Award NASD Regulation, Inc. In the Matter of the Arbitration Between: Erika A.S. Dunn and Naomi A.S. Dunn, (Claimants) vs. Merrill Lynch, Pierce, Fenner & Smith, Inc., (Respondent) Case Number: 99-02250 Hearing Site: New York, New York REPRESENTATION OF PARTIES Claimants, Erika A.S. Dunn and Naomi A.S. Dunn, hereinafter collectively referred to as "Claimants": Eric A. Klein, Esq., New York, NY. Respondent, Merrill Lynch, Pierce, Fenner & Smith, Inc.

Award NASD Regulation, Inc. In the Matter of the Arbitration Between: Robert Russell Guastucci and Shelley Hyde Guastucci, (Claimants) vs. Discover Brokerage Direct, Inc.; and its Successor, Morgan Stanley Dean Witter Online, Inc., (Respondent). Case Number: 99-02824 Hearing Site: San Francisco, CA REPRESENTATION OF PARTIES Claimants, Robert R. Guastucci and Shelley H. Guastucci, (hereinafter collectively referred to as "Claimants"): In Pro Per, 129 Dar

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Janet Basil, (Claimant) vs. Salomon Smith Barney and Matthew Zimmerman, (Respondents) Case Number: 99-02829 Hearing Site: New York, New York REPRESENTATION OF PARTIES Claimant, Janet Basil, hereinafter referred to as "Claimant": Mary Ann Stokes, Esq., Cohn Lifland Pearlman Herrmann & Knopf LLP, Saddle Brook, NJ. Respondent, Salomon Smith Barney ("Salomon"): Etta M. Gumbs, Esq.

Amended Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Louise M. Smith, IRA, Claimant v. The Golden, Lender Financial Group, Inc. n/k/a J.P. Gibbons & Co., Inc., Roman Sakharovich, Konstantin Tokar, Foster J. Gibbons, Alexander Bienenstock, Kenneth R. Lauher, Maroun D. Mansour, Tomer M. Yuzary, Earl J. Swan, ffl, Richard O. Freedman, George C. Danas a/k/a George C. Damas, Aron O. Bronstein, and Andrew Reegen, Respondents C

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Yousef Abu Khalaf and Samia Abu Khalaf, Claimants v. Tradeway Securities Group, Inc. Jamal Taha, George O. Woodrum, and Frank Guiltinan, Respondents Case Number: 99-04340 Hearing Site: San Diego, California REPRESENTATION OF PARTIES For Claimants Yousef Abu Khalaf and Samia Abu Khalaf: Paul W. Thomas, Esq. Paul W. Thomas, Esq. & Associates Carlsbad, California

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between Name of Claimant Carol Horecky Case No. 99-04514 Names of Respondents Charles Ronnie Montou Ronnie Montou & Associates Charles Dow Digh, III Securities America, Inc. REPRESENTATION OF PARTIES * For Carol Horecky, hereinafter referred to as "Claimant": Randal L. Menard, Esq., Lafayette, LA. For Respondent Charles Ronnie Montou ("Montou") and Ronnie Mo

NASD REGULATION, INC. AWARD NASD REGULATION, INC. In the Matter of the Arbitration Between Name of Claimant Peter C. Restivo 96-02051 Name of Respondents Nationwide Securities Corp. Kevin Williams REPRESENTATION For Claimant Peter C. Restivo ("Claimant") appeared Ruthann G. Niosi, Esq., New York, New York. Respondents Nationwide Securities Corp. ("Nationwide") and Kevin Williams were represented by Jonathan A. Pace, of the firm Pace and

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimants Danie! and Adele Karlin 96-01841 Name of Respondents J.W. Charles Securities Inc Corporate Securities Group, Inc. David Stern Jay Black CASE SUMMARY In a claim filed with the National Association of Securities Dealers, Inc. on April 29, 1996, claimants Daniel and Adele Karlin ("claimant") through their representative,

N.A.S.D. REGULATION AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS REGULATION, INC. In the Matter of the Arbitration Between Name of Claimant Robert W. Davidson 96-01681 Name of Respondent Paul Sewcharran REPRESENTATION Claimant Robert W. Davidson ("Claimant") was represented by Gary C. Adler, Esq., O Connor & Hannan, Washington, D.C. Respondent Paul Sewcharran ("Respondent") appeared pro se. CASE INFORMATION The Statement of Claim

AWARD NASD REGULATION. INC.. OFFICE OF DISPUTE RESOLUTION In the matter of the Arbitration Between Name of Claimant John S. Burke v. Arbitration No. 96-01520 Name of Respondents Redwood Securities Group, Inc. Aditya B. Mukerji REPRESENTATION OF PARTIES John S. Burke ("Claimant") represented himself pro se. Redwood Securities Group and Aditya B. Mukerji ("Respondents") were represented by Peter R. Boutin, Esq., Keesal Young & Logan, S