Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name nf thp riflimant rase Number! 03-08342 Linda Ann Brozell Name of the tte.spnnriftnt Hearing Site: Pittsburgh, PA Morgan Stanley DW, Inc. Nature of the Dispute: Customer vs. Member RFPRttSF.NTATTON OF PARTIES Claimant, Linda Ann Brozell, hereinafter referred to as "Claimant", was represented by Robert B. Sommer, Esq., Hergenroeder, Rega & Sommer, LLC, Pittsburgh, Pennsyl

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant RuthPennell Case Number: 03-08341 Name of the Respondent Salomon Smith Barney, Inc., n/k/a Citigroup Global Markets, Inc. Hearing Site: Pittsburgh, Pennsylvania Nature of the Dispute: Associated Person vs. Member. REPRESENTATION OF PARTIES Claimant, Ruth Pennell ("Pennell"), hereinafter referred to as "Claimant", was represented by Joseph H.

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Gilford Securities, Inc., Claimant v, Viresh Ramdatmisier, Respondent Case Number: 00-01661 Hearing Site: Seattle, Washington Nature of the Dispute: Member v. Customer REPRESENTATION OF PARTIES For Claimant: Michael Kalmus, Esq. Law Offices of Michael Kalmus New York, New York Respondent did not enter an appearance in this matter. CASE INFORMATION Statement of Claim

r Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name nf thfi Claimant Sharlene A. Teefey Case Number: 03-08340 Name of the Respondent A.G. Edwards & Sons, Inc. Hearing Site: St. Louis, Missouri MATURE OF Customer vs. Member Firm Joseph D. Sheppard, Esq. of the law firm Carnahan, Evans, Cantwell & Brown, P.C. located in Springfield, Missouri represented Claimant, Sharlene A. Teefey, hereinafter referred to as

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Claimant Lori J. Cornelius v. 03-08334 Minneapolis, Minnesota Respondents RBC Dain Rauscher., Inc., and Joseph W. Kurimay Nature of Dispute: Customer v. Member and Associated Person REPRESENTATION OF PARTIES Lori J. Cornelius ("Claimant") was represented by Michael Huberman, Esq., of Huberman & Associates, Boca Raton, Florida. RBC Dain Rauscher, Inc. ("RBC") and J

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Edward Kramar, individually and as Trustee of the Kramar Revocable Living Trust dated 1/16/95, and Laura Kramar, Claimants v. A.G. Edwards & Sons, Inc., and Donald Kenneth Odermann, Respondents Case Number: 03-08328 Hearing Site: San Francisco, California Nature of the Dispute: Customers v. Member and Associated Person REPRESENTATION OF PARTIES For Claimants: Mitchell S. Ostwald

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant Carolyn McDaniel McCabe and Case Number: 03-08325 Hearing Site: Oklahoma City, Oklahoma Names of Respondents The (Wilson) Williams Financial Group, Phillips Securities, and Thompson Phillips, Jr. NATURE OF DISPUTE Customer v. Member, Non-Member and Associated Person REPRESENTATION OF PARTIES Carolyn McDaniel McCabe ("Claimant") was represented

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 03-08324 Fred C. Arnold Jr. and Fred C. Arnold, Claimants v. Citigroup Global Markets, Inc. f/k/a Salomon Smith Barney, Inc., and Jack B. Grubman, Respondents ATTORNEYS: For Claimants, Fred C. Arnold Jr. and Fred C. Arnold, (collectively "Claimants"), appeared Joel S. Finkelstein, Esq., of the firm Finkelstein & Partners, Newburgh, NY. For Respondents, Citigroup Global Markets, Inc. f/k/a Salom

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of thft Plaimants John H. Cook ffl John H. Cook III on behalf of his IRA Norma J. Cook Cheryl A. Boyle Number- 03-08318 Names of thp. Respondents Merrill Lynch, Pierce, Fenner & $mith, Inc. Patricia A. Roche Rite: Baltimore, Maryland Nature of the Dispute: Customers vs. Member and Associated Person. KFPRFSFMTATTON OF PARTTFS Claimants, John H. Cook

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name nf the Claimant Carol Sue Bricko Names of the Respondents Rohn A. Hein James C. Gaul James C. Gaul & Associates T- 03-08316 Hearing Site- Philadelphia, Pennsylvania Nature of the Dispute: Customer vs. Associated Persons and Non-Member. REPRESENTATION OF PARTIES Claimant, Carol Sue Bricko, hereinafter referred to as "Claimant", represented herself at the