Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Virginia L. Jang, Claimant vs. Wachovia Securities, LLC and Jeffrey M. Daft, Respondents Case Number: 02-05499 Hearing Site: San Francisco, California Nature of the Dispute: Customer vs. Member and Associated Person REPRESENTATION OF PARTIES For Claimant: Mitchell S. Ostwald, Esq. Law Offices of Mitchell S. Ostwald Sacramento, California For Respondents: G. Thomas

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Names of Claimants Michael and Julie Pottorff and 02-05375 Des Moines, Iowa Names of Respondents Citigroup Global Markets, Inc., f/n/a Salomon Smith Barney, Inc., Jay D. Layman, and Mark D. Stuck NATURE OF THE DISPUTE Customers vs. Member Firm and Associated Persons REPRESENTATION OF PARTIES Michael and Julie Pottorff ("Claimants") were represented by Gail E.

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Khalil Saghezchi Shirmohamniadi, Azar Saghezchi Ghaemmaghami, Sahrab Saghezchi, Soheil Saghezchi and Sohar Saghezchi, Claimants v. Abbas A. Khoshnevissan and Bear, Steams Securities Corp., Respondents Case Number: 02-05370 Hearing Site: San Francisco, California Nature of the Dispute: Customers v. Member and Associated Person REPRESENTATION OF PARTIES For Claimants: John S. Perk

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Names of Claimants Abdelkarim K. and Carri L. Wallis-Khalil and Case Number: 02-05223 Hearing Site: Houston, Texas Names of Respondents Merrill Lynch, Pierce, Fenner & Smith, Inc. Henry M. Blodget and Merrill Lynch & Co. NATURE OF DISPUTE Customers v. Member Firm, Associated Person and Non-Member REPRESENTATION OF PARTIES Abdelkarim K. and Carri L. Wallis-Khal

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Gary DelPiano, (Claimant) vs. Merrill Lynch, Pierce, Fenner & Smith, Inc. and Thomas Bishop, (Respondents) Case Number: 01-03431 Hearing Site: New York, New York REPRESENTATION OF PARTIES Claimant, Gary DelPiano, hereinafter referred to as "Claimant": Mitchell H. Cobert, Esq., a sole practitioner, Morristown, NJ. Claimant originally appeared pro se. Respondents, Merrill Lynch, P

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Charlene Castello, Claimant v. Charles Schwab & Company, Inc., Respondent Case Number: 01-03615 Hearing Site: Los Angeles. California Nature of the Dispute: Customer v. Member REPRESENTATION OF PARTIES For Claimant: Charlene Castello In Propria Persona Gilbert, Arizona For Respondents: Janet T. Epstein, Esq. Charles Schwab & Company, Inc. San Francisco, California

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Peer T. Pederson, Jr. (Claimant) v. Credit Suisse First Boston, (Respondent) Case Number: 02-02000 Hearing Site: New York, New York REPRESENTATION OF PARTIES Claimant, Peer T. Pederson hereinafter referred to as "Claimant": Kevin T. Hoffman, Esq., a sole practitioner, Greenwich, CT. Respondent, Credit Suisse First Boston hereinafter referred to as "Respondent": Ronald A. Mysliwi

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants: Robert and Susan Martel Robert Martel Names of the Respondents: Morgan Stanley DW Inc. Christopher Ayer Thomas E. Lanter Case Number: 02-01999 Hearing Site: Boston, Massachusetts REPRESENTATION OF PARTIES Claimants, Robert and Susan Martel, ("R&SM"), Robert Martel ("RM"), hereinafter collectively referred to as "Claimants": Arnold Rose

ORIGINAL Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Jefifery and Catherine Ray, Claimants v. U.S. Bancorp Piper Jaflray, Inc., Dennis E. Gove, James R. McColley, Jeffrey E. Howell, and Michael J. Bartlett, Respondents Case Number: 01-03081 Hearing Site: Seattle, Washington REPRESENTATION OF PARTIES For Claimants: Mark S. Davidson, Esq. Williams Kastner & GIbbs Seattle, Washington For Respondents: Steve

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimants Case Number: 02-01996 Mary D. Arcari Mary D. Arcari As Trustee for the Anthony S. Arcari Trust Name of the Respondents Hearing Site: Philadelphia, PA Brookstreet Securities Corporation Andrew Gordon MacElhenney REPRESENTATION OF PARTIES Claimants, Mary D. Arcari and Mary D. Arcari as Trustee for the Anthony S. Arcari Trust, hereinafter co