AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Claimant Robert L. Varney and Respondents Argus Securities, Inc., and Ram Kapara Case Number: 03-08427 Hearing Site: Southfield, Michigan NATURE OF DISPUTE Customer v. Terminated Member and Associated Person REPRESENTATION OF PARTIES Robert L. Varney ("Claimant") was represented by Steven R. Poole, Esq., DAW Legal Services Plan, Lansing Michigan. Argus Sec

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 03-08426 Gene Cox JMame of the Respondents Hearing Site: Albuquerque, New Mexico Merrill Lynch Pierce Fenner & Smith, Inc. and Tonya Jill Holt NATUPF n F P'SPUTF Customer vs. Member Firm and Associated Person pt=ppFffFNTA T !ON OF PARTFfi Sam Bregman Esq. of The Bregman Law Firm, located in Albuquerque, New Mexico rep

NASD DISPUTE RESOLUTION STIPULATED AWARD IN THE MATTER OF THE ARBITRATION BETWEEN Name of Claimant JO AN MUSICK FLOWERS, INDIVIDUALLY AND AS TRUSTEE FOR THE DEE AND JO AN MUSICK SPOUSE'S TRUST, THE DEE AND JO AN MUSICK SETTLOR'S TRUST AND THE DEE AND JO AN MUSICK DECEDENT'S TRUST Names of Respondents A.G. EDWARDS & SONS, INC. AND JOHN R. HOLMES NASD Case No. 03-08425 Hearing Location: Dallas, Texas NATURE OF THE DISPUTE Publi

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Names of Claimants Kaizad and Freny Rajkotwala, Rohinton and Thrity Desai, Delna Minwalla, Noshir and Farida Desai, Noshir and Khurshid Challa, Kersi and Thrity Engineer, Faroakh and Nilima Rajkot, Behram and Pervin Bilimoria, and Aaresh and Aspy Jamshedji and Case Number: 03-08413 Hearing Site: Houston, Texas Name of Respondent Merrill Lynch Pierce Fenner & Smith

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 03-08410 Annie Pearl, Claimant v. Citigroup Global Markets, Inc. f/k/a Salomon Smith Barney, Inc. and Jack B. Grubman, Respondents. ATTORNEYS: For Claimant Annie Pearl ("Claimant"), appeared Joel S. Finkelstein, Esq., of the firm Finkelstein & Partners, Albany, NY. For Respondents Citigroup Global Markets, Inc. f/k/a Salomon Smith Barney, Inc. and Jack B. Grubman ("Respondents"), appeared M

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Eric Schoenberger (Claimant) v. Merrill Lynch, Pierce, Fenner & Smith, Inc. (Respondent) Case Number: 03-08406 Hearing Site: New York, New York Nature of the Dispute: Customer vs. Member. REPRESENTATION OF PARTIES Claimant Eric Schoenberger ("Schoenberger") hereinafter referred to as "Claimant": Benjamin Lapin and Stuart Schlem, Stock Market Recovery Consultants, Inc., Brooklyn, NY.

Award NASD Dispute Resolution In the Matter of the Arbitration Between: & Traolach Cahillane (Claimant) v. Royal Alliance Associates, Inc. and Gary J. Najarian (Respondents) Case Number: 03-08403 Hearing Site: Boston, Massachusetts Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES Claimant Traolach Cahiliane ("Cahillane") hereinafter referred to as "Claimant": Thomas H. Tucker, Esq., Duxbury, MA. Res

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 03-08400 Dominic J. Gaeta, Claimant v. American Express Financial Advisors, Inc. and Manoda Chauhan a/k/a Manoda Bhavsar, Respondents. ATTORNEYS: Claimant, Dominic J. Gaeta, ("Claimant"), appeared pro se, Ridgewood, NJ. For Respondents, American Express Financial Advisors, Inc., and Manoda Chauhan a/k/a Manoda Bhavsar, appeared Michael J. Zaretsky, Esq., of the firm Carlet, Garrison, Klein, &

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Invin J. Weinberg Elaine G. Weinberg Revocable Trust Dated 4/30/97 Elaine G. Weinberg Names of the Respondents David Smith FSC Securities Corp. Smith, Grismeyer & Moses, LTD Case Number: 03-08395 Hearing Site: Boca Raton, Florida Nature of the Dispute: Customer vs. Associated Person, Member and Non-Member. REPRESENTATION OF P

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between; John R. Pepe, (Claimant) vs. Thomas F. White & Co., Inc. and Robert Angle, (Respondents) Case Number: 00-01668 Hearing Site: New York, New York REPRESENTATION OF PARTIES Claimant, John R. Pepe, hereinafter referred to as "Claimant": Eric S. Hutner, Esq., Law Offices of Eric S. Hutner & Associates, New York, NY (Mr. Hutner was previously with the law firm of Trachtenberg & Rode