Award NASD Dispute Resolution In the Matter of the Arbitration Between: Stephanie Lynn Alexander, Claimant v. American Express Financial Advisors, Inc. and IDS Life Insurance Company, Respondents Case Number. 01-05228 Hearing Site: San Diego, California REPRESENTATION OF PARTIES For Claimant: Stephanie Lynn Alexander In Pro Per San Diego, California For Respondents: Leigh A. White, Esq. Carlton, DiSante & Freudenberger LLP Irvine, Califo

N.A.S.D. AWARD lATTONAL ASSOCIATION 07 SECURITIES DEALERS In- the Matter of t:he Arbitration Between Mame of Claimant Joseph H. Muffler 94-00208 Name of Respondent Robert Clark Smith REPRESENTATION Claimant Joseph M. Huffier ("Claimant") represented himself. Respondent Robert Clark Smith ("Respondent") was represented by James C. Cosby, Esq. of the law firm of Maloney, Barr & Huennekens, P.C., Richmond, Virginia. CASE INFORMATION

STIPULATED AWARD NASD Dispute Resolution In the Matter of the Arbitration Between: Manama Djibo, (Claimant) v. Citibank N.A, Citibank/Citicorp., Citicorp Investment Services, Frank Barth, Matthew Norton, and Lawrence Meter Nan, (Respondents) Case Number: 01-05227 Hearing Site: New York, New York REPRESENTATION OF PARTIES Claimant, Manama Djibo, hereinafter referred to as "Claimant": Andrew D. Polin, Polin, Frisco & Villafane, Esqs., One School Stree

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Oscar Hamod, (Claimant) v. D.L. Cromwell Investments, Inc., Brad Nirenberg, David S. Davidson, Lloyd Beirne, and D.L. Cromwell & Co., LLC, (Respondents) Case Number: 00-01410 Hearing Site: Chicago, Illinois REPRESENTATION OF PARTIES Claimant Oscar Hamod ("Hamod"): Ellen F. Brandt, Esq. of the firm Searchy Denney Scarola Barnhart & Shipley located in West Palm Beach, Florida.

NASD REGULATION, INC. AWARD In the Matter of the Arbitration Between Mamefifriaimants Joseph and Arlene Lestingi 97-02467 Name of Respondents Robert N. Drake Jonathan D. Winston Jason Cohen Steven M. Cohen First United Equities Corp. REPRESENTATION For Clainuuits Joseph and Arlene Ijestingi ("Claimants") appeared Ronald G. Bliun, Esq., of the law offices of Kavanagh Maloney & Osnato, LLP, located in New York, New York. Respon

AWARD NASD Regulation. Inc. Office of Dispute Resolution In the Matter of the Arbitration Between Frederick F. Zyber. Claimant. No. 97-00128 East-West Capital Corporation. Respondent. REPRESENTATION OF PARTIES Claimant Frederick F. Zyber ("Claimant") was represented by Joel A. Goodman, :Esq. of Goodm^ & Nekvasil. P.A. located in Safety Harbor, Florida. Respondent bast-West Capital Corporation ("Respondent") was represented b-y Reuben M.

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION. INC. CASE: 01-05220 Grigor Fedan, Claimant vs. Alan Whitman, Respondent. ATTORNEYS: Claimant, Grigor Fedan ("Claimant"), appeared pro se, Ninole, HI. Respondent, Alan Whitman ("Respondent"), appeared through in-house counsel, Janet T. Epstein, Esq., San Francisco, CA. DATE FILED: October 3, 2001. CASE SUMMARY: Claimant alleged that Respondent was negligent in recommending and purchasing for

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION. INC. CASE: 01-05219 Morad I. Kennedy and Atina Kennedy, TIC, claimants/counterclaim respondents vs. E*Trade Securities, Inc., respondent/counterclaim claimant. ATTORNEYS: Claimants appeared pro se through Morad I. Kennedy, Staten Island, NY. For Respondent appeared Colleen Wink» Compliance Analyst, Rancho Cordova, CA. DATE FILED: October 3, 2001 CASE SUMMARY: Claimants/Counterclaim respondents a

Finra ^ FINRA DR In the Matter of Arbitration Between Case: Lehman Brothers, Inc. v. David Lazowski Docket: 2007-016740 Attorneys: For Claimant(s): Christopher P. Litterio - Boston, MA For Respondent(s): David Lazowski - Brookline, MA Date Filed: 5/18/2007 First Scheduled: 05/05/2008 Decided: 7-17-08 Case Summary: Claimant, member firm, alleges respondent, former investment representative employee, breached his contract in failing to pay the bal

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimant Dean Witter Reynolds, Inc. 94-00187 Name of Respondent John Kimznel CASE gUMMARY In a claim filed with the National Association of Securities Dealers, Inc. on Jeuiuary 17, 1994, Claimeuit Dean Witter Reynolds, Inc., through its representative, Dominick J. Dorata, Esq., of New Yor3c, NY, alleged that Respondent John Kimmel,