N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimant Mary H. Hoberg 93-02964 Name of Respondents Shearson Lehman Brothers, Inc. Cheri Maggio CASE SUMMARY In a claim filed with the National Association of Securities Dealers, Inc. on July 27, 1993, Claimant Mary H. Hoberg, who appeared Pro Se, alleged that she conveyed to Respondent Cheri Maggio of the Respondent firm Shearson

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimant Wayne Jackson 93-02882 Name of Respondents Olde Discount Corporation; John K. Koczara REPRESENTATION For Claimant: Wayne Jackson ("Jackson") was represented by Joseph H. Spiegel, Esq. of Southfield, Michigan. For Respondents: Olde Discount Corporation ("Olde") and John K. Koczara ("Koczara") were represented by Mark L.

NASD AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS, INC. In the Matter of the Arbitration Between Name of Claimant Virginia Black and 93-02874 Name of Respondent John Tomlinson REPRESENTATION OF PARTIES Virginia Black ("Claimant") appeared pro se. John Tomlinson ("Respondent") appeared pro se. CASE INFORMATION The Statement of Claim was filed on or about July 23, 1993. Submission Agreement of Claimant Virginia Black was signed on

Award NASD In the Matter of the Arbitration Between: Names of the Claimants Case Number: 01-02629 Paula Q.Byrd Paula Q. Byrd Money Purchase Plan DTD 4/12/00 Names of the Respondents Hearing Site: Atlanta, Georgia Morgan Stanley Dean Witter, Inc. Kent Nuzum REPRESENTATION OF PARTIES For Paula Q. Byrd and Paula Q. Byrd Money Purchase Plan DTD 4/12/00, hereinafter referred to as "Claimants": Robert H. Putnam, Jr., Esq., Atlanta, Georgia.

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimant Carol Chapman Name of Respondents 93-02862 Prudential Securities Incorporated Name of Third-Party Respondent Austin B. Chapman REPRESENTATION For Claimant: Carol Chapman ("Chapman") was represented by Charles J. Guyselman, Esq. of Lansing, Michigan. For Respondent/Third-Party Claimant: Prudential Securities, Inc. ("Prudenti

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimant/Counter-Respondent Daniel C. Lucas 93-02850 Name of Respondents/Counter-Claimants Robert W. Baird & Co., Inc.; William Parse; Stephen John Timyan REPRESENTATION For Claimant/Counter-Respondent: Daniel G. Lucas ("Lucas") was represented by Bruce M. Bieneman, Esq. of Cholette Perkins & Buchanans, S.C., located in Grand Rapids

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS Elliott M. McDowell, Sr. and Dorothy M. McDowell, husband and wife, Claimants, v. Merrill Lynch, Pierce, Fenner & Smith, Inc.; H. Michael Frank; Robert Callaghan; Richard Pello; Sunand G. Bal; Sutro & Co., Inc.; and Hunter A. Sauls, Jr., Respondents. and 93-02837 Merrill Lynch, Pierce, Fenner & Smith, Inc.; H. Michael Frank; Robert Callaghan; Richard Pello; Sut

NA.SJD. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS. INC. In the matter of the Arbitration Between Name o Helen T. Morgan v. NASD Arbitration No. 93-02832 PaineWebber, Inc and Ralph Hower RFPRFSFNTATTON For Claimant: Helen T. Morgan, Pro Se, Nuevo, California For Respondents: Catherine Pratt, Esq., PaineWebber, Inc., Los Angeles, California CASE INFORMATION Statement of Claim filed: July 27, 1993 Claimant's Submissio

flocxt N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimants Harry F. and Bettie J. Hedlund 93-02826 Name of Respondent Shearson Lehman Brothers, Inc. n/k/a Smith Barney Shearson, Inc. CASE SUMMARY In a claim filed with the National Association of Securities Dealers, Inc. on July 20, 1993, Claimants Harry & Bettie Hedlund, who appeared Pro Se, alleged that Respondent Shearson

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Cl3JB l ?F 1 t' 5 Mary Lou Sievert, Vito & Helen Ventrella, Leon & Beatrice F. Leyendecker, Patricia Ann Koppers, John & Maijorie Jaegar, Bemice Bloom, Marie & Marianne Cotter, John R., Sylvia K., & Renetta Rimicci 93-03059 (consolidated with 93-04014) Name of Respondents Multi-Financial Securities Corporation, and