Award NASD Dispute Resolution In the Matter of the Arbitration Between: Dorenda L. McClure, Claimant v. Pmdential Securities, Inc. and The Prudential Insurance Company of America, Respondents Case Number: 01-05531 Hearing Site: San Francisco. Califomia REPRESENTATION OF PARTIES For Claimant: Rayma Church Emerson, Corey & Barsotti Fresno, Califomia For Respondents: Christian N. Oldham Lane Powell Spears Lubersky LLP Seattie, Washington

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Jeff J Kudla, Claimant v. Gaines Berland, Inc. and Michael Genovese, Respondents Case Number: 01-04984 Hearing Site: Los Angeles, California Nature of the Dispute: Customer v. Member and Associated Person REPRESENTATION OF PARTIES For Claimant: Jeff Dennis Ferenz, Esq. Greenbaum & Ferentz, LLP Newport Beach, California For Respondents: Mark J. Astarita, Esq. B

CORRECTED AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Claimant Resource Trust Company, n/k/a U.S. Trust Company, as trustee for the Maude L. McKnight Testamentary Trust V. 01-04925 Minneapolis, Minnesota Respondents/ Counter-Claimants UBS PaineWebber, Inc., UBS Warburg LLC, and George Henry Weiler IH V. Counter- Respondent Resource Trust Company REPRESENTATION OF PARTIES Resource Trust Compa

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 01-04535 Investec Ernst & Company, Claimant vs. Clifford Granthier, Respondent. ATTORNEYS: For Claunant appeared in-house counsel, Edward L. Rose, Esq., Woodbury, NY. Respondent appeared pro se, Brooklyn, NY. DATE FILED: August 24, 2001 CASE SUMMARY: Claimant alleged that Respondent breached his employment and loan agreement by failing to repay the loan upon termination of his employment. C

Award NASD Dispute Resolution In the Matter of the Arbitration Between: David and Olena Cardali, individually and on behalf of their IRA's, (Claimants) v. Citicorp Investment Services and Kevin M. Filosa, (Respondents) Case Number: 01 -04493 Hearing Site: New York, New York REPRESENTATION OF PARTIES Claimants, David and Olena CardaU, individually and on behalf of their IRA's, hereinafter referred to as "Claimants": Anthony J. Hom, Esq., New York, NY.

Revised Award NASD Dispute Resolution In the Matter of the Arbitration Between: Rebecca Kulbaski Rebecca Kulbaski IRA Rebecca Kulbaski, TTEE FBO Rebecca Kulbaski PS? U/A/D 1/1/95 Rebecca Kulbaski, TTEE FBO Frank Kulbaski MD PSP DTD 1/1/94 01-03468 Pinnacle Asset Management, Inc. John Katsock, Sr. John J. Katsock, Jr. Philadelphia, PA Claimants, Rebecca Kulbaski, Rebecca Kulbaski IRA, Rebecca Kulbaski, TTEE FBO Rebecca Kulbask

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Peter F. Voutsas, (Claimant) vs. M.H. Meyerson & Co., Inc. and Keimeth Cosgrove, (Respondents) Case Number: 00-05163 Hearing Site: New York, New York REPRESENTATION OF PARTIES Claimant, Peter F. Voutsas, hereinafter referred to as "Claunant": Ralph R. Hochberg, Esq., Skolnick, Hochberg « & Bernfeld, P.C, New York, NY. Respondents, M.H. Meyerson & Co., Inc. ("Meyerson")

Award NASD Dispute Resolution, Inc. In the Matter of the ArbiU-ation Between: Westpark Capital, Inc., Claimant v. Wholesalers One, Inc. and Rabih Richa. Respondents Case Number: 00-04479 Hearing Site: Los Angeles, Califomia REPRESENTATION OF PARTIES For Claimant: Robert E. Feyder, Esq. Kirkpatrick & Lockhart LLP Los Angeles, Califomia For Respondents Wholesalers One, Inc. and Rabih Richa: Rabih Richa Wholesalers One, Inc. Los Angeles, Ca

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION. INC. CASE: 00-04323 The KGS Family Limited Partoership, Claimant vs. E*Trade Securities, Inc., Respondent. ATTORNEYS: Claimant, The KGS Family Limited Partnership, ("Claimant"), appeared through General Partner Kevin G. Skudera, Red Bank, NJ. Respondent, E*Trade Securities, Inc., ("Respondent"), appeared through Compliance Officer Christopher B. Boyce, Rancho Cordova, CA. DATE FILED: September 2

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Rafi Gibly (Claimant) vs. Spencer-Winston Securities Corporation, Michelle Lederman. Oscar Echman, et al (Respondents) Case Number: (X)-03903 Hearing Site: New York. New York REPRESENTATION OF PARTIES Claimant Rafi Gibly, hereinafter referred to as "Claimant": Edward W. Hayes. Esq., Edward W. Hayes, P.C, New York, NY. Respondents Spencer-Winston Securities Corporation ("Sp