Award NASD Regulation, Inc. In the Matter of the Arbitration Between Name of Claimants William W. Russell & Eleanor M. Russell Name of Respondents Hambrecht & Quist Inc. Thomas E. Gaffiiey James J. Hayes NASD Case No. 98-04075 Hearing Location: Boston, MA REPRESENTATION OF PARTIES Claimants William W. and Eleanor M. Russell ("Claimants"): James c. Bradbury, Esq, Amabile & Burkly, P.C, Boston, Massachusetts. Respondents Hambrecht

Award NASD Dispute Resolution, Inc. In the Matter of die ArbiUration Between Sylvan Simon & Shirley Simon, Claimants vs. Case No. 98-04074 Smith Barney, Inc., (n/k/a Salomon Smith Barney, Inc.) Bear Steams & Company May, Davis Group, Inc. Hayden M. Schulman, Respondents Hearing Location: Pittsburgh, Pennsylvania REPRESENTATION OF PARTIES Claimants Sylvan Simon and Shirley Simon ("Claimants*), were represented by Robert M. Kra

N.A.S.D. REGULATION AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS REGULATION. INC. CASE:98-04064 B. Moxley and Dennis Moxley, claimants vs. Charles Schwab & Co. Inc., and Lillian Jovanovich, respondents. ATTORNEYS: Claimants B. Moxley and Dennis Moxley appeared Pro Se., Crystal Lake, IL. For Respondents Charles Schwab & Co. and Lillian Jovanovich, appeared in-house counsel, Steve Murphy, Esq. San Francisco, CA. DATE HLED: October 30, 1998 CAS

Award NASD Regulation, Inc. In the Matter of the Arbitration Between: Myron Joseph Bader, (Claimant) vs. America First Associates Corp. and Joseph Ricupero, (Respondents) Case Number: 99-03827 Hearing Site: New York, New York REPRESENTATION OF PARTIES Claimant, Myron Joseph Bader ("Bader"), hereinafter referred to as "Claimant": Joel E. Abramson, Esq., Joel E. Abramson, P.C., New York, NY. Respondents, America First Associates Corp. ("America First"

AWARD NASD Regulation, Inc. CASE: 98-04055 William R. Hough & Co., Inc., claunant vs. Errict U. Rhett, respondent. ATTORNEYS: For claimant William R. Hough & Co., appeared in-house counsel, Bonnie M. Germain, Esq., St. Petersburg, FL. Respondent Errict U. Rhett aid not respond to the Statement of Claim. DATE FILED: 10/30/1998 CASE SUMMARY: Claimant alleged that respondent ordered and was allocated shares of Florida Bank. Inc., an initial public

Amended Award NASD Regulation, Inc. In die Matter of the Arbitration Between Name of Claimant Ricky Spoon Names of Respondents Monroe Parker Securities, Inc. Alan Scott Lipsky Bryan Jay Herman Ralph Joseph Angeline Richard Stephen Levitov Richard Saitta NASD Case No. 98-04054 Hearing Site: Raleigh, North Carolina REPRESENTATION OF PARTIES Claimant, Ricky Spoon ("Spoon"), hereinafter referred to as "Claimant": Nicholas D. Thom

AWARD NASD Regulation, Inc. CASE: 98-04051 Charles Schwab ^ Co., Inc., claimant vs. George N. Kontorousis and Kontorousis Investment Group, respondents. ATTORNEYS: For Claimant appeared Linda A. Gallagher, of the firm Gomberg, Kane & Fischer, Ltd., Chicago, IL. Respondents did not respond to the Statement of Claim. DATE FILED: October 30, 1998 CASE SUMMARY: Claimant alleged that respondents failed to meet the margin maintenance requirements

Award NASD Regulation, Inc. In the Matter of the Arbitration Between: Thomas E. Simpson, (Claimant) vs. La Jolla Capital Corporation, William Lavery Edward Stock. Mark Scharbo, Lee Swift, Thomas Coonan and B.J. Gallison (Respondents). Case Number. 98-04050 Hearinq Site: Dallas, Texas REPRESENTATION OF PARTIES Claimant, Thomas E. Simpson ("Claimant"): Dennis Villavicencio, Esq., Attorney at Law, Carlsbad, CA. Respondent, La Jolla Capital Corporat

AWARD NASD Regulation, Inc. CASE: 98-04049 Access Financial Group, Inc., claimant vs. JonPaul Lauria, respondent. ATTORNEYS: For claimant appeared, in-house counsel, Andrew S. May, Esq., Chicago, IL. Respondent failed to respond to the Statement of Claim. DATE FILED: October 30, 1998 CASE SUMMARY: Claimant alleged diat respondent failed to pay the balance due on the Promissory Note. Claim Data Award Data Claim: $3,302.50 Awai-d: $3,302.50

Award NASD Regulation, Inc. In the Matter of the Arbitration Between Name of Claimant Yadkin Surgical Associates, P.A., Profit Sharing Plan NASD Case No. 98-04048 Hearing Site: Charlotte, North Carolina Name of Respondent Salomon Smith Barney Inc. REPRESENTATION OF PARTIES Claimant, Yadkin Surgical Associates, P.A., Profit Sharing Plan, hereinafter referred to as "Claimant": Thomas R. Todd, Jr.. Esq., Adanta, Georgia. Respondent, Sal