AU.S.JX AWARD NATIONAL ASSOCIATION OP SECURITIES DEALERS In the Matter of (he Arbitration Between Anne W. Ford NASD Arbitration No,92-0390S nf Kidder, Peabody & Co., Inc. For Claimant: Read H. Bement, Esq., San Fnnciaco, California For Respondent: William H. PheJps, Etq. f Kidder, Petbody & Co., Lie., Lot Angeles, California Statement of Claim filed: November 17, 1992 Claimant's Submiaaion Ag r M > inf > n

BINDER COPY Award NASD Dispute Resolution In the Matter of the Arbitration Between: Mary Rose Sigmen, Claimant v. Serafin P. Aquino and Merrill Lynch, Pierce, Fenner & Smith, Inc., Respondents Case Number: 02-04477 Hearing Site: Seattle, Washington Nature of Dispute: Customer v. Associated Person and Member Firm REPRESENTATION OF PARTIES For Claimant: F. Mike Shaffer, Esq. Gordon, Thomas, Honeywell, Malanca, Peterson, and Daheim LLP Taco

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 02-04148 Scott M. Rosen, claimant vs. Datek Online Financial Services, respondent. ATTORNEYS: Claimant appeared pro se, Balilago, Angeles City, Philippines. For Respondent appeared Usman S. Mohammed, Esq., of the firm Jones, Bell, Abbott Fleming & Fitzgerald, Los Angeles, CA. DATE FILED: July 16, 2002 CASE SUMMARY: Claimant alleged that respondent misrepresented facts regarding his account.

BINDER COPY Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Massoud Sahami, Claimant v. Newpoint Securities, LLC and John Farahi, Respondents Case Number: 02-03334 Hearing Site: San Francisco, California Nature of the Dispute: Customer v. Member and Associated Person REPRESENTATION OF PARTIES For Claimant: Thomas G. Best, Esq. Law Offices of Thomas G. Best San Francisco, California For Respondents: Steven L; Mi

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant Inna Remy and Case Number: 02-02892 Hearing Site: Houston, Texas Name of Respondent(s) WM Financial Services Isselle R. Raguso NATURE OF DISPUTE Customer v. Member Firm and Associated Person REPRESENTATION OF PARTIES Inna Remy ("Claimant") was represented by Stephen P. Oggel, Esq., of the Law Offices of Stephen P. Oggel, of San Diego, Californ

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Case Number: 02-02550 Victor R. Meljac Helen T. Meljac Name of the Respondent Hearing Site: Boca Raton, Florida Andrew P. Devito Nature of the Dispute: Customer vs. Associated Person. REPRESENTATION OF PARTIES For Victor R. Meljac ("VM") and Helen T. Meljac ("HM"), hereinafter collectively referred to as "Claimants": Richard V. Meljac, Personal Rep

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 02-02365 Ruth G. Johnson, Individually, Ruth G. Johnson f/b/o Ruth G. Johnson Individual Retirement Account, and Ruth G. Johnson, as Trustee of the E. Nathan Johnson Residuary Trust Names of the Respondents Hearing Site: Atlanta, Georgia Morgan Stanley DW, Inc. f/k/a Dean Witter Reynolds, Inc. John Flading REPRESENTATION OF P

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: F. Ronald Callaway and Patsy Callaway Claimants, Vs. Morgan Stanley Dean Witter Inc., f/k/a Dean Witter Reynolds Inc. Respondent. Case Number; 99-02669 Hearing Site: Dallas, Texas. REPRESENTATION OF PARTIES Claimants, F. Ronald Callaway and Patsy Callaway (" Ron and Patsy Callaway"): Samuel L. Boyd, Esq. of the firm Boyd & Associates, Dallas, Texas, Respond

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Craig Roberts IRA, Sharon Roberts IRA, Craig Roberts c/f Ryan Roberts, Craig Roberts c/f Shannon Roberts, Craig Roberts c/f Kyle Roberts, Craig Roberts Pension Account, Craig Roberts, and Long Island Auto Appraisers (Claimants) v. Andover Brokerage, LLC, Richard Michael Hughes, Timothy Martin Hughes, and Michael Picozzi, III (Respondents) Case Number: 02-02157 Hearing Site: N

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Names of Claimants Bonnie L. Cruttenden, as Trustee of the Lillian Avis Timm Trust and the Robert Timm Trust, and as personal representative of the Estate of Lilliam Avis Timm and Case Number: 02-01390 Hearing Site: Troy, Michigan Names of Respondents Edward D. Jones & Co. and Mark D. Christensen REPRESENTATION OF PARTIES Bonnie L. Cruttenden, Trustee of the L