Award NASD Dispute Resolution In the Matter of the Arbitration Between: Robert J. Fitzgerald (Claimant) v. NFB Investment Services Corp., Timothy Treble, and James Senatore (Respondents) Case Number: 03-08743 Hearing Site: New York, New York Nature of the Dispute: Associated Person vs. Member and Associated Persons. REPRESENTATION OF PARTIES Claimant Robert Fitzgerald ("Claimant") hereinafter referred to as "Claimant": Joseph Trainor, Esq., Rockaway

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Benistar Employer Services Trust Corporation and Benistar Property Exchange Trust Company, Inc. (Claimants) v. UBS PaineWebber Inc. n/k/a UBS Financial Services Inc. (Respondent) Case Number: 03-08742 Hearing Site: New York, New York Nature of the Dispute: Customers v. Member REPRESENTATION OF PARTIES Claimant Benistar Employer Services Trust Corporation ("BESTCO"): Richard S. Order

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Gaetano J. Aglione, Beverly Aglione, Gaetano J. Aglione IRA, Gaetano Aglione & Beverly Aglione JT TOD, Albert V. Aglione, Rosemary Aglione, Rosemary Aglione IRA, and Albert V. Aglione IRA (Claimants) v. American Express Financial Advisors, Inc. (Respondent) Case Number: 03-08740 Hearing Site: Boston, Massachusetts Nature of the Dispute: Customers vs. Member. REPRESENTATION OF PARTIE

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Janis Goldberg Name of the Respondent Merrill Lynch, Pierce, Fenner & Smith Inc. Case Number: 03-08737 Hearing Site: Boca Raton, Florida Nature of the Dispute: Customer vs. Member. REPRESENTATION OF PARTIES For Janis Goldberg, hereinafter referred to as "Claimant": Randall C. Place, Esq., Blum, Silver & Schwartz, LLP, Coral Springs, Florida.

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 03-08730 Herman Held and Robbie A. Derooy, Claimants vs. Nancy Ness, Respondent. ATTORNEYS: For Claimants, Herman Held and Robbie A. Derooy ("Claimants") appeared Jon A. Jacobson, Esq., and Michael D. Wallander, Esq., of the firm Greenberg Traurig, P.A., West Palm Beach, FL. For Respondent, Nancy Ness, ("Respondent") appeared Peter J. Mougey, Esq., of the firm Breggs & Lane, Pensacola, FL.

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 03-08729 Stephen Trent Slattery, Claimant v. Joseph L. Hatton, HI and Annette L. Hatton, Respondents ATTORNEYS: " For Claimant Stephen Trent Slattery ("Claimant") appeared Michael D. Wallander, Esq., of the firm Greenberg Traurig, P.A., West Palm Beach. FL. For Respondents L. Hatton, III and Annette L. Hatton ("Respondents") appeared Jack Kiefner, Esq., of the firm Kiefner & Renaldo, P.A., St.

NASD Dispute Resolution Arbitration No. 03-08724 Award Page 2 of 5 RELIEF REQUESTED Claimant requested $20,000.00 in compensatory damages, $5,000.00 in punitive damages, unspecified interest, and costs. Respondents requested dismissal of the Claimant's Statement of Claim in its entirety, expungement of Respondents' regulatory records, and costs, including attorney's fees. OTHER ISSUES CONSIDERED AND DECIDED On February 10, 2004, Claimant signed a W

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant Robert D. Grinter and 03-08723 Oklahoma City, Oklahoma Names of Respondents Raymond James Financial Services, Inc., Andrew W. Lockhart and Keith A. Van Dyke NATURE OF THE DISPUTE Customer vs. Member Firm and Associated Persons REPRESENTATION OF PARTIES Robert D. Grinter ("Claimant") was represented by Joseph C. Long, Esq., of Norman, Oklahoma.

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Richard F. Layman and Marjorie Kilbarger Layman, Richard F. Layman IRA, and Marjorie Kilbarger Layman IRA, Claimants v. J. Allan Vlerebome, Kenneth D. Culver, and Advest, Inc., Respondents Case Number: 03-08715 Hearing Site: Columbus, Ohio Nature of the Dispute: Customers vs. Member and Associated Persons. REPRESENTATION OF PARTIES Claimants Richard F. Layman and Marj

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Beverly Grant, Individually and on Behalf of the Beverly Grant IRA and the Beverly Grant Money Purchase Pension Plan, Claimant v. Wells Fargo Investments, LLP, Wells Fargo Securities, LLC, and Brian R, WiMte, Respondents Case Number: 03-08703 Hearing Site: San Diego, California Nature of the Dispute: Customer v. Members and Associated Person REPRESENTATION OF PARTIES For Claiman