AWARD NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between Name of Claimant Royal Nielsen and 00-03124 Minneapolis, Minnesota Name of Respondents Biltmore Securities, Inc. Brian Edward Owens Elliott Loewenstem Richard Bronson REPRESENTATION O|? PARTIES Royal Nielsen ("Claimant") was represented by Kim Ruckdaschel-Haley, Esq., Lindquisl & Vennum, P.L.L.P., Minneapolis, Minnesota. Brian Edward Owens ("Responde

Award NASD In the Matter of the Arbitration Between: Carl Hanna and Mizie Hanna, Claimants v. CyberVest Securities, Inc., Respondent Case Number: 00-02480 Hearing Site: Boca Raton, Florida REPRESENTATION OF PARTIES For Carl Hanna and Mizie Hanna, hereinafter referred to as "Claimants": Layne Verebay, Layne Verebay, P.A., Fort Lauderdale, FL. For CyberVest Securities, Inc. ("CVS"), hereinafter referred to as "Respondent": William Chien, CVS, Brooklyn

Stipulated Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Manen Sutton, Claimant v. CyBerBroker aka CyBerCorp, Inc., Stephanie L. Brown and Penson Financial Services, Inc., Respondents Case Number: 00-03107 Hearing Site: Los Angeles. California REPRESENTATION OF PARTIES For Claimant Maren Suttton: For Respondents CyBerBroker aka CyBerCorp, Inc. and Stephanie L. Brown For Respondent Penson Financial Services, In

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Edward Almquist and Sally Almquist, Claimants v. Merrill Lynch, Pierce, Fenner & Smith Incorporated, Respondent Case Number: 05-03362 Hearing Site: Seattle, Washington Nature of the Dispute: Customers v. Member REPRESENTATION OF PARTIES For Claimants: Chris R. Youtz, Esq. Sirianni Youtz Meier & Spoonemore Seattle, Washington For Respondent: Curt R. Hineline, Esq. Dor

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Jeffrey Harris and Mary Anderson, Claimants v. Citicorp Investment Services, William B. Howard and Michael G. Myllek, Respondents Case Number: 05-01303 Hearing Site: San Francisco, California Nature of the Dispute: Customers vs. Member and Associated Persons REPRESENTATION OF PARTIES For Claimants: Timothy A. Canning, Esq. Attorney At Law Novato, California For Responden

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Young Soo So, Claimant v. Shin Han Global Securities f/k/a CHK Global Securities, Respondent Case Number: 06-00986 Hearing Site: Los Angeles, California Nature of the Dispute: Customer v. Member REPRESENTATION OF PARTIES For Claimant: Marc I. Zussman, Esq. Law Offices of Marc I. Zussman Los Angeles, California For Respondent: H. Thomas Fehn, Esq. Fields, Fehn & Sherw

Award NASD Dispute Resolution In the Matter of the Arbitration Between: John Stas (Claimant) vs. Lawrence Brockman and Citigroup Global Markets f/k/a Salomon Smith Barney (Respondents) Case Number: 06-00245 Hearing Site: Cleveland, Ohio Nature of the Dispute: Customer vs. Associated Person and Member. REPRESENTATION OF PARTIES Claimant John Stas hereinafter collectively referred to as "Claimant": James S. Jones, Esq., James S. Jones, L.P.A., Poland,

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Ronald and Dorothy Salvo (Claimants) v. Salomon Smith Barney, Inc. and Christopher Stoddard (Respondents) Case Number: 03-08311 Hearing Site: New York. New York Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES Claimants Ronald Salvo ("R. Salvo") and Dorothy Salvo ("D. Salvo") hereinafter collectively referred to as "Claimants

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 06-03667 Mary E. McGrath, (Claimant) vs. E*Trade Securities LLC, (Respondent) ATTORNEYS: Claimant appeared pro se, Burlingame, CA. For Respondent appeared in-house counsel John Bersin, Esq., Rancho Cordova, CA. NATURE OF DISPUTE: Customer vs. Member DATE FILED: August 7, 2006 CASE SUMMARY: Claimant alleged that Respondent negligently handled her account by placing her in investments tha

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 06-04347 Carole J. Weustoff, (Claimant) vs. Hannah Maria Stear, (Respondent) ATTORNEYS: Claimant appeared pro se, Jennings, MO. For Respondent appeared In-house counsel for Edward D. Jones & Co., Kimber L. Monroe, Esq., St. Louis, MO. NATURE OF DISPUTE: Customer vs. Associated Person DATE FILED: September 19, 2006 CASE SUMMARY: Claimant alleged that Respondent breached her fiduciary dut