lew York Stock Exchange Jn the Matter of Arbitration Between NYSE Case: Franl< Kohanim, International General Distributors, Inc., Jim Berooi^him, and Sharona Kahen v Matthew Taub and Morgan Stanley Dean Witter Attorneys: For Claimant(5): H. Thomas Fehn Esq. - Los Angeles, CA For Respondent(s): Joel A. Feuer Esq. - Los Angeles, CA Ronald E. Wood Esq. - Santa Ana, CA Date Filed: 07/20/2001 First Scheduled: 01/29/2002 Decided: j a. ^| c

Jew York Stock Exchange In the Matter of Arbitration Between y NYSE Case: Timothy Scott v. William Caviness and Salomon Smith Bamey, Inc. Attorneys: For Claimant(s): K.O. Herston Esq. - Knoxvllle, TN For Respondent(s): George C. Covington Esq. - Charlotte, NC Date Filed: 07/23/2001 First Scheduled: . Case Summary: Claimant alleges unauthorized trading, misrepresentations and omissions. Claimant seeks compensatory damages of Si million an

New York Stock Exchange In the Matter of Arbitration Between NYSE Case: Janney Montgomery Scott LLC v HowanS Leon Attomeys: For daimants); Howard A Teacher Esq • Port Lauderdale, FL For Respondent(s): Arthur C KbskI Esq • Boca Raion, FL Date Filed: 07/24/200i First Scheduled: 05/is/2002 Decided: 5/15/02 Case Summary: Member firm daimant alleges breach of contract and non-payment of promissory note. Product PROMISSORY NOTE Market

1/ New York Stock Exchange In the Matter of Arbitration Between NYSE Case: Doris E. Mason, Co-Trustee, Michelle Mason, Co-Trustee, Mason Family Trust u/a Dated 4/01/1975, updated 7/1/1999 vs. US Bancorp Piper Jafh^y, Steven Roy and Joel Donald Bienstock Attorneys: For Clalmant(s): Stephen Murphy Esq. - Phoenix, AZ For Respondent(s): Kelly J. Moynihan Esq. - San Frandsco, CA Date Filed: 07/23/2001 First Scheduled: 03/26/2002 Decided

Award NASD In the Matter of the Arbitration Between: Name of the Claimant Case Number: 01-03818 John P. Miller Name of the Respondent Hearing Site: Memphis, TN Morgan Keegan & Company, Inc. REPRESENTATION OF PARTIES For John P. Miller ("Miller"), hereinafter referred to as "Claimant": L. Jerome Stanley, Esq., Baton Rouge, LA. For Morgan Keegan & Company, Inc. ("Morgan"), hereinafter referred to as "Respondent": Michael A. Brady, Esq., Tate,

New York Stock Exchange n the Matter of Arbitration Between ( / NYSE Case: Laszio Szekely and Edith SzekelyJoint tenante v. Lehman Brothers, Inc. and SG Cowen Securities Corp. Attorneys: For Claimant(s): Brian P. Biggins Esq. - Rocky River, OH For Respondent(s): Lloyd S. Clareman Esq. - New York, NY Robert N. Rapp Esq. - Cleveland, OH Date Filed: 07/23/2001 First Scheduled: 05/01/2002 Decided: 1-30-03 Case Summary: The Stetem

New York Stock Exchange In the Matter of Arbitration Between y NYSE Case: Janney Montgomery Scott, LLC v Radame R. Gonzalez Attorneys: For Claimant(s): Mard A. Love Esq. - Philadelphia, PA For Respondent(s): Radame R. Gonzalez - Parsipiiany, NJ Date Filed: 06/29/2001 First Scheduled: 01/09/2002 Decided: / Case Summary: Member Firm vs. Registered Rep alleges teilure to make paymente under ttie promissory note registered rep breached c

New York Stock Exchange In the Matter of Arbitration Between NYSE Case: Cathy Ellen Wood v Jac Stulberg & Morgan Stenley Dean Witter Attorneys: For Claimant(5): Elizabetti Lowery Esq. - Los Angeles, CA For Respondent(s): Marshall S. Sprung Esq. - Los Angeles, CA Date Filed: 06/29/2001 First Scheduled: O6/10/2002 Decided: 7/'?/o2. Case Summary: Customer against member firm and registered representetive for alleged breach of fiduciary

New York Stock Exchange In the Matter of Arbitration Between NYSE Case: Chesley W. HoOoman and Laura J. Hoikman vs. H&R Block Olde [Xscount and Elaine Sena Attorneys: For Clalinant(a): Stephen Murpfiy Esq. - Phoenix, AZ For Rmpondent(s): Donald P. VMay Esq. - Detroit, Ml Date Filed: 07/19/2001 First Scheduled: 03/26/2002 Decided: 1Q/22/2002 Case Summary: Customara vs. Member Firms and Reglslarsd Rep alleging unsuitable Inveslmant in Arms

New York Stock Exchange In the Matter of Arbitration Between y NYSE Case: Beecher Halsey v ING (US) Finandai Services and ABN-Amro Inc. Attorneys: For Claimant(s): David B. Wechsler Esq. - New York, NY For Respondent(s): Joseph Baumgarten Esq. - New York, NY Date Fiied: 07/02/2001 First Scheduled: 03/12/2002 Decided: 05/29/2002 Case Summary: Claimant, a tomner employee, has alleged that respondent teiled to pay him the proper bonus,