AWARD NASD REGULATION. INC., OFFICE OF DISPUTE RESOLUTION In the matter of the Arbitration Between Name of Claimant Gautham T. N. Reddy M.D. Defined Benefit Plan v. Arbitration No. 97-00533 Name of Respondents Kennedy Cabot & Co., Inc. and Philip Crabb For Claimant: Paul W. Thomas, Esq. Paul W. Thomas & Associates Carlsbad, California For Respondents; Gordon Young, Esq. Keesal, Young & Logan San Francisco, California CASE INF

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: First Union Securities, Inc. (Claimant/CounterRespondent) v. Patricia A. Heath, (Respondent/Counterdaimant) Case Number: 00-01761 Hearing Site: Chicago, Illinois REPRESENTATION OF PARTIES Claimant/CounterRespondent First Union Securities, Inc. ("First Union ") : Ronald Kane and Stephen Berkeley, Kane & Fischer, Ltd., Chicago, Illinois. Respondent/CounterClaiman

AWARD NASD REGULATION. IMC.. OFFICE OF DISPUTE RESOLUTION In the mailer of the Arbitration Between Name of Claimant EVEREN Securities. Inc. Name of Respondent Grce S. Sklar Arbitration No. 97-00530 For Claimant: For Respondent: Statement of Claim filed: REPRESENTATION Diane C. Fischer, Esq. Gomberg Kane & Fischer. Ltd. Chicago, Illinois Philip W. Bartenettu Esq. Clark & Trevithick Los Aneeles, California CASK

AWARD NASD REGULATION. INC.. OFFICE OF DISPUTE RESOLUTION In the matter of the Arbitration Between Name of Claimant Everen Securities, Inc. v. Name of Respondent Robert J. Kernweis Arbitration No. 97-00529 For Claimant: REPRESENTATION For Respondent: Robert J. Kernweis Ronald P. Kane. Esq. Diane C. Fischer. Esq. Michael A. Kraft, Esq. Gomberg Kane £ Fischer. Ltd. Chicago, Illinois In Pro Per (no appearance) CA

N.A.S J>. REGULATION AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS REGULATION. INC. CASE: 97-00513 Jian-zhong Zhou & Jiewei Cai, claimant vs. Tony Tricarico and Investor Associates, Inc., respondents. ATTORNEYS: Claimants appeared Pro Se, New York, NY. Respondent Tony Tricarico appeared Pro Se, New York, NY. For Respondent Investors Associates, Inc. appeared, M. David Sayid, Esq., of the firm Sayid & Associates, Hackensa;':, NJ. DATE FILED: J

N.A.S.D. REGULATION AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS REGULATION. INC. CASE: 97-00511 Olde Discount Corporation, claimant vs. Kenneth A. Gobin and Marie B. Gobin, respondents. ATTORNEYS: For Claimant appeared in-house counsel Robert Anderson, Esq., Detroit, MI. Respondents appeared Pro Se, Frisco, TX. DATE FILED: January 30, 1997. CASE SUMMARY: Claimant alleged that respondents are liable for loss incurred as a result of their failure

N.A.S.D. AMENDED AWARD NASD Regulation, Inc. Office of Dispute Resolution In the Matter of the Arbitration Between Name of Claimants Michael Lowe Peter Brown 97-00509 Name of Respondents Sterling Foster & Co., Inc. Jim Buschle Chuck Distefano Craig Kellerman Frank Monroig Adam Lieberman Tom Gebbia Andrew Tursi REPRESENTATION For Claimants: Stephen Murphy, Esq. of Pino & Dicks, Longwood, FL. For Respondents Sterlin

NASD REGULATION, INC. AWARD In the Matter of the Arbitration Between Name of Claimants Robert Marino Saundra Marino 97-00506 Name of Respondents A.G. Edwards & Sons, Inc. Brett Matschke REPRESENTATION For Claimants Robert and Saundra Marino ("Claimants") appeared Adolph D. Seltzer, Esq., a sole practitioner with offices located in New York, New York. For Respondents A.G. Edwards & Sons, Inc. ("A.G. Edwards") and Brett Matschke ("

NASD Regulation, Inc. Award NASD Regulation, Inc. Office of Dispute Resolution In the Matter of the Arbitration Between Name pf Claimama/Ccaamenesoondents Corporate Securities Group, Inc., and Roger & Company, LLC. and 97-00503 Name of Rftspondent/CourrterdaJmant Phillip Malone Corporate Securities Group, IDC., and Roger & Company, LLC, fQaimante 11 ) were represented by Thomas M. Blumenthal, esq., of Paule, Camaane &. Btonwathal, St Lou

NASD REGULATION, INC. AWARD Office of Dispute Resolution In the Matter of the Arbitration Between Name of Claimant Bryan Edwards 97-00501 Names of Respondents AG Edwards and Sons, Inc. Jonathan Gottlieb REPRESENTATION OF PARTIES For Claimant Bryan Edwards: Albert A. Rapoport, Esq., Boca Raton, FL. For Respondents A.G. Edwards & Sons, Inc. ("AGE") and Jonathan Gottlieb ("Gottlieb' 1 ): Hope Johnson. Esq. of A.G. Edwards & Sons, In