel of A.G. Edwards & Sons, Inc