N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimant Judith S. Hoyt, as Trustee 92-01255 Name of Respondent Dean Witter Reynolds Inc. CASE SUMMARY In a claim filed with National Association of Securities Dealers, Inc. on April 10, 1992, Claimant Judith S. Hoyt, Trustee who appeared pro se, alleged that Respondent Dean Witter Reynolds. Inc. misled her into purchasing the Dean Witt

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between Name of Claimant Bernard Elinoff vs. Case No. 99-03162 Name of Respondent Kevin J. Ruggiero REPRESENTATION OF PARTIES Claimant, Bernard Elinoff, hereinafter referred to as "Claimant": Steven D. Irwin, Esq., Markel, Schafer & Goldman, Pittsburgh, Pennsylvania Respondent, Kevin J. Ruggiero, hereinafter referred to as "Respondent" did not appear. CASE INFORMATION

PUBLIC NATIONAL ASSOCIATION OF SECURITIES DEALERS, INC. In the Matter of the Arbitration Between Anthony and Eileen DeMichael Claimants vs. Quick & Reilly, Inc. John Crofton Respondents CASE CASE #92-01253 AWARD In a claim filed with the National Association of Securities Dealers, Inc. on April 10, 1992, Claimants Anthony and Eileen DeMichael who appeared Pro Se, alleged that on January 8, 1992 they placed an order to sell 15

H.A.S.D. AKRRD Arbttntkm NATIONAL ASSOCIATION OF OEALISS In the Hatter of the Arbitration Between Gilbert C. tbya Mama of Respondent (s) Wheat First Securities, Inc. Harold s. Bissett, Jr. Claimant, Gilbert C. Ifeys, ("Maya") %•» pro ae Aaaoclatfon of Sesurttto* Dtetifi. Inc. On* East Broward Boulevard Suit* 1000 Ft. Laudwoato. Florida 33301 (305) 522-7391 Case No. 92-t#252 For Respondents, Nbeat First Securities, Inc

N.A.S.D. AWARD NAflONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimant's) Otra Clearing, Inc. Case No. 92-01246 Name of Respondent(s) Carl and Stephanie Canter REPRESENTATION For Claimant, Otra Clearing, Inc. ("Otra): Dennis A. Nowak, Esq. of Kirkpatrick & Lockhart. For Respondents, Carl and Stephanie Canter, ("the Canters"): Hank Vanderkam, Esq. of Vanderkam & Sanders. CASE INFORMATION St

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS la the Matter of t)ie Arbitranon Betwe« David Laonie and Instrument Technical Services, lac. 92-01242 • JOIO831 Ffuik CM iky Rlohani BIDQSOIK Brian Angmli SEBQ&SSE&DQB For Claimants, David Laurie and Immunem Technical Services, Inc., at the bearing: Thomas B. Twtay, Jr., Esq., Mobile, Alabama and Leonani A. Wasbofcky, Esq., Metfrie, Louisiana. tot Respondents, Straflon Oakmoat, In

N.A.S.D. AWARD PUBLIC NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimants) Jung Sil Hong 92-01240 Name of Resoondent(s) First Montauk Securities Corp. Jonghee Park ^PRESENTATION For Claimant Jung Sil Hong: Wai Hui For Respondents Jonghee Park and First Montauk Securities Corp: Robert I. Rabinowitz. Esq. CASE INFORMATION Statement of Claim filed: April 9. 1992. Claimant Jung Sil Ho

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In (he Matter ot' the Arbitration Between Name of Claimants Michael and Barbara Gross 92-01239 Maine of Respondents Merrill Lynch. Pierce. Fenner & Smith. Inc. Robert McKieman REPRESENTATION For Claimants Michael and Barbara Gross ("Claimants"): Richard D. Orlow. Attorney at Law. For Respondents Merrill Lynch. Pierce. Fenner & Smith. Inc. ("Merrill Lynch") and Robert McKiemon < "M

PUBLIC N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS, INC. In the Matter of the Arbitration Between Jerry and Sandra Apple Claimants CASE #92-01238 AWARD vs. Meriil Lynch, Pierce, Fenner & Smith, Inc. Stephen B. Wicker Respondents CASE SUMMARY In a claim filed with the National Association of Securities Dealers, Inc. on April 9, 1992, Claimants Jerry and Sandra Apple who appeared Pro Se, alleged that Respondent Stephen

PUBUC N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS. INC. In the Matter of the Arbitration Between Nathaniel Green Claimant CASE #92-01233 AWARD vs. Shearson Lehman Hutton. Inc. Respondent CASE SUMMARY In a claim filed with the National Association of Securities Dealers. Inc. on April 9, 1992, Claimant Nathaniel Green who appeared Pro Se, alleged that in March 1987 he informed Respondent Shearson Lehman Brothers, Inc. by