Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Robert Leonzo and Andrea Leonzo (Claimants) v. Citigroup Global Markets, Inc. f/k/a Salomon Smith Barney, Inc. and William Fusco (Respondents) Case Number: 03-08043 Hearing Site: New York, New York Nature of the Dispute: Customers v. Member and Associated Person. REPRESENTATION OF PARTIES Claimants Robert Leonzo ("R. Leonzo") and Andrea Leonzo ("A. Leonzo") hereinafter

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Denis F. Walsh (Claimant) v. Morgan Stanley DW, Inc., James G. Dwyer, and James J. Minck, Jr. (Respondents) Case Number: 03-08040 Hearing Site: New York, New York Nature of the Dispute: Customer vs. Member and Associated Persons. REPRESENTATION OF PARTIES Claimant Denis F. Walsh ("Walsh") hereinafter referred to as "Claimant" appeared pro se. Previously represented by: Marc J. R

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Isaac Markowitz (Claimant) v. Morgan Stanley DW, Inc. and Zalmen Lazaroff (Respondents) Case Number: 03-08039 Hearing Site: New York, New York Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES Claimant Isaac Markowitz ("Markowitz") hereinafter referred to as "Claimant": Stuart P. Schlem, previously Benjamin Lapin, Stock Market Recovery Consu

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Camille Sorice, Claimant v. Morgan Stanley DW Inc., Kenneth S. After, and Timothy J. Walsh, Respondents Case Number: 03-08036 Hearing Site: Los Angeles, California Nature of the Dispute: Customer v. Member and Associated Persons REPRESENTATION OF PARTIES For Claimant: Robert F. Smith, Esq. Law Offices of Robert F. Smith Van Nuys, California For Respondents: Christine A.

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Erik G. Andersson and Marion E. Andersson, Trustees of the Andersson Family Trust dated 1/5/89 Claimant v. Prudential Securities, Inc. (n.k.a. Prudential Equity Group, LLC), Respondent Case Number: 03-08034 Hearing Site: San Francisco, California Nature of the Dispute: Customer v. Member RKPRESKNTATION OF PARTIES For Claimant: Mitchell S. Ostwald, Esq. Law Offices of Mitchell S.

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Mary Allard, Individually and as Trustee of the Mary Allard Revocable Trust UA Dated December 9, 1998, Claimants v. Citigroup Global Markets, Inc., formerly known as Salomon Smith Barney, Inc. and Melaney E. Shaum, Respondents Case Number: 03-08033 Hearing Site: San Francisco, California Nature of the Dispute: Customers vs. Member and Associated Person REPRESENTATION OF PARTIES

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Suzanne E. Ingold, Individually and as Trustee of the Ingold Family Trust, Claimants v. Sutro & Co., Inc. n/k/a RBC Dain Rauscher, Inc. and Henry Thomas Cope, Respondents Case Number: 03-08032 Hearing Site: Los Angeles, California Nature of the Dispute: Customers vs. Member and Associated Person REPRESENTATION OF PARTIES For Claimants: Donald B. McNelley, Esq. Attorne

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Case Number: 03-08026 Vincent J. Fabrizzi and Cynthia Fabrizzi, JTWROS Name of the Respondent Hearing Site: Tampa, FL Robert W. Baird & Co., Inc. Nature of the Dispute: Customer vs. Member. REPRESENTATION OF PARTIES For Vincent J. Fabrizzi and Cynthia Fabrizzi, JTWROS, hereinafter collectively referred to as "Claimants": Steven D. Toskes, Esq., Klayman

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Claimant E*Trade Securities, LLC v. 03-08024 Denver, Colorado Respondent Gregory D. Skroch Nature of Dispute: Member v. Customer REPRESENTATION OF PARTIES E*Trade Securities, LLC ("Claimant") was represented by John Bersin, Esq., E*Trade Securities, Rancho Cordova, California. Gregory D. Skroch ("Respondent") did not appear. CASE INFORMATION The Statement

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant Janet M. Snyder, Individually and as Trustee for the Synder Family Trust and beneficial owner of the Janet Snyder 1RRA and Case Number: 03-08012 Hearing Site: Milwaukee, Wisconsin Name of Respondent Merrill Lynch Pierce Fenner & Smith, Inc. NATURE OF DISPUTE Customer v. Member Firm REPRESENTATION OF PARTIES Janet M. Snyder, Individually and as