stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Mike Chakalozian and the Mike Chakalozian Living Tnist, Claimants v. Morgan Stanley Dean Witter, Inc., Respondent Case Number: 00-03729 Hearing Site: Los Angeles, Califomia REPRESENTATION OF PARTIES For Claimants: Scott R. Shewan, Esq. Bom, Pape, Shewan & Camenson, LLP Fresno, Califomia For Respondent: George Sullivan, Esq. Ronald E. Wood, Esq. Morgan Stan

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name nf the PI aim ants Kenneth Heavner IRA, and Ann Heavner IRA Name of the "Respondents J.J.B. Milliard W.L. Lyons Inc., William D. Stafford, and John H. Pierucki Case Number: 01-04982 Hearing Site: Charlotte, North Carolina RF.PRFSF.NTATTON OF PARTTF.S Claimants Kenneth Heavner IRA and Ann Heavner IRA, hereinafter collectively referred to as "Claimants", w

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Barry Kellner, (Claimant) vs. Hobbs Melville Securities Corporation. (Respondent) Case Number: 00-03342 Hearing Site: New York, NY REPRESENTATION OF PARTIES Claimant, Barry Kellner ("Kellner") hereinafter referred to as "Claimant": Richard C. Fooshee, Esq., sole practitioner. New York, NY. Respondent, Hobbs Melville Securities Corp., hereinafter referred to as "Respondent": di

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Connie Johnson, Claimant, Vs. Deborah A. Wilson and A.G. Edwards & Sons Inc., Respondents. Case Number: 00-03173 Hearing Site: Denver, Colorado REPRESENTATION OF PARTIES Claimant, Connie Johnson ("Johnson"): Richard Nervig, Esq. and Paul L. Vomdran, Esq. of the firm Nervig & Vomdran, L.L.C., Englewood, Colorado. Respondent, A.G. Edwards & Sons, Inc. ("A.G.

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: John A. Brown, (Claimant) vs. TYM Securities, Inc., Don J. Yen, Mark Maqueda, and Robert DeMarsico, (Respondents) Case Number: 00-03014 Hearing Site: New York, New York REPRESENTATION OF PARTIES Claimant, John A. Brown, hereinafter referred to as "Claimant": John E. MacDonald, Esq., Stark & Stark, Princeton, NJ. Respondents, TYM Securities, Inc. ("TYM") and Don J. Yen ("Ye

Stipulated Award NASD In the Matter of the Arbitration Between: Name of the Claimant Case Number: 00-02950 Christopher L. Licata, Jr. Name of the Respondent Hearing Site: UBS PaineWebber, Inc. Tampa, FL REPRESENTATION OF PARTIES For Christopher L, Licata, Jr., hereinafter referred to as "Claimant": John R. Kiefer, Jr., Esq., and Scott W. Fitzpatrick, Esq., Kiefer & Renaldo, P.A., St Petersburg, FL. For UBS PaineWebber, Inc., hereinafter referred

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION. ESC. CASE: 00-02811 Nancy I^e Bmce. Claimant vs. Morgan Stanley Dean Witter and Roger Nouveau-ne, Respondents. ATTORNEYS: Claimant, Nancy Lee Bruce, ("Claimant"), appeared Pro Se., Spring, TX. For Respondents Roger E. Nouvean-ue and Dean Witter Reynolds, Inc. (collectively "Respondents"), appeared A.ssociate General counsel, Keith Guilfoyle, Esq., New York. NY. DATE FILED: July 3, 2000 CASE

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Alexandre Bibitchev, (Claimant) vs. LCP Capital Corp., Mario Romano, Dylan P. Jovine, John Kawas, Gregor>' Ricca, Michael DaCorta. Michael Coulombre, Mark Barry Mazzer, Charles S. Stoffers, Mark Berg, Brandt J. Mandia, Kevin Brody, Anthony Alliotta, Peter Ungaro, Vincent Maritato, Mark George and Salvatore A. Martorano (Respondents) Case Number: 00-02724 Hearing Site: New York, NY

Amended Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 01-04974 Harold Harkins, as personal representative of the estate of Barbara Home Bell and Harold Harkins, as Trustee of the Revocable Living Trust of Barbara Home Bell dtd. 6/28/95 Names of the Respondents Hearing Site: Tampa, Florida Merrill Lynch, Pierce, Fenner & Smith, Inc. Ann Mitchell REPRESENTATION OF PARTIES

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Ofer Nachmias and J & O Auto Sales Inc., (Claimants) vs. Coleman & Company Securities, Inc., Jason Barbara and Philip C. Puccio, (Respondents) Case Number: 00-02703 Hearing Site: New York, New York REPRESENTATION OF PARTIES Claimants, Ofer Nachmias ("Nachmias"), and J & O Auto Sales, Inc., ("J & O"), collectively referred to as "Claimants": Nicholas J. Guiliano, Esq., a sole practit