Award NASD Dispute Resolution In the Matter of the Arbitration Between: nf thp- PTaimantg Paw TvJnmhpr- 01-05981 William and Dorene Ray T?f< jpnnHpntS Tsarina Sitp' Philadelphia, PA Merrill Lynch Pierce Fenner & Smith Inc Francis J, Murphy, in PFPRF.SFNTATUW OF PAPTTF.S Claimants, William and Dorene Ray (the "Rays"), hereinafter collectively referred to as "Claimants", were represented by Nicholas J. Guiliano, Esq., Attorney at Law, Philadelphia,

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION. INC. CASE: 00-01438 David Escamilla, claimant vs. Charles Schwab & Co., Inc., respondent. ATTORNEYS: Claimant appeared Pro Se, Santa Monica, CA. For Respondent appeared Karl A. Cole-Frieman, Esq., in-house counsel, San Francisco, CA, DATE FILED: April 5, 2000 CASE SUMMARY: Claimant alleged respondent executed an options sale order without his authority. Claimant then requested that a correction

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION, INC. CASE:00-00153 Kirlin Securities, Inc., claimant vs. Said Abouomar, respondent. ATTORNEYS: For Claimant appeared John T. McGuire, Esq., New York, NY. Respondent appeared Pro Se, Eatontown, NJ. DATE FILED: January 14, 2000 CASE SUMMARY: Claimant alleged that respondent breached his employment contract when he failed to repay the amount owed on his promissory note. Claim Data Award Data

Stipulated Award NASD In the Matter of the Arbitration Between: Reem Sihwail, Claimant v. Merrill Lynch, Pierce, Fenner & Smith Inc. and William R. White, Respondents. Arbitration Number: 01-05975 Hearing Site: Chicago, Illinois REPRESENTATION OF PARTIES Claimant, Reem Sihwail, was represented by Andrew J. Stoltmann, Esq., 10 S. LaSalle Street, Suite 3500, Chicago, Illinois 60603. Respondents, Merrill Lynch, Pierce, Fenner & Smith Inc. ("Merrill

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimants Robert F. Otto and Janice M. Otto and 01-05974 Phoenix, Arizona Name of Respondents RBC Dain Rauscher Inc. Richard E. Mundinger REPRESENTATION OF PARTIES Robert F. Otto and Janice M. Otto ("Claimants") were represented by Michael R. Urman, Esq., DeConcini McDonald Yetwin & Lacy, Tucson, Arizona. RBC Dain Rauscher Inc. ("Respondent Dain") and Rich

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 01-05972 Donald R. McGeorge, IRA, Claimant vs. CUNA Brokerage Services, Inc. and Howard G. Taylor, Respondents. ATTORNEYS: Claimant appeared pro se, Tampa, FL. For Respondents CUNA Brokerage Services, Inc., and Howard G. Taylor appeared in-house counsel, John M. Christenson, Esq., Madison, WI. For Respondent Howard G. Taylor, also appeared John L. Chalif, Esq., West Palm Beach, FL. DATE

Award NASD Dispute Resolution In the Matter of the Arbitration Between: P] pirn ant Pa< ^ N^her- 01-05971 Pipe Line Contractors Assoc. (Tielborg Deferred) Name of tb p pffspnnHenfo faring Sit^' Dallas, Texas Merrill Lynch, Pierce, Fenner & Smith, Inc. and Michael Jerry Wesbrooks VAT1TPF OFTWP Public Customer v. Member Firm and Associated Person PFPPFXFNTATTON OF PAttTTF.S Claimant Pipe Line Contractors Assoc. (Tielborg Deferred), here

BEFORE NASD DISPUTE RESOLUTION, IMC. JOHN V. HACKETT, ) Claimant, ) ) v. ) NASD DR No. E*TRADE SECURITIES INC., f/k/a WEB STREET ) SECURITIES, INC., ) Respondent. ) STIPULATED AWARD < jA (V ( ;:V JMI * ^ *'" t\i REPRESENTATION OF PARTIES For Claimant: JOHN V. HACKETT is represented by Steven Malina, Esq., Ungaretti & Harris, 3500 Three First National Plaza, Chicago, Illinois 60602. For Respondent: E*TRADE SECURITIES INC.,

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 01-05969 Frederic Buttner Names of the Respondents Hearing Site: Tampa, FL Jeffrey Wyatt H&R Block Financial Advisors, Inc. Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For Frederic Buttner, hereinafter referred to as "Claimant": William G. Cooper, Esq., Cooper, Ridge & Lantinberg

Amended Award NASD Dispute Resolution In the Matter of the Arbitration Between: Julius Feinblum, Linda Feinblum, the Julius Feinblum IRA, and the Linda Feinblum IRA, (Claimants) vs. Merrill Lynch Pierce Fenner & Smith Inc., Daniel J. Madonia, and Michael L. Lombardi, (Respondents) Case Number: 01-05965 Hearing Site: New York, New York REPRESENTATION OF PARTIES Claimants, Julius Feinblum ("Mr. Feinblum"), Linda Feinblum ("Ms. Feinblum"), the Julius F