AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Claimants A. Dorothea Kastelic and Jack D, Kastelic and Case Number: 03-08096 Hearing Site: Troy, Michigan Respondents Merrill Lynch Pierce FennerS Smith, Inc., and Brian King Maxson NATURE OF DISPUTE Customers v. Member and Associated Person REPRESENTATION OF PARTIES A. Dorothea Kastelic and Jack D. Kastelic ("Claimants") were represented by Robert L. Hindela

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Linda M. Holmes Survivors Trust, Claimant v. Merrill Lynch, Pierce, Fenner & Smith, Inc., Respondent Case Number: 03-08095 Hearing Site: Las Vegas, Nevada Nature of the Dispute: Customer v. Member REPRESENTATION OF PARTIES For Claimant: Rachael Raymon, Esq. Robert Blanchard, Esq. Levin, Papantonio, Thomas, Mitchell, Echsner & Proctor, P.A. Pensacola, Florida For

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 03-08089 Sharron Keim Whittier Names of the Respondents Hearing Site: Tampa, Florida Edward D. Jones & Company Roger D.David Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES Sharron Keim Whittier, hereinafter referred to as "Claimant", appeared pro se. For Edward D. Jones & Company (" Edward Jon

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Murjen Financial, Inc. (Claimant) v. James K. Wolf (Respondent) Case Number: 03-08075 Hearing Site: Boston, Massachusetts Nature of the Dispute: Member v. Customer. REPRESENTATION OF PARTIES Claimant Murjen Financial, Inc. ("Murjen") hereinafter referred to as "Claimant": Charles M. O'Rourke, Esq., Woodbury, NY. Respondent James K. Wolf ("Wolf) hereinafter referred to as "Respon

NASD DISPUTE KESOLXHXON AWARD NASD CASE: 03-08074 David B. Tyslc, Claimant v, American Express Financial Advisors. Inc., Respondent. ATIORNEYS: Claimant, David B. Tysfc, ("Claimant*}, appeared pro se, Bloomington, MN. For Respondent, American Express Financial Advisors, Inc., ("Respondent"), appeared Martin S, Chester. Esq,, of the firm Faegre & Benson LLP, Minneapolis, MN. NATURE OF DISPUTE: Associated Person v. Member — DATE FILED: November I

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 03-08073 Michael J. Bobal and Diane Bobal, Claimants v. Merrill Lynch, Pierce, Fenner & Smith, Inc., Respondent ATTORNEYS: For Claimants Michael J. Bobal and Diane Bobal (collectively "Claimants") appeared Kathleen P. Toolan, Esq., of the firm Levin, Papantonio, Thomas, Mitchell, Echsner & Proctor, P.A., Pensacola, FL. For Respondent Merrill Lynch, Pierce, Fenner & Smith, Inc. ("Respondent"

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 03-08068 Paul Timothy Burns, claimant vs. Citicorp Securities Markets, Inc. n/k/a Citigroup Global Markets, Inc., Respondent. ATTORNEYS: For Claimant Paul Timothy Burns ("Claimant") appeared Robert J. Benowits, Esq., of the firm Rick, Steiner, Fell & Benowitz, P.C New York, NY. Respondent Citicorp Securities Markets, Inc. n/k/a Citigroup Global Markets, Inc. ("Respondent") appeared through

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 03-08066 Golchehr Hakhamaneshi, individually and as Trustee of the Golchehr Hakhamaneshi Living Trust U/A DTD 2/13/90 Names of the Respondents Hearing Site: Tampa, Florida Citigroup Global Markets, Inc. f/k/a/ Salomon Smith Barney, Inc. Steven Sapirstein Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PART

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 03-08046 Marlise Y. Nesmith & Damon D. Nesmith JTWROS, Marlise Y. Nesmith & Tecolia Robinson TEN COM, Marlise Y. Nesmith & Adina Thompson TEN COM, Marlise Y. Nesmith Custodian Destiny Nesmith UTMA, and Marlise Y. Nesmith IND, Claimants v. USSA Investment Management Company, Respondent. ATTORNEYS: Claimants, Marlise Y. Nesmith & Damon D. Nesmith JTWROS, Marlise Y. Nesmith & Tecolia Robinson

STIPULATED AWARD NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between Names of Claimants Emelia and Alfred Karran, Sr. Case No. 00-01615 Names of Respondents Hearing Site: Boca Raton, Florida Salomon Smith Barney, Inc. Lynn S. Shecter REPRESENTATION OF PARTIES For Emelia and Alfred Karran, Sr. ("Karran"), hereinafter collectively referred to as "Claimants": Robert H. Rex, Esq., Dickenson Murdoch Rex and Sloan, Chartered, Bo