AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant Harry A. Ragap and Names of Respondents Morgan Stanley Dean Witter, Inc. and Marcia A. Moore Case Number: 01-02466 Hearing Site: Southfield, Michigan REPRESENTATION OF PARTIES Harry A. Ragap ("Claimant") was represented by David L. Nelson, Esq., Sommers, Schwartz, Silver & Schwartz, Southfield, Michigan. Morgan Stanley Dean Witter, Inc. ("MSDW

N.A.S.D. AWARD ASSOiATTON OF ggCTmiTTSS DEALERS. INC. In the matter of the Arbitration Between Name of flaimanc Thomas F. White & Co., Inc. NASD Arbitration No. 92-03263 of Regondgncs Robert Thomas Securities, Inc. Raymond James & Associates, Inc. Donald J. Wascher Jerry Luger Chhay Kouch Euikeun Sunny Myung Mftmg of fauneiJt Donald J. Wascher Jerry Luger Chhay Kouch Euikeun Sunny Myung Vtmrtm of Thomas F.

NASD AWARD Raymond L. Ho ) ) Case Number ) 92-03261 Respondents ) Shearson Lehman Brothers, Inc. ) and Patrick Castelli ) REPRESENTATION For Claimant, Raymond L. Ho ("Ho"): Richard W. Epstein, Esq. of Greenspoon, Marder, Hirschfeld & Rafki, Ft. Lauderdale, Florida. For Respondents, Shearson Lehman Brothers, Inc. ("Shearson") and Patrick Castelli ("Castelli") Lisa Cerasia, Esq. of Shearson, New York, New York. CASE ENFORMAHON Statemen

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS. INC. (a the Matter of the Arbitration Between Mafne.of Claimqnr, Vivian P. Eze«, John J. Ezell and Teri Ezeil and 92-03258 Name of Respondents Prudential Securities, Inc. and Marty Harari REPRESENTATION OF PARTIES Vivian P. Ezell, John J. Ezell and Teri Ezell ("Claimants") were represented by Michael G. O'Neill, Esq. of O'Neill, Snett, Banowsky & McQure, Dallas, Texas. Pruden

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimant Richard Flacks vs. NASD #92-03371 Charles Schwab and Company, Inc. For Claimant: Pro Se For Respondent: Joseph Aldridge, Esq. of Charles- Schwab and Company, Inc. of San Francisco, California. CASE INFORMATION Statement of Claim filed: October 6, 1992 Claimant's Submission Agreement signed: October 1, 1992 Statement of

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS. INC. In the Matter of the Arbitration Between Name of Claimant William E. Gilbert, trustee of Willis E. Gilbert Trust and 92-03370 Name of Respondents Kennedy, Cabot & Co. and Mark Fink REPRESENTATION OF William E. Gilbert, trustee of Willis E. Gilbert Trust ("Claimant") was represented by James J. Zak, Esq. of Zak. Fox & Pehr, P.C., Westminster, Colorado. Respondent Kennedy,

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimant Ruth B. Munhall Case* vs. 92-03369 Name of Respondent First Georgetown Securities Inc. REPRESENTATION Claimant. Ruth B. Munhall. was not represented by counsel. For Respondent. First Georgetown Securities, Inc.: John S. Stoppebnan, Esq., of Law Offices of John S. Stoppeiman. CASE INFORMATION Statement of Claim filed

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In me Matter or the Arbitration Between MameofClaimanus) PUBLIC Lisa Valvano 92-03357 Name of Respondent^) First Albany Corporation Robert Elser Claimant Lisa Valvano appeared pro se. For Respondent James Reilly. Esq. of Herzog, Engstom & Koplovitz. PC, Albany, New York. CASE INFORMATION Statement of Claim filed: October 5. 1992. Claimant s Submission Agreement signed on

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Wayne and Nadia Lattin. ind/beneficiary 92-03356 Names of Respondents Murray, Wflt. Bamit, Inc. John D. Wilt Gregory T. Murray Theodore Baam Patricia L. Wilt Claimants, Wayne and Nadia Taltin were represented by Robert J. Pohlman, Esq. and lames E. Brophy, m, Esq. of Ryley, Cartock & Appfewnite, Phoenix, Arizona. Respondents, John D

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS. INC. In the Matter of" the Arbitration Between Naie Morgan Park Clinic, LTD Profit Sharing Plan and Trust, Dr. Campaigne. Trustee, and the Morgan Park Clinic Limited Pension Plan, Dr. Campaigne, sole beneficiary and Dr. Campaigne, individually 92-03354 Name of Respondents Hayne. Miller & Farai, Inc. and Daniel Bubalo REPRESENTATION OF PARTTFS . Morgan Park Clinic. LTD Profit Shar