N.A.S.D. REGULATION AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS REGULATION. INC. CASE: #99-02983 Charles Schwab & Co., Inc., claimant vs. Debra Arebalo, respondent. ATTORNEYS: For Claimant, Charles Schwab & Co., Inc., appeared Stephanie M. Vilicich, Esq., of the firm, Keesal, Young & Logan, Long Beach, CA. For Respondent, Debra Arebalo, appeared Gayle Peron, Esq., of the firm, Peron & Pratt, San Luis Obispo, CA. DATE FILED: June 29, 1999 CA

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter, of the Arbitration Between Name of Claimant Prudential Securities Incorporated 94-00355 Name of Respondent John Thrasher REPRESENTATION For Claimant: Prudential Securities Incorporated ("Prudential") was represented by Steven P. Gomberg, Esq. of Siegan Barbakoff Gomberg & Kane, Ltd., located in Chicago, EL. For Respondent: John Thrasher ("Thrasher") did not appear.

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimant Barbara M. Simens, Administrator with Will Annexed of the Estate of Eleanor S. Ernst NASD Arbitration No. 92-01624 Name of Respondents Merrill Lynch. Pierce. Fenner & Smith. Inc. James Marchetti REPRESENTATION For Claimant: Niles R. Sharif, Esq. - Kaplan Russin & Vecchi - San Francisco Ca. For Respondents: Todd A. Zucke

NASD Arbitration No. 92-00522 N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimants) Jonathan Lee Name of Respondents) Dean Witter Reynolds, Inc. Steve Ryu REPRESENTATION For Claimant: James J. Kim, Esq., San Francisco, California For Respondent Dean Witter Reynolds, Inc.: Wendy R. Robinson, Esq., Dean Witter Reynolds, Inc., San Francisco, California For Respondent St

N.A.S.D. AWftED OF In ttm Matter of tba Arbitration Between NftSD #92-00452 Fi_LdL 3nw8tocs Corp. For TiMp-mrhrnfr Steftoen. 6. Ttiputxmf, Esq., Kizkpatrick & Locktaaxt, l, D.C. StatBKt of njim filedt Fobtuaty 6, 1992 Situri Hn1rn Agxwnent slgnads January 24, 1992 StatoHot of AMMMC filadi April 20, 1992 :'s Subndflsion Agreenoat nlgnadt ^Eil 10, 1992 Hearing Data/SftMicut , October 8, 1992 - three Hearing Location) Seattle, Washingto

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Charles Schwab & Co., Inc., Claimant v. Lewis E. Waldeisen and Helen I. Waldeisen, Respondents Case Number: 99-02981 Hearing Site: Los Angeles, California REPRESENTATION OF PARTIES For Claimant: Mauricio S. Beugelmans, Esq. Charles Schwab & Co., Inc. San Francisco, California For Respondents: William S. Bonnheim, Esq. Anderholt, Bonnheim & Casden, L.L.P. In

N.A.S.D. AWARD NATICNRL ASSOCIATICN OF SfcX.UkIT.LES In the Matter of the AriDitration Between. Name of nalimnt(3) Brandon, L. Wilson vs. 91-04052 ShMrnnn Lehman Button, Inc. Darwin D. Hoetelley Robert G. Baker Robert Hennessey w* f, BladCBl Frank B. Powers, Jr. For Claimant: Ralju Nefcvasil, Esq., g^***"*" & Nefcvasll, P.A., Safety Harbor, Florida For Reapondants Shearacn Labnaa Button, Inc., Robert G. Baker, Robert Hennesse

M.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In tiie Matter or the A irw ration Between D( | D i in rUDLiu IT r;.uiii;mn < > Linda J. Williams 91-03956 Name or' Respondent! s> A.G. Edwards < fc Sons. Inc. Dennis \Varp W'illiam Smith REPRESENTATION For Claimunt Linda J. Williams: Dennis Workman. Esq.. sole practitioner. For Respondents A.G. Edwards &. Suns, Inc.. Dennis Warp and William Smith: Jeff Jamieson.

N.A.S.D. AWRRD NATICNAL ASSCCEMTCN OF SECURITIES DEALERS In the Matter of tfca Arbitration Between frfatrn* of ^ r ^a^Tna«t Jade Tswtebury vs. Securities Settlement Oaipaiation Gilford Securities Incorporated Marvin Ingzam NASD Arbitration No. 91-03817 For Claimant: la Pro Se For Respondent: Securities Settl Ji i ^»f i mu '< ^ For Sespaadent: Gilford Securities Incorporated - Mudc Jones, Esq. Selvia, We

NAHCNAL ASSOCIATION OF N.A.S.D. AWARD DEALERS In the Matter of the Arbitration. Between Jerry L. Marstall 91-03392 Smith Barney Harris Obham 6 Co., Inc. Joseph 0. Kringdon For Claimant: Thonas H. Tucker, Esq. of McGowan, Engel, Tucker, Garrett & Schultz. For Respcodantst David Priettoan, Esq. of Inc. in New York City. Barney, Harris U£bam & Co., Statement of Halm filed: October 28, 1391. Claimant's Submission Agreement signed on