NASD REGULATION, INC. AWARD In the Matter of the Arbitration Between Name of Claimant Michael Espinal vs. Case No. 97-01733 Name of Respondent Patriot Securities, Inc. REPRESENTATION Michael Espinal ("Claimant") was represented by David E. Robbins,Esq. from Kaufmann, Feiner, Yamin, Gildin & Robbins located in New York, New York. Patriot Securities, Inc. ("Patriot") was represented by Brooks R. Burdette, Esq. from Schulte, Roth & Zabe

AWARD NASD Regulation, Inc. In the Matter of the Arbitration Between Name of Claimant Thomas L. Heatherly 97-01731 Name of Respondents J.S. Securities, Inc.; First National Equities, Inc.; Mark Arthur Welch; Jeffrey Szur REPRESENTATION For Claimant: Thomas L. Heatherly ("Heatherly") was represented by Lawrence J. Bochat, Esq. of Lawrence J. Bochat, P.C., located in Garden City t New York. For Respondents: J.S. Securities,

AWARD NASD Regulation, Inc., Office of Dispute Resolution In the Matter of Arbitration Between Rosalie Horowitz Claimant, and No. 97-01727 PaineWebber, Inc., Addison Securities and Neil Scott Respondents. REPRESENTATION OF PARTIES Claimant, Rosalie Horowitz, ("Horowitz,") was represented by Richard A. Lewins, Esquire of Hoffman & Lewins, P.C. located in Dallas, Texas. Respondent, PaineWebber, Inc. ("PaineWebber,") was represented by Hect

AWARD NASD Regulation. Inc. Office of Dispute Resolution In the Matter of the Arbitration Between Timothy W. Wyman. Claimant. v. No. 97-01720 SunAmerica Securities. Inc.. Respondent. REPRESENTATION OF PARTIES Claimant Timothy W. Wyman ("Claimant") appeared pro se. Respondent SunAmerica Securities, Inc. ("Respondent") was represented by Bridget M. Gaughan, Esq. of SunAmerica Securities. Inc. located in Phoenix. Arizona. CASE INFORMATION

N.A.S.D. REGULATION AWARD NASD Regulation, Inc. Office of Dispute Resolution In the Matter of the Arbitration Between Name of Claimant Jenit Hamlin 97-01716 Name of Respondents Charles Schwab & Co., Inc. Susan Klunis Ray Mitchell REPRESENTATION OF PARTIES For Claimant: Irving Pfeffer, Esq. Pfeffer & Williams San Francisco, California. For Respondent: Rhonda Jones, Esq. Charles Schwab & Co., Inc. San Francisco, California.

NASD REGULATION, INC. AWARD In the Matter of the Arbitration Between Name Doley Securities, Inc. 97-01715 Name Bear Stearns & Company Richard Harriton REPRESENTATION For claimant Doley Securities, Inc. ("claimant") appeared Wayne J, Lee, Esq., of the law offices of Stone, Pigman, Walther, Wittmann, & Hutchinsoa, LLP, located in New Orleans, Louisiana. For respondents Bear Stearns & Company ("Bear Stearns") and Richard Harriton ("Harr

-JLN.18.1998 ?:34fiH NftSD REGULATION FL p 5 N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In die Matter of the Arbitration Between Name of Claimants Harry and Mildred J. Oidfard 97-01714 flfamp $ Respondent Junes Robert Burney, Jr. REPRESENTATION" For OauBants*. Stephen. Murphy, Esq. of Pino & Dicks, Longwood, Florida. Respondent James Robert Burney, Jr. ("Burney") appeared pro se. CASE INFORMATION Statement of Claim

AWARD NASD REGULATION. INC.. OFFICE OF DISPUTE RESOLUTION In the matter of the Arbitration Between Name of Claimantf s^ James H. DeVoe v. Name of Respondent(s) Cohig & Associates, Inc. William Klepinger Arbitration No. 97-01713 REPRESENTATION For Claimant: For Respondents: Richard Sacks Investors Recovery Service Novato, California Russell K. Bean, Esq. Cohig & Associates, Inc Englewood, Colorado CASE INFO

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: The Adams Family Trust, (Claimant) vs. American Fronteer Financial Corporation, Frederick A. Fielder, Jr., and Robert A. Fitzner, Jr., (Respondents) Case Number: 00-01915 Hearing Site: New York, New York REPRESENTATION OF PARTIES Claimant, The Adams Family Trust, hereinafter referred to as "Claimant": Andrew C. Cote, Esq., a sole practitioner, Sharon, CT and Paul Ruszczyk, Esq

JUN.22.1998 10:30PM ISftSD REGULATION FL NO. 230 P. 4 N.A.S.D, AWARD NASD Regulation,. Inc. Office of Dispute Resolution In the Matter of the Arbitration Between of Marvin and Shelley Quittner 97-01712 Names of Respondents Meyers Pollock Robbins, Inc. Mason Gangel For Claimants: David A. Weintraub, Esq. of David A, Weintraub, P.A., Fort Lauderdale, Florida. For Respondent Meyers Pollock Robbins, Inc. CMPR"): Michael Ploshnick of Meyers Pollo