STIPULATED AWARD NASD Dispute Resolution In the Matter of the Arbitration Between: Names of Claimants William and Jacqueline Crosby, Individually and as Settlors and Trustees of the William & Jacqueline Crosby Living Trust vs. Case Number: 05-04412 Hearing Site: Dallas, Texas Names of Respondents RBC Dain Rauscher and John F. "Jack" Cashman NATURE OF THE DISPUTE Customers vs. Member Firm and Associated Person REPRESENTATION OF PA

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between: Names of Claimants Michael and Jeannette Paul vs. Name of Respondent Citigroup Global Markets, Inc. f/k/a Salomon Smith Barney, Inc. Case Number: 03-02737 Hearing Site: Pittsburgh, Pennsylvania NATURE OF THE DISPUTE Customers vs. Member REPRESENTATION OF PARTIES Michael and Jeannette Paul ("Claimants") were represented by Robert B. Sommer, Esq., Hergenroe

Award NASD Dispute Resolution In the Matter of the Arbitration Between: A.G. Edwards & Sons, Inc. (Claimant) vs. Dr. Frank Michael Lobacz (Respondent) Case Number: 05-01544 Hearing Site: New York, New York Nature of the Dispute: Member vs. Customer REPRESENTATION OF PARTIES Claimant A.G. Edwards & Sons, Inc. ("Claimant"): Brent J. Burtin, Esq., In-House Counsel, A.G. Edwards & Sons, Inc., St. Louis, MO. Respondent Dr. Frank Michael Lobacz ("Responde

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of thft Claimant Guyon W. Turner Names nf the Respondents Merrill Lynch, Pierce, Fenner & Smith, Inc. Robert Arthur Johnson Case Number: 05-01485 Hearing Site- Philadelphia, PA Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES Claimant, Guyon W. Turner, hereinafter referred to as "Claimant", was represented by

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimants Case Number: 05-01452 Alfred L. Williams, Jr.; Courtney Williams; and, Travis Williams Name of the Respondents Hearing Site: Dallas, Texas Prudential Equity Group, LLC; Pruco Securities, LLC; Wachovia Securities, LLC; and, George Reynolds Howard, III NATURE OF THE DISPUTE Public Customer vs. Member Firms and Associated Person REPRESENTAT

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Gary H. Ellmore and Nancy Ellmore (Claimants) vs. Reliance Financial Group, Walter Grenda, Jr., and Securities America, Inc. (Respondents) Case Number: 05-01402 Hearing Site: Buffalo, New York Nature of the Dispute: Customers vs. Non-Member, Member and Associated Person. REPRESENTATION OF PARTIES Claimants Gary H. Ellmore ("G. Ellmore") and Nancy Ellmore ("N. Ellmore") hereinafter

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Donald Adamson, and Donald and Diane Adamson, Joint Tenants, (Claimants) vs. Fahnestock & Co., Inc., Todd M. Nejaime, Gilford Securities, Inc. and Reich & Co., Inc. (Respondents). Case Number: 99-03005 Hearing Site: Salt Lake City, Utah REPRESENTATION OF PARTIES Claimants, Donald Adamson, and Donald and Diane Adamson, Joint Tenants, (hereinafter collectively referred to as "Cl

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 05-01095 James B. Graybill Names of the Respondents Hearing Site: Atlanta, Georgia Morgan Stanley Dean Witter Wilbur Ray Powell Gregory Ray Powell Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For James B. Graybill, hereinafter referred to as "Claimant": Pat Huddleston, II, Esq., H

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Edward E. Skinner, Claimant v. McDonald Investments Inc., Respondent Case Number: 05-01955 Hearing Site: Seattle, Washington Nature of the Dispute: Customer v. Member REPRESENTATION OF PARTIES For Claimant Edward E. Skinner: Rosalind M. Robertson, Esq. Simmons Cooper LLC East Alton, Illinois For Respondent McDonald Investments Inc.: Anne M. Klepach, Esq. Ulmer & Berne, L

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant • Pase Number 05-01906 Roger Brown Name nf the Respondent Hearing Site- Charlotte, NC Merrill Lynch, Pierce, Fenner & Smith, Inc. Nature of the Dispute: Customer v. Member. RFPKFSF.NTATinN OF PAPTTF.S Claimant, Roger Brown, hereinafter referred to as "Claimant", appeared pro se. Respondent, Merrill Lynch, Pierce, Fenner & Smith, Inc., hereinafter referre