N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS. INC. In the matter of the Arbitration Between Name of Claimant David L. Larson Jeremy C. Larson NASD Arbitration #94-05280 vs. NameofRMpnfidfnr^ TriQuest Financial, Inc. Russell B. Anderson REPRFJiFNTATTON For Claimants: David C. Wright, Esq., Kruse, Landa & Maycock, Salt Lake City, Utah For Respondent TriQuest Financial: George A. Schumacher, TriQuest Financial, Glendale,

N.A.S.D. AWARD NATIONItL ASSOCIATION OF SECLTUTIES DEALERS In the rviii --r oi-\be Arbitration Between i\ :u.ie of Claimant(s1 Rudec :n*J P»i«line.JIeizbach 94-05279 Josephthai Ly.-n StsBoss Inc. Adan* Sftrr ^ REPRESENTATION For Clj'.miaM'Ji,- Rudee and Pauline Herzbach ("Herzbach"): Jeffrey G. Klien, Esq. of Jeffrey G. Klicn, P.A., Boca. Raton, Florida. For Rrspandents, Josephthal Lyon & Ross, Inc. ("JLR") and Adam Stem ("Stem"): Robert

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimants Mylen and Margie Cardinal 94-05278 Name of Resix>ndent Hayne Miller Financial Inc. Claimants, Mylen and Margie Cardinal, were represented by William Domanski, Esq., of Minneapolis, Minnesota. Respondent, Hayne Miller Financial was represented by Robert D. Maher, Esq., of Best & Flanagan of Minneapolis, Minnesota. CASE INFO

N.A.S.D. AWARD NATIONAL ASSOCIAnON OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Ctaimant Frances Micca 95-01611 Name of Respondent Smith Barney Shearson, Inc. CASE SUMMARY In a claim filed with the National Association of Securities Dealers, Inc. on March 30, 1995, Claimant Frances Micca ("Claimant"), through her representative and counsel. Neal S. Spector, Esq., located in Garden City, NY, alleged that Respondent S

STIPULATED AWARD NASD Dispute Resolution J In the Matter of the Arbitration Between Richard W. Haskell, Claimant, And Merrill Lynch Pierce Fenner & Smith, Inc, 01-04254 Kirk J. Gill and John Simonson, Phoenix, Arizona Respondents REPRESENTATION OF PARTIES Richard W. Haskell was represented by David C. Anson, Esq. of Anson, Lammers and Barkley and Brian A. Laird, Esq. of Karp, Heurlin and Weiss, P.C., Tucson, Arizona. Merrill Lynch wa

N.A.S.D. AWARD NATIONAL AaSCCIATION OF ?;F.CTTRTTTEfi DPALERS. ZySC. In tihe matter of the Arbitration Between Name of Claimanc(s) John H. Melnyk, Trustee Mona L. Melnyk, Trustee Paul A. Melnyk, Trustee The Melnyk Family Trust NASD Arbitration No. 95-01745 Name o£ Rssponaent(s) Baron Whitney Titan/Value Equities Group, Inc. United Planners' Financial Services of America Baron Whitney, Inc. REPRESENTATION For Claimants: Willia

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimant Richard E. Ludwick 95-01585 Name of Respondents Hanover Sterling and Co., Ltd. Randy M. Ashenfarb REPRESENTATION Claimant Richard E. Ludwick ("Claimant") was represented by Steven A. Reed, Esq., of Harkins Cunningham, Philadelphia, PA, Respondent Hanover, Sterlings Co., Ltd. ("Hanover") and Respondent Randy M. Ashenfarb

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECLIUTIES DEALERS In die Matter of die Arbitration Between Nyn? 9f Cjajpi^^ Wilfred Couzin 95-01608 Name of Respondent Smith Barney, Inc. CASE SUMMARY In a claim filed widi the Nadonal Association of Securities Dealers, Inc. on March 30, 1995, Claimant, Wilfred Couzin, who appeared Pro Se, alleged that Respondent, Smidi Barney, Inc., did not properly advise him regarding the purchase of an investment.

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Maner of the Arbitration Between Name of Claimants Roland J. and Blanche R. Tedesco 95-02408 Name of Respondents Dean Witter Reynolds Inc. Benjamin D. Capshaw, III Donna L. Dey In a claun filed widi the National Association of Securities Dealers, Inc. on May 19, 1995, Q^Bants Roland J. and Blanche R. Tedesco ("Qaunants"), who speared Pro Se, alleged that ReapondeaTDesn Witt

N.A.S.D. AWARD NATIONAL ASSOCLiTION OF SECURITIES DEALERS In the Matter of the Arbitration Between Mildred R. Morrow 95-02407 Name of Respondent Alan D. Fonner CASE STIMMARY In a chum filed with the National Association of Securities Dealers, Inc. on May 19, 1995, Claimant Mildred R. Moirow ("Claimant"), who appeared Pro Se, allied that Respondent Alan D. Fonner ("Respondent"), was informed, prior to making his recommendations, that Claimant's