Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Jeanne T. McKeon, Claimant v. Salomon Smith Barney, Inc., Directed Services, Inc., and Richard Jay Bernstein, Respondents Case Number: 00-01554 Hearing Site: San Diego, California REPRESENTATION OF PARTIES For Claimant: For Respondents Salomon Smith Barney, Inc. and Richard Jay Bernstein: For Respondent Directed Services, Inc.: Joseph E. Driscoll, Esq. Law

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Joseph and Constance Miceli, Constance Miceli IRA, and Constance Miceli (Claimants) v. Morgan Stanley DW, Inc. (Respondent) Case Number: 03-07604 Hearing Site: New York, New York Nature of the Dispute: Customers vs. Member. REPRESENTATION OF PARTIES Claimants Joseph and Constance Miceli ("The Micelis"), Constance Miceli IRA ("Miceli IRA"), and Constance Miceli ("Miceli") hereina

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 03-07603 Robert F. Turing & America P. Turing JTWROS, Robert F. Turing IRRA FBO Robert F. Turing (Acct -0659), and Robert F. Turing IRRA FBO Robert F. Turing (Acct -3N92), Claimants v. Merrill Lynch Pierce Fenner & Smith, Inc., Respondent. ATTORNEYS: For Claimants, Robert F. Turing & America P. Turing JTWROS, Robert F. Turing IRRA FBO Robert F. Turing, and Robert F. Turing IRRA FBO Robert F. Tu

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 03-07602 John William Jamison a.k.a. John W. Jamison I, Claimant v. Merrill Lynch, Pierce, Fenner & Smith, Inc., Respondent. ATTORNEYS: For Claimant, John William Jamison a.k.a. John W. Jamison I, ("Claimant"), appeared Wm. Jemison Mims, Jr., Esq., of the firm Levin, Papantonio, Thomas, Mitchell, Echsner & Proctor, P.A., Pensacola, FL. For Respondent, Merrill Lynch, Pierce, Fenner & Smith,

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 03-07598 NLC Inc. Names of the Respondents Hearing Site: Boca Raton, Florida Citigroup Global Markets, Inc. Lon M. Anderson Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For NLC Inc., hereinafter referred to as "Claimant": David Feingold, Esq., Feingold & Kam, Palm Beach Garden

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 03-07596 Ara Eloian Name of the Respondent Hearing Site: Tampa, Florida Morgan Stanley DW, Inc. Nature of the Dispute: Customer vs. Member. REPRESENTATION OF PARTIES For Ara Eloian ("Eloian"), hereinafter referred to as "Claimant": Brenda M. Combs, Esq., Williams Schifmo Mangione & Steady, P.A., Tampa, Florida. For Morgan Stanley DW, Inc

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant John Eloian, Individually and as Trustee and Beneficiary, and for the benefit of, Kobe Industries, Inc. Retirement Plan and Trust u/a/d December 31, 1969, as amended, now known as, E.J., D.O., PL Profit Sharing Plan Name of the Respondent Morgan Stanley DW, Inc. Case Number: 03-07595 Hearing Site: Tampa, Florida Nature of the Disp

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number 03-07591 Gale M. Hicks Name of the RespnnHent Hearing Site- Philadelphia, PA Merrill Lynch, Pierce, Fenner & Smith Incorporated Nature of the Dispute: Customer vs. Member REPRESENTATION OF PARTIES Claimant, Gale M. Hicks ("Hicks"), hereinafter referred to as "Claimant", was represented by Win. Jemison Mims, Jr., Esq., Levin, Papantonio, Thoma

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Thomas A. Maze, Claimant v. Morgan Stanley DW Inc. and Dan H. Oshita, Respondents Case Number: 03-07587 Hearing Site: Honolulu, Hawaii Nature of the Dispute: Customer v. Member and Associated Person REPRESENTATION OF PARTIES For Claimant: Gerald S. Clay, Esq. Scott I. Batterman, Esq. Stanton Clay Chapman & Crumpton & Iwamura Honolulu, Hawaii For Respondents: Jonathan D.

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Jo Ann Oster, individually and on behalf of the Jo Ann Oster Defined Benefit Pension Plan dated 02/20/97, Roberto and Migdalia Bonilla, as Trustees of the Alexis Trust dated 02/02/98, Robert M. Scher, Betsy Superfon, Robert Wellerstein, Renee Overton, as Trustee of the Renee Overton Living Trust dated 11/16/99, Albert T. Nassi, as Trustee of the Albert T. Nassi Living Trust, Murray Gome