N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS REGULATION, INC. In the Matter of the Arbitration Between Name of Claimant Serena Hodes 97-03125 Name of Respondent Charles Schwab & Company, Inc. REPRESENTATION Claimant Serena Hodes appeared pro se. For Respondent Charles Schwab & Company, Inc. ("Charles Schwab"): Steve Murphy, Esq. of Charles Schwab & Company, Inc., San Francisco, California. CASE INFORMATION Statement of C

NASD Reeulation. Inc. AWARD IB 7---,-- ^ ;•;? if ^ TITBIT [j ' ' ' 1 ! In the Matter of the Arbitration Between - -'•" MOV g 0 1998 T A T • • /l "• • "" J • • Laura A. Tnvisonno. . Claimant, v. No. 97-03122 Metropolitan Life Insurance Company, Steven C Day, and Mark J. Zumack, Respondents. REPRESENTATION OF PARTIES Claimant Laura Trivisonno("CIaimant") was represented by Michael G. Polito, Esq. of Polito &

NASD REGULATION, INC. AWARD In the Matter of the Arbitration Between Name of Claimant Josef Kohn 97-03119 Name of Respondents Spencer-Winston Securities Corporation Isaac Bash REPRESENTATION For Claimant Josef Kohn ("Claimant") appeared Judah Dick, a sole practitioner with offices located in Brooklyn, New York. For Respondents Spencer-Winston Securities Corporation ("Spencer-Winston") and Isaac Bash ("Bash"), collectively "Respondent

NASD REGULATION, INC. AWARD In the Matter of the Arbitration Between Name of Claimants Chris Youngblood and Rebecca Youngblood Case No. vs. 97-03115 Name of Respondents Smith Barney, Inc. and Cole Henderson REPRESENTATION For Claimants Chris Youngblood ("C. Youngblood") and Rebecca Youngblood ("R. Youngblood") (collectively "Claimants") appeared J. Alexander Davidson, Esq., from the law firm of Carroll, Carroll, Davidson, Franklin and Yo

N.A.S.D. REGULATION AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS REGULATION, INC. In the Matter of the Arbitration Between Name of Claimant Legg Mason Wood Walker, Inc. 97-03109 Name of Respondent Douglas Spitz REPRESENTATION For Claimant Legg Mason Wood Walker, Inc.: Gregory B. McShea, Esq. Legg Mason Wood Walker, Inc. Baltimore, MD For Respondent Douglas C. Spitz: Pro Se CASE INFORMATION Statement of Claim filed: June 23, 1

N.A.S.D. AWARD NATIONAI, ASSOCIATION OF SECURITIES DEALERS In the Matter of the Acbltratlon Between Mama of Claimant f it V Taghi Shahin, Attorney-in-Fact for Jafar Afyouni 90-01379 Name of Resnepdentm Shearson Lehman Hutton, Inc. SBZ Group Bljan Bozorgl Farhad Shakiban Javad Zhaleh Doust Sani Camille Karam Carloa Calvo John Zacharia For Clainants Jeff DenniB Fsrentz, Bag., of Gceehbaun & Fazentz, MewpoDct Beadi, Califo

N.A.S.D. REGULATION AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS REGULATION. INC. CASE; 97-03106 Rjchard D. Matthews, claimant vs. Cressida Capital, Inc. (f/k/a Norfolk Securities), Jeffrey VanBlarcom and Michael Trocchio, respondents. ATTORNEYS: For claimant appeared Richard De Vita, Esq., Hoboken, NJ. Respondents did not respond to the Statement of Claim. DATE FILED: June 23, 1997. CASE SUMMARY; Claimant alleged unauthorized stock transactions

N.A.S.D. REGULATION AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS REGULATION. INC. CASE: 97-03205 Manfred and Marion Adler, claimants v. Dean Witter Reynolds Inc., Robert Kimble, Jr. and Steven Hartman, respondents. ATTORNEYS: Claimants appeared pro se - Bloomfield, CT. For respondents appeared Debra Roth, Esq. - New York, NY. DATE FILED: 6/23/97 CASE SUMMARY: Claimants alleged misrepresentation and breach of fiduciary duty in the sale of com

N.A.S.D. REGULATION AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS REGULATION. INC. CASE: 97-03104 , ^ Bing Yu & Juan Chen, claimants v. Herzog, Heine, Geduld, Inc. and E*Trade Securities, Inc, respondents. ATTORNEYS: For claimants appeared Marc S. Henzel, Esq. - Philadelphia, PA. For respondents Tamiko Moore, Esq. - Palo Alto, CA. DATE FILED: 6/23/97 CASE SUMMARY: Claimants alleged unauthorized sale of common stock. Claim Data Award Data

1'IU N.A.S.D. REGULATION AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS REGULATION. INC. CASE: 97-03100 Allan F. Miramant, claimant vs. Patrick G. Witheril, respondent. ATTORNEYS: Claimant appeared Pro Se, Southington, CT. For Respondent appeared William B. Peterson, Esq., New York, NY. DATE FILED: June 23, 1997. CASE SUMMARY: Claimant alleged that respondent failed to follow his instructions regarding his mutual funds, which resulted in sales