Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Maria M. Echevarria, Claimant v. Prudential Securities, Inc., Astrid Rodriguez and Barry M. Papa, Respondents Case Number: 01-05406 Hearing Site: Boca Raton, Florida REPRESENTATION OF PARTIES For Maria M. Echevarria. hereinafter referred to as "Claimant": Gerald V. Walsh, Esq., Gerald V. Walsh, PA, Coral Springs, FL. For Respondents Prudential Securities, Inc. ("PSI")

Award NASD In the Matter or the Arbitration Between: Name of the Claimant Case Number: 01-05403 John F. Bruns, HI, as Trustee and Beneficiary of The Bruns Family Trust Name of the Respondent Hearing Site: Boca Raton, Florida Morgan Stanley DW, Inc. REPRESENTATION OF PARTIES For John F. Bruns, in, as Trustee and Beneficiary of The Bruns Family Trust ("Bruns"), hereinafter referred to as "Claimant": Jeffrey R. Sonn, Esq. and Jeffrey Erez, Esq.

ArUtntlen H.A.S.D. JHWD Nmono. AsscxsaenoN OF SBOKCTIES DEKUBS National Asaodallon el SacurWat Daalara, Inc. NASD Financial Center 33 Whitehall Street New York, New York 10004 lin tlie Ifattar of tte AibLtzaUai BetMBOi IferrUl liyndi WjecoB Fanner & SnnLtii, inc. VB Wndaor I.B.C.f mc. Son ja Rohrt Case f 88-00202 nhlB dain MBB filed en Japaary 22, 1988. daiamitr MaErrill Iipidi Pteroe fbnnBr 6 SnLtfa, Inc., oUBges that Xte

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name nf the Claimants Joseph Robert Neubeiser, Jr. Estate of Mary Lee Jacopi Case Number: 01 -5400 Name of the Respondents UBS Paine Webber, Inc. CIBC Oppenheimer Corporation n/k/a CIBC World Markets Corp. Douglas F. Joyce Hearing Site- Washington, DC RFPRFSFNTATTON OF PAKTTFS Claimants, Joseph Robert Neubeiser, Jr. ("Neubeiser") and Estate of Mary Lee Jacopi

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Steve Abraitis, (Claimant) vs. J.P. Turner & Company, L.L.C., John M. Columbia, and Ryan McGarghan, (Respondents) Case Number: 01-05398 Hearing Site: Cleveland, Ohio REPRESENTATION OF PARTIES Claimant, Steve Abraitis, hereinafter referred to as "Claimant", appeared pro se. Respondents, J.P. Turner & Company, L.L.C. ("Turner") and John M. Columbia ("Columbia"): Diane L. Papiernia

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION, INC. CASE: 01-05395 H&R Block Financial Advisors, Inc., claimant vs. Robert Johnson, respondent. ATTORNEYS: For Claimant appeared Kurt M. Miller, Esq., in-house counsel, Detroit MI. Respondent did not respond to Statement of Claim. DATE FILED: October 11, 2001 CASE SUMMARY: Claimant alleged respondent failed to meet minimum margin maintaince requirements thereby forcing claimant to sell-out 500

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Margo Hickok and the Margo Hickok IRA, (Claimants) vs. Salomon Smith Barney Inc. and William Munson, (Respondents) Case Number: 01-05394 Hearing Site: New York, New York REPRESENTATION OF PARTIES Claimants, Margo Hickok and the Margo Hickok IRA, hereinafter collectively referred to as "Claimants": Antonio F. Reda, Esq., Cohen, Estis & Associates, L.L.P., Goshen, NY. Respondents,

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimant Enid Dampf NASD CASE NO. 96-03332 Name of Respondents Ruan Securities Corporation and Sherman Sheridan Gal in REPRESENTATION For Claimant: Rot)ert W. Pearce, Esq. of Lerner & Pearce. P.A., Fort Lauderdale, Florida. For Respondents Ruan Securities Corporation ("Ruan") and Sherman Sheridan Galin ("Galin"): Oenni.s W. Johnson, Esq.

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Harvey Weintraub and Sue Weintraub, Claimants v. UBS PaineWebber, Inc. and Marc M. Rosenbach, Respondents Case Number: 01-05390 Hearing Site: Los Angeles, California REPRESENTATION OF PARTIES For Claimants: Jeff Dennis Ferentz, LLP Greenbaum & Ferentz, LLP Newport Beach, California For Respondents: Michael M. Gless, Esq. Keesal, Young & Logan Long Beach, C

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimants Donna M. Dempsey, Justin Dempsey and Kristin Dempsey and 01-05386 Phoenix, Arizona Name of Respondents Stockton Capital Management Securities, Inc. Stockton Trust, Inc. Arthur Stockton Nature of the Dispute: Customer vs. Terminated Member, Non-Member and Associated Person. REPRESENTATION OF PARTIES Donna M. Dempsey, Justin Dempsey and Kristin Dem