NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Terry Willey and Linda Willey Claimant(s) vs. 90-00399 Russell Dalbey Respondent(s) NOTICE OP ARBITRATION AWARD CASE SUMMARY Claimant(s) Terry Willey and Linda Willey alleged that Respondent(s) Russell Dalbey misrepresented material facts as to Claimants' investment with Respondent. Respondent denies Claimants' allegations. RELIEF REQUESTE

NATIONAL ASSOCIATION OF SECURITIES DEALERS ROBERT A. WALL, ) NASD Arbitration No. 90- ) 00397 Claimant, ) ) DECISION OF ARBITRATOR and ) j and DEAN WITTER REYNOLDS INC. and HUGO) AWARD ROSAS ) ) Respondents, ) ) I. SUMMARY OF PLEADINGS This case was filed with the National Association of Securities Dealers, Inc. ("NASD") on February 5, 1990. Claimant alleged that Respondents failed to execute his verbal and writte

NATIONAL ASSOCIATION OF SECURITIES DEALERS, INC. In the Matter of the Arbitration Between ) Ton Conley ) Claimant ) ) AWARD vs. ) ) NASD # 90-00396 Shearson Lehman Hutton, Inc. ) Richard J. Brizzolara, Jr. ) Respondents ) SUMMARY OF ISSUES Claimant alleged Respondents made false and misleading statements regarding the risks of trading in options, were negligent with respect to allowing such statements to be made, committed ac

Arbitration N.A.S.D. AWARD Nation* Action of Securities Dealer*. Inc. Suite 1680 NATIONAL ASSOCIATION OF SECURITIES DEALERS Three First National Plaza Chicago. IL 60602 (312) 899-4440 In the Matter of the Arbitration Between Narpe of. Claimant(s^ John J. UrbaruJc 90-00392 Name of R H.T. Fletcher Securities, Inc. In a claim filed with the National Association of Securities Dealers, inc. ("NASD") on or about February 6, 1990 John J

N.A.S-D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In che Matter of the Arbitration Between Name of Claimant: f s) Kenneth J. and Maureen Reilly 90-00389 Name of ResppndRpt" (s) Shearson Lehman Hutton, Inc. Robert Cutrupi Claimants alleged that Respondents represented that they would not be charged fees for their IRA accounts but subsequently discovered that they were charged a fee. Claimants further alleged that Respondents misre

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Eleanor Savage John Savage, Sr. John ("Jack") Savage, Jr. Nancy Savage 90-00385 Chris Areneila Shelter Rock Securities, Inc. Wsllshire Securities, Inc. Equities International Securities, Inc. Anthony L. Havens Thomas A. Butterfield George Eugene Cooper Robert Edwin Cohen Jack David Skidell Grace Florence Skidell Hear

.'I.A.5.D. AWARD •JATICHAL ASSOCIATION OF SECURITIES DEALERS in. -TS Matter cf the Arbitration Between Jbsepn Cohen 90-00377 Name of Rescondentf s> The Robinson-Hunf>hrey Company, Inc. Richard Howard Claimant Joseph Cohen alleged that Respondents The Robinson Humphrey -o.. Inc. and Richara Hcward piacea him in unsuitable speculative securities recommended to him by Richard Howard that created losses in his account, fesponoents irainta

N.A.S.D. ANKRD DEALERS NATIONAL ASSOCXATICt? OF la the Matter of the Arbitration Between Name of Claimant (a) ^ Virginia Hassan Name of Michael Farah at (a) Button, Inc. NASD Arbitration Mb. 90-00376 For dadnantj William F. Dsvia, Esq. For Respondent: Mitchell J. Albert, Esq. -Seesal, Young & Logan Stab of filed: February 5, 1990 Claimant's Submission Agreensnt signed cat January 23, 1990 •* it of Anwar an

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION, INC. CASE: 01-03267 UBS PaineWebber Inc., Claimant vs. Thomas C. Higgins, Respondent. ATTORNEYS: For Claimant, UBS PaineWebber Inc., appeared Romaine L. Gardner, Esq., Staten Island, NY. Respondent, Thomas C. Higgins, appeared pro se, Toledo, OH. DATE FILED: June 19, 2001 CASE SUMMARY: Claimant alleged that the respondent failed to make payments on loans in accordance with the schedule set forth

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION. INC. CASE: 00-00980 Richard B. Vance & Company, Claimant vs. Joseph P. Heilman, Respondent. ATTORNEYS: Claimant, Richard B. Vance & Company, ("Claimant"), appeared through Burton W. Wiand, Esq., of the firm of Fowler, White, Gillen, Boggs, Viilareal & Banker, P.A., Tampa, FL. Respondent, Joseph P. Heilman, ("Respondent"), did not respond to the Statement of Claim. DATE FILED: March 6, 2000. CASE