AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Names of Claimants Roger Curry and Charlotte Curry and Names of Respondents Bear, Stearns & Co., Inc., Bear, Stearns Securities Corp., John F. Welsh and Michael J. Margolis Case Number: 03-07658 Hearing Site: Omaha, Nebraska NATURE OF DISPUTE Customers v. Members and Associated Persons ' . " . , ' ' REPRESENTATION OF PARTIES

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Donald Zani (Claimant) v. Morgan Stanley Dean Witter and Jay S. Korff (Respondents) Case Number: 03-07652 Hearing Site: Boston, Massachusetts Nature of the Dispute: Customer v. Member and Associated Person. REPRESENTATION OF PARTIES For Claimants: Scott C. Gladstone, Esq. 313 Washington Street, Suite 403 Newton, MA 02458 For Respondents: Howard M. Sendrovitz M

Award NASD Dispute Resolution COPY In the Matter of the Arbitration Between: Patrick Mahaney, Claimant v. Fahnestock & Co., Inc., Morton Gerald Gropper and Bruce Adam Cropper, Respondents Case Number: 03-07651 Hearing Site: San Francisco, California Nature of the Dispute: Customer vs. Member and Associated Persons REPRESENTATION OF PARTIES For Claimant: Jeffrey A. Feldman, Esq. Law Offices of Jeffrey A. Feldman San Francisco, California

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names nf the Plaimantg Case Number: 03-07649 Earnest Buehl Elizabeth Buehl Names nf the Respondents Hearing Site! Washington, D.C. Legg Mason Wood Walker, Inc. Juan E. Oechsle M&T Securities, Inc. Judith B.Wetzel Nature of the Dispute: Customers v. Members and Associated Persons. REPRESENTATION OF PARTIES Claimants, Earnest Buehl and Elizabeth Buehl, hereinafter

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Kathleen M. Cunniff, Individually and IRA (Claimant) v. Veravest Investments, Inc. f/k/a Allmerica Investments, Inc. and Jeffrey L. Allison (Respondents) Case Number: 03-07631 Hearing Site: Boston, Massachusetts Nature of the Dispute: Customer v. Member and Associated Person. REPRESENTATION OF PARTIES Claimant Kathleen M. Cunniff, Individually and IRA ("Cunniff") hereinafter referre

AWARD NASD DISPUTE RESOLUTION In the Matter of the Arbitration Between: Andrew Davy (Claimant) v. Fairchild Financial Group, Inc. (Respondent) Case Number: 03-07629 SITUS: New York, NY. ' NATURE OF DISPUTE: Customer vs. Member. REPRESENTATION OF PARTIES Andrew Davy, hereinafter referred to as "Claimant": John Hanzel, Esq., Parker, Hanzel & Newkirk, LLP, Cornelius, NC. Respondent did not enter an appearance in this matter. DATE FILED: March 3

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 03-07620 Joe Smith and Martha J, Smith, Claimants vs. Merrill Lynch, Pierce, Fenner and Smith Inc., Respondent. ATTORNEYS: For Claimants, Joe Smith and Martha J. Smith, ("Claimants"), appeared Wm. Jemison Mims, Jr., Esq., of the firm Levin, Papantonio, Thomas, Mitchell, Echsner & Proctor, P.A., Pensacola, FL. For Respondent, Merrill Lynch, Pierce, Fenner and Smith, Inc., ("Respondent"), appeare

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Robert L. Rentto and Carolyn S. Rentto, Co-Trustees fbo Robert L. Rentto A Prof. Corp. Ret. Tr. Utd. 12-13-79, Claimant v. Morgan Stanley DW Inc., Respondent Case Number: 03-07614 Hearing Site: San Diego, California Nature of the Dispute: Customer v. Member REPRESENTATION OF PARTIES For Claimant: Vincent D. Slavens, Esq. Krause & Kalfayan San Diego, California For Respon

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Claimants Donald L. Sturm; Donald L, Sturm Charitable Trust - Donald L. Sturm, TTEE; Sturm Family Foundation; Sturm Group, Inc.; Sturm Family Capital, LLLP; and Colorado Seminary v. Respondents Citigroup Global Markets, Inc., f7k/a/ Salomon Smith Barney, Inc., Jack Grubman, and Citigroup, Inc. and Claimants Melanie L. Sturm; Melanie L. Sturm Revocable

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Dominic A. Visconsi Sr., James V. Stanton and Peggy Stanton, Dominic Visconsi Jr., and Anthoni Visconsi II (Claimants) v. Cowen & Company, Lehman Brothers, Inc., Societe Generale SA, Lehman Brothers Holdings Inc., and SG Cowen Securities Corp. Case Number: 03-07606 Hearing Site: Cleveland, Ohio Nature of the Dispute: Customer vs. Members and Non-Members REPRESENTATION OF PARTIES