N.A.S.D. REGULATION AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS REGULATION. INC. CASE: 97-02601 John S, Carter, ST., claimant vs. Kensington Wells, Inc., Tom Tedeschi, Bear Stearns Securities Corp. and Joseph Dillon & Co., Inc. respondents. ATTORNEYS: Claimant appeared Pro Se. - Louisville, KY. For respondents Kensington Wells, Inc. and Thomas J. Tedeschi appeared Timothy Kebbe, Esq. - Uniondale, NY. For respondent Bear Stearns Securities Corp.

NASO RHGVLATIOV INC. AWARD In the Matter of" the Arbitration Between Name of Claimants James and Rosetta Bastek vs. Case No. 97-02562 Name of Respondents Michael Scott Paul Fiorini William Joseph Annette Hunter Danny Garber Walter Hendricks Wallace Giakis Mark Corso Gregg DeRocco Nicholas LaRosa Joseph Cavallo Michael Pernice Toluca Pacific Securities REPRESENTATION For Claimants James and Rosetta

12/09/1997 10:57 212-858-4309 NASD PAGE 02 N.A.SJX REGULATION iTION. INC. CASE: 97*02539 Steven S. Caruso, claimant v. Nathan & Lewis Securities, Inc., Ronald Simta and Thomas Bucci, respondents. ATTORNEYS: Claimant appeared pro sc - Vernon, NY. For Respondents appeared Richard Berenger - New York, NY. DATE FILED: 5/21/97 CASE SUMMARY: Claimant alleged commissions owed. Claim Data Award Data Claim; $987.98 Award: S.OO Punitiv

Arbitration No. 97-02558 AWARD NASD Regulation. Inc. In the matter of the Arbitration Between Name of Claimant fsl William Gleason Name of Respondent (s) Charles Schwab & Co., Inc. REPRESENTATION For Claimant: William Gleason, Honolulu, Hawaii For Respondent: Rhonda Jones, Esq., Charles Schwab & Co., Inc., San Francisco, California CASE INFORMATION Statement of Claim filed: May 16, 1997 Claimant's Submission Agreement signed

-OCT.10.1998" 12:40PM NflSD REGULflTIOH FL NO.392 p.9 NASD REGULATION, INC. AWARD NASD Regulation, Inc., Office of Dispute Resolution In the Matter of the Arbitration Between Names of Daimants Bradford and Susan Staub Young 97-02552 Namys of Respondents Prudential Securities, Incorporated Kcene D, Murphy REPRESENTATION For Claimants; Leo W, Desmond* Esq. of the Law Office of Leo Desmond, West Palm Beach, Florida. For Respondents: Ala

N.A.S.D. REGULATION AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS REGULATION. INC. CASE: 97-02548 Robert Riggle, claimant v. Investors Associates, Inc, Herman Epstein and Luis Loza. respondents. ATTORNEYS: Claimant appeared pro se - Beaumont, TX. For respondents appeared Lawrence R. Gelber, Esq. - Hackensack, NJ. DATE FILED: 5/20/97 CASE SUMMARY: Claimant alleged unauthorized trades of common stock. Claim Data Award Data Claim: $5,962.30

N.A.S.D. REGULATION AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS REGULATION. INC. CASE: 97-02547 Henry F. Jaslowski, claimant v. Thomas Anthony Durand, Michael Scott Amico and The Boston Group, respondents. ATTORNEYS: Claimant appeared pro se - San Diego, CA. For respondent Thomas Anthony Durand appeared Dan A. Dniz, Esq. of Manasquan, NJ. For respondent The Boston Group appeared Eric S. Hunter of New York, NY. Respondent Scott Amico appeared pr

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between; The Thoram Corporation, Claimant v, Donner Corp. International and Jeffrey Lyle Baclet, Respondents Case Number: 00-02008 Hearing Site: Los Angeles, California REPRESENTATION OF PARTIES For Claimant: Dennis R. Villavicencio, Esq. Attorney at Law Carlsbad, California For Respondents: David Hiersekorn Donner Corp. International Santa Ana, California CASE INFO

NASD REGULATION, INC. AWARD In the Matter of the Arbitration Between Name of Claimant Allan L. Dorfman 97-02546 Name of Respondents Meyers Pollock Robbins, Inc. Jerold Judkowitz Michael Anthony Caso Phillip Maresca REPRESENTATION Claimant Allan L. Dorfman ("Dorfman") appeared pro se. For Respondent Meyers Pollock Robbins, Inc. ("Meyers") appeared Louis Miron, Esq., a sole practitioner with offices located in Westfield, New Jersey

NASD REGULATION, INC. AWARD In the Matter of the Arbitration Between Name of Claimants Peter M. and Elizabeth B, Florio 97-02543 Name of Respondent Charles Schwab & Company, Inc. REPRESENTATION For Claimants Peter M. and Elizabeth B. Florio ("Claimants") appeared Courtney L. Mills, of Greenwich Capital Markets located in Greenwich, Connecticut. For Respondent Charles Schwab & Company, Inc. ("Respondent") appeared Kenneth R. Puhala, Esq.,