N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimant John M. Falzone Case No. 92-03622 Name of Respondents Shearson Lehman Hutton, Inc. Prudential-Bache Securities Inc. Patricia M. Bottoms For Claimant, John M. Falzone ("Falzone") Marvin Schiller, Esq. of Raleigh, N.C. For Respondent, Shearson Lehman Hutton, Inc. ("Shearson"): Gary B. Sieber, Esq. of Shearson Lehman Hutton, I

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Gary Rulli NASD Arbitration No. 92-03621 Name of Respondents Atlanta-One, Inc. Brian Moore Paul Courtright Mark Piskura REPRESENTATION For Claimant: Richard Sacks, Investors Recovery Service For Respondent: Robert L. Conn, Esq. - Newport Beach, California CASE INFORMATION Statement of Claim filed: October 26, 1992

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Ropohl Family Trust, Claimant v. Merrill Lynch, Pierce, Fenner & Smith, Inc. and Donald W. Smith, Respondents Case Number: 01-92484 Hearing Site: San Diego, California REPRESENTATION OF PARTIES For Claimants: Arthur S. Leider Investors Arbitration Specialists, Inc. San Diego, California For Respondents: James P. Delphey, Esq. Seltzer Caplan McMahon Vftek San Dieg

PUBLIC N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimants James G. and Janis L. Zook 92-03614 Name of Respondent J.W. Gam and Associates. Inc. CASE SUMMARY In a claim filed with the National Association of Securities Dealers, Inc. on October 26, 1992, Claimants James G. and Janis L. Zook, who appeared Pro Se, alleged that on May 6, 1992 they opened an account with Responde

PUBLIC N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimants Mitchell and Elizabeth Williams 92-03603 NameofResDondent Charles Schwab & Company, Inc. CASE SUMMARY In a claim filed with the National Association of Securities Dealers, Inc. on October 26, 1992, Claimants Mitchell R. and Elizabeth A. Williams, who appeared Pro Se, alleged that they called Respondent Charles Schwa

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimants Sylvia Raffelson Case No, 92-03601 Name of Respondents Richard E. Garcia REPRESENTATION For Claimant, S>lvia Raffelson ("Raffelson"): Charles D. Franken, Esq. For Respondent, Richard E. Garcia ("Garcia"): Pro 5fi. CASE INFORMATION Statement of Claim filed: October 23, 1992. Claimant's Submission Agreement signed: Octob

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Mame of Claimant Thomas E. Fish 92-03597 Name of Respondents IDS Financial Services. Inc. IDS Life Insurance Company IDS Insurance Agencies REPRESENTATION For Claimant: John L. Wildeboer of Skinner, Wildeboer & Ogden in Bay City, Michigan. For Respondent: Gary Irwin of IDS Financial Corporation, in Minneapolis, Minnesota. CASE I

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimant Shen Ralston NASD Arbitration No. 92-03595 Name of Respondent Charles Inman, dba First National Financial Center, and Consolidated Investment Services For Claimant: Jerome E. LaBarre, Esq., of LaBarre and Associates, Portland Oregon. For Respondent: Shaun T. Gloude, Esq., Littleton, Colorado. CASE INFORMATION Statem

PU3L1C N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimant Merrill Lynch Pierce Fenner & Smith Inc 92-03592 Name of Respondent Gallic Smith CASE SUMMARY In a claim filed with the National Association of Securities Dealers, Inc. on October 23, 1992, Claimant Merrill Lynch, Pierce, Fenner & Smith, Inc. by and through their counsel Michael D. Napoli, Esq. of Gibbs & Ratliff, Ho

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between PUBLIC Name ofClaimanHs) Suk Chang, M.D. 92-03584 Name of Respondent(s) Isadore S. Burstein John A. Griffin Iffifft^ENTATION For Claimant Suk Chang, M.D.: Stephen A. Wydrzynski, Esq. For Respondent Isadore S. Burstein: James D. Coleman, Esq. of the law firm Ballard Spahr Andrews & Ingersoll. For Respondent John A. Griffin: Jeffrey N. Ka