N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS. INC. In the matter of the Arbitration Between Name of CJaimant NASD Arbitration Irene Stone No. 92-03419 v. Name of Respondents Dean Witter Reynolds, Inc. Richard Steele REPRESENTATION For Claimant: Paul N. Young, Securities Arbitration Group, Inc., Marina del Rey, California For Respondent Dean Witter Reynolds: Curt H. Mueller, Esq., Dean Witter Reynolds, Inc., San Francisco, Ca

PUBLIC N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between NameofClaimants Patrick & Jody Bernardo 92-03418 Name of Respondents Matbews Holmquest & Associates Mary Martha (Cory) Adams CASE SUMMARY In a claim filed with the National Association of Securities Dealers, Inc. on October 8, 1992, Claimants Patrick & Jody Bernardo by and through their counsel Steven C. Davidson, Esq. of Jeffrey

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Maner of the Arbitration Between Name of Claimants Joseph Feigenbaum 92-03417 Name of Respondents High Yield Management Securities. Inc. REPRESENTATION For Claimant. Joseph Feigenbaum ("Feigenbaum"): pro se. For Respondent. High Yield Management Securities, Inc. ("High Yield"): Steve Eitman. Sr. V.P. of High Yield. CASE INFORMATION Statement of Claim filed: 10/8/92.

N.A.S.D. AWARD NATIONAL ASSOqiATION OF SECURITIES DEALERS. INC. In the matter of the Arbitration Between Name of Claimants Daniel Wilkinson Kenneth Shull NASD Arbitration NO. 92-03412 Name of Respondents Castle Securities Corp. Barrett Day Securities, Inc. Name of Counter-Claimant/Crogg-Claimant/ Third-Partly Claimant Castle Securities Corp. Name of Cross-Respondent and Third-Party Respondents Barrett Day Securities, Inc.

PUBLIC N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between NameofClainjant Loretta Eichenberg 92-03401 Name of Respondents Kidder. Peabody &. Co., Incorporated Alpbonso Becena CASE SUMMARY In a claim filed with the National Association of Securities Dealers, Inc. on October 7, 1992, Claimant Loretta Eicbenberg, by and through her counsel Gayte J. Carson, Esq., Sole Practitioner, Brecksvi

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of (^laimgnt(s) Robert D. Lewis dba ABC Investments & Collections NASD Arbitration No.92-03397 Name of Respondents) Charles Schwab & Company, Inc. REPRESENTATION For Claimant: J. Michael Anthony, Esq., San Rafael, California For Respondent: Bruce C. Judge, Esq., Steefel, Levitt & Weiss, San Francisco, California CASE INFORMATIO

N.A.S.D. AWARD MATIQNAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimant(s) Robert W. Sparks and Mary A. Sparks NASD Arbitration No.92-03396 Name of Rqspqfldent(s) Atlanta One. Inc. Craig Cunningham REPRI^SENTATION For Claimants: Robert W. Sparks, Ventura, California For Respondents: Robert L. Conn, Esq., Newport Beach, California CASE INFORMATION Statement of Claim filed: October 7,

Arbitration N.A.S.D AWARD National Association of Securities Deaters, Inc. NASD Financial Center NATIONAL ASSOCIATION OF SECURITIES DEALERS 33 Whitehall Street Mew York. N.Y. 10004 : FAX 1212) 858-4389 In tiie Matter or the Arbitration Between Name of Claimanus) G. Townsend Underbill, m. Esq. 92-03390 Name of Respondents) J.W. Gam & Co. REPRESENTATION For Claimant: G.Townsend Underbill, m of Tiplett, Underbill, Jennins &

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Name of tne Claimant James L. Rogers Tsfome nf the "Respondents American Investment Services, Inc.; Mark Skertich r- 01-02467 Hearing Siter Indianapolis, Indiana OT? Claimant James L. Rogers ("Rogers") was represented by Mark E. Maddox, Esq. of the firm of Maddox Koeller Hargett & Caruso, located in Indianapolis, Indiana. Respondent American Investment Serv

Stipulated Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Frank P. Lyons, (Claimant) v. Morgan Stanley Dean Witter, Marc Terris and Tim O'Brien, (Respondents) Case Number: 00-00839 Hearing Site: Chicago, Illinois REPRESENTATION OF PARTIES Claimant Frank P. Lyons ("Lyons"): James R. Carter, Esq., Carter Law Offices, Peoria, Illinois. Respondents Morgan Stanley Dean Witter ("Morgan Stanley"), Marc Terris ('Terris")