STIPULATED AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Names of Claimants Mark A. Leach and Jana P. Leach and Names of Respondents H&R Block Financial Advisors, Inc. and Ronald J. Marszalek Names of Claimants Robert W. Pittan and Barbara J. Pittan and H&R Block Finianqiial Advisors, Inc. £nd Ropald J.'Marszalek Case Number: 03-03707 Hearing Site: Chicago, Illinois Consolidated with: Case Num

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant Zachary C. Taylor and Katherine M. Taylor and 03-07117 Phoenix, Arizona Name of Respondents Morgan Stanley DW, Inc. Nature of the Dispute: Customer vs. Member. SPRESENTATK Zachary C. Taylor and Katherine M. Taylor ("Claimants") were represented by David C. Anson, Esq., Anson Lammers Barkley, Tucson, Arizona. Morgan Stanley DW, Inc. ("Respondent")

Amended Award NASD Dispute Resolution In the Matter of the Arbitration Between: The Estate of Gertrude Goldstein, Claimant v. Advest, Inc., Steven L. Cohen, and Joseph Feldrnan, Respondents Advest, Inc. and Steven L, Cohen, Third-Party Claimants v. Joseph Feidman and the Estate of Arthur Feldman, Third-Party Respondents Case Number: 00-01518 Hearing Site: San Diego, California REPRESENTATION OF PARTIES For Claimant: For Respondents/Third-Par

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 03-07116 Brian F. Biernacki Name of the Respondents Hearing Site: Chicago, Illinois E*Trade Securities, Inc., and H&R Block Financial Advisors, Inc. NATURE OF THE DISPUTE Customer v. Member Firms REPRESENTATION OF PARTIES Erwin Cohn, Esq., of the firm Cohn & Cohn, located in Chicago, Illinois, represented Claimant Brian F. Biernacki.

AWARD NASD Regulation, Inc. Office of Dispute Resolution In the Matter of the Arbitration Between Name of Claimant John H. Bell and 95-02374 Name of Respondents McKinley "Deacon" Davis Primerica Financial Services, Inc. REPRESENTATION OF PARTIES John H. Bell ("Claimant") appeared pro se. McKinley "Deacon" Davis ("Davis") was represented by Dennis J. O'Hara, Esq., Wilson & Mcllvaine, Chicago, Illinois. Primerica Financial Services, Inc

AWARD NASD Regulation, Inc. Office of Dispute Resolution In the Matter of the Arbitration Between Dr. Robert P. O'Bryan; Barbara W. OBryan; Dr. Robert P. O'Bryan and Mrs. Barbara W. O'Bryan, Joint Accounts, JTWROF; Dr. Robert P. O'Bryan, IRA/SEP; Barbara W. O'Bryan, IRA/SEP; Barbara W. O'Bryan, Custodian for William M. O'Bryan, UGTMA/MI; Barbara W. O'Bryan, Custodian for Maureen A. O'Bryan, UGTMA/MI; and Barbara W. O'Bryan, Custodian for Kathleen L. O'Br

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Gary F. Brewton, Claimant v. Salomon Smith Barney nka Citigroup Global Markets, Inc. and Philip David Horn, Respondents Case Number: 03-07114 Hearing Site: Los Angeles, California Nature of the Dispute: Customer v. Member and Associated Person REPRESENTATION OF PARTIES For Claimant: William R, Hart, Esq. Richard P. Gerber, Esq. Hart, King & Coldren Santa Ana,

N.A S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimant Gilbert S. Meem, Jr. 95-02799 Name of Respondent Dean Witter Reynolds, Inc. CASE SUMMARY in a claim filed with the National Association of Securities Dealers, Inc. on June 9, 1995, Claimant Gilbert S. Meem, Jr. ("Claimant"), through his representative, Joel S. Forman, Esq., of Bondy & Schloss, L.L.P., located in New York, NY, allege

N.A.S.D. AWARD NATIONAL ASSOCIATION OP SECORITIBS DEALERS In the Matter of the Arbitration Between Name of Claimants Ronald M. Hsuison Name of Respondents Gary Donohue Gus GeldmcUi Jeff Streich Stephen Schwartz Beacon Securities, Inc. 95-02795 REPRESENTATION The Claimamit appeared pro se The Respondents, Beacon Securities, Inc ("Beacon") and Gary Donohue (Donohue") were represented by Robert Klugmzui of the law offices of Leon Lip

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Mary E. Cox, Individually and as Trustee of the Cox Family Trust, Mary E. Cox as TTEE U/A DTD 7/24/97 by Herbert N. Cox Decedent's Trust, Mary E. Cox TTEE U/A DTD 12/17/98 by Mary E. Cox, Mary E. Cox TTEE U/A DTD 7/24/97 by Mrs. Mary E. Cox, Mary E. Cox TTEE UAD 7/24/97 by Cox Family Trust F/B/O MLCC, and Mary E. Cox TTEE U/A DTD 7/24/97 by Cox Family Trust F/B/O MLCC, Claimants v. Merr