NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 01-06977 Investec Ernst & Company, claimant vs. Rafael Klein, respondent. ATTORNEYS: For Claimant appeared Michael S. Colombo, President, Streetwide Asset Recovery Group, Inc., New York, NY. Respondent appeared pro se, New York, NY. DATE FILED: December 24, 2001 CASE SUMMARY: Claimant alleged thai respondent failed to repay monies owed under the terms of the Promissory Note and Letter/E

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Steven G. Roberts and Gloria Roberts (Claimants/CounterRespondents) vs. American Express Financial Advisors, Inc., Anthony R. Ridgel, and Lorenzo R. Wilson (Respondents/CounterClaimants) Case Number: 99-03357 Hearing Site: Chicago, Illinois REPRESENTATION OF PARTIES Claimants/CounterRespondents Steven G. Roberts and Gloria Roberts ("Roberts"), hereinafter collectively

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 01-06978 eBontrade LLC, claimant vs. J.P. McGowan & Company, Inc., respondent. ATTORNEYS: For Claimant appeared Terri McKee, of Ebondtrade LLC, Walnut Creek, CA. For Respondent appeared John P. McGowan, President, J.P. McGowan & Co.. Inc. Philadelphia, PA. DATE FILED: December 24, 2001 CASE SUMMARY: Claimant alleged that respondent entered an order to purchase 1,000,000 Erie PA SCH DIST

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Steven Messina, Brian Kelly, and Thomas Messina (Claimants) vs. A.B. Watley, Inc. (Respondent) Case Number: 02-04649 Hearing Site: New York, New York Nature of the Dispute: Associated Persons vs. Member REPRESENTATION OF PARTIES Claimants Steven Messina ("S. Messina") and Thomas Messina ("T. Messina"): Steven D. Oppenheim, Esq., and Philip di Domenico, Esq., Faust, Rabbach, & Op

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 02-06693 RBC Dain Rauscher Inc., claimant vs. Patrick Wainscott, respondent. ATTORNEYS: For Claimant appeared Allison C. Templeton, Esq., of the firm David H.S. Commins, San Francisco, CA. Respondent did not respond to the Statement of Claim. DATE FILED: November 6, 2002 CASE SUMMARY: Claimant alleged that respondent failed to repay monies owed pursuant to the terms of a Promissory Note

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Scottstrade, Inc., Claimant v. Jeong Hoon Kang, Respondent Case Number: 06-02513 Hearing Site: Los Angeles. California Nature of the Dispute: Member v. Customer REPRESENTATION OF PARTIES For Claimant: Thomas L. Azar, Esq. Thompson Coburn, LLP St. Louis, Missouri For Respondent: Jeong Hoon Kang In Propria Persona Irvine, California CASE INFORMATION Initial Sta

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between: Name of Claimant / Counter-Respondent Advest, Inc. Case Number: 06-00598 Hearing Site: Pittsburgh, Pennsylvania vs. Name of Respondent / Counter-Claimant / Third-Party Claimant Darrell Richard Beahon vs. Name of Third-Party Respondent Merrill Lynch, Pierce, Fenner& Smith, Inc. NATURE OF THE DISPUTE Member vs. Associated Person REPRESENTATION OF PARTIES Ad

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Stuart and Diane Naar (Claimants) vs. Citigroup Global Markets, Inc and Kathleen P. Sweeney (Respondents) Case Number: 06-00966 Hearing Site: Newark, New Jersey Nature of the Dispute: Customers vs. Member and Associated Person. REPRESENTATION OF PARTIES Claimants Stuart and Diane Naar, hereinafter collectively referred to as "Claimants" appeared pro se. Respondents Citigroup

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 06-03756 Joyce Carol Pozniko, (Claimant) vs. Halbert Charles Swanson, (Respondent) ATTORNEYS: Claimant appeared pro se, Hanahan, SC. For Respondent appeared in house counsel for Charles Schwab & Co., Inc., Brandon K. Hemley, Esq., San Francisco, CA. NATURE OF DISPUTE: Customer vs. Associated Person DATE FILED: July 26, 2006 CASE SUMMARY: Claimant alleged that Respondent breached his fid

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 06-03953 Timothy L. Turnbull, (Claimant) vs. TD Ameritrade, Inc., (Respondent) ATTORNEYS: Claimant appeared pro se, Atlanta, GA. For Respondent appeared in-house counsel James J. Vihstadt, Esq., Bellevue, NE. NATURE OF DISPUTE: Customer vs. Member DATE FILED: August 28, 2006 CASE SUMMARY: Claimant alleged that Respondent breached its fiduciary duty by failing to execute his trading inst