Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Robert W. Carey vs. Legacy Financial Services, Inc. and Joseph R. Karsner, IV Case Number: 04-06068 Hearing Site: Baltimore, MD Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES Claimant, Robert W. Carey ("Claimant"), was represented by William B. Young, Esq., Hooper & Weiss, LLP, Orlando, Florida. Respondents, Legacy Financia

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Case Number: 04-05057 Larry M. Lance Judy W. Lance Judy W. Lance IRA Names of the Respondents Hearing Site: Charlotte, North Carolina Prudential Equity Group, LLC Wachovia Securities, LLC Prudential Financial, Inc. (a subsidiary of The Prudential Insurance Company of America) James Tracy Stines Nature of the Dispute: Customer vs. Member and

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Eleanor Hilowitz (Claimant) vs. Salomon Smith Barney, Inc, n/k/a Citigroup Global Markets, Inc. and David Williams Securities (Respondents) Case Number: 04-04143 Hearing Site: New York, New York Nature of the Dispute: Customer vs. Members REPRESENTATION OF PARTIES Claimant Eleanor Hilowitz hereinafter referred to as "Claimant": Seth E. Lipner, Esq., Deutsch & Lipner, Garden City

STIPULATED AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant Nasreen M. Jalil and 04-03649 Chicago, Illinois Name of Respondents Merrrill Lynch Pierce Fenner & Smith, Inc. Walter Charles Szturma Merrill Lynch & Company Nature of the Dispute: Customer vs. Member, Associated Person and Non-Member. REPRESENTATION OF PARTIES Nasreen M. Jalil ("Claimant") was represented by Robert E. Thompson, Esq., T

N A S D AWARD NASD Dispute Resolution In the Matter of the Arbitration Between: Names of Claimants Leonard Thigpen and Rhoda Thigpen vs. Case Number: 04-03612 Hearing Site: Chicago, Illinois Names of Respondents Citigroup Global Markets, Inc. f/k/a Salomon Smith Barney. Inc., and Wade Lewis _ NATURE OF THE DISPUTE Customers vs. Member and Associated Person REPRESENTATION OF PARTIES Leonard Thigpen and Rhoda Thigpen ("

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Winslow B. Schurman, Jr. (Claimant) vs. Commonwealth Financial Network, Eugene E. Ellison and Priscilla Hollenbeck (Respondents) Case Number: 04-02854 Hearing Site: Boston, Massachusetts Nature of the Dispute: Customer vs. Member and Associated Persons. REPRESENTATION OF PARTIES Claimant Winslow B. Schurman, Jr., hereinafter referred to as "Claimant": Richard M. Gelb, Esq., Gelb

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Ken E. Parker, Claimant v. Anil Ishwar Jethmal and Gilford Securities, Inc., Respondents Anil Ishwar Jethmal and Gilford Securities, Inc., Counter-Claimants v. Ken E. Parker, Counter-Respondent Case Number: 04-02237 Hearing Site: San Francisco, California Nature of the Dispute: Customer v. Member and Associated Person Member and Associated Person v. Customer REPRE

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Robert Paul, Claimant v. Peter Shieh and Merrill Lynch Pierce Fenner & Smith Incorporated, Respondents Case Number: 04-02222 Hearing Site: San Francisco, California Nature of the Dispute: Customer v. Member and Associated Person REPRESENTATION OF PARTIES For Claimant: James Jay Seltzer, Esq. Law Offices of James J. Seltzer Emeryville, California For Respondent

Award NASD Dispute Resolution COPY In the Matter of the Arbitration Between: Mark Alloy, Claimant v. Mclaughlin, Piven, Vogel Securities, Inc. and Kevin Anders, Respondents Case Number: 04-00323 Hearing Site: San Francisco, California Nature of the Dispute: Customer vs. Member and Associated Person REPRESENTATION OF PARTIES For Claimant: Brian M. Kandel, Esq. Book & Book, LLP Santa Cruz, California For Respondents: Joseph D'Elia, Esq.

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between: Names of Claimants Timothy W. Mehallick, Individually and as Assignee of the claims of Lorna B. Stevens, Dian B. Brown, Wilma B. Reese and David B. Reynolds; and Louise B. Wise vs. Case Number: 05-01965 Hearing Site: Pittsburgh, Pennsylvania Names of Respondents A. G. Edwards & Sons, Inc. and James Durken NATURE OF THE DISPUTE Customers vs. Member Firm and As