NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 06-01987 William R. Kisker, (Claimant) vs. Charles Schwab & Co., Inc., (Respondent) ATTORNEYS: ~~ For Claimant appeared Robert E,, Turtz, Esq., Edgewater, NJ. For Respondent appeared in-house counsel Brandon K, Hemley, Esq., San Francisco, CA. NATURE OF DISPUTE: Customer vs.. Member DATE FILED: April 18, 2006 CASE SUMMARY: Claimant alleged that Respondent failed to execute proper cafe a

Award NASD Dispute Resolution COPY In the Matter of the Arbitration Between: Harry C. Zaban Jr. IRA Rollover US Clearing Custodian and Harry C. Zaban & Jayne G. Zaban Family Trust DTD 10/22/90 Harry C. Zaban & Jayne G. Zaban TTEES, Claimants v. Mclaughlin, Piven, Vogel Securities, Inc., James C. Mclaughlin, Allan M. Vogel, Kevin Anders and Ira A. Cohen, Respondents Case Number: 06-01673 Hearing Site: San Francisco, California Nature of the Dispute

• NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 06-01399 First Montauk Securities Corp., (Claimant) vs. Carlos Garceran, (Respondent) ATTORNEYS: For Claimant appeared Michael S. Colombo, President/CEO of the firm Streetwide Asset Recovery Group, Inc., Lyndhurst, NJ. Respondent did not submit an Answer to the Statement of Claim. NATURE OF DISPUTE: Member v. Associated Person DATE FILED: March 16, 2006 CASE SUMMARY: Claimant alleged

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 06-01135 Edward Giacomelli, (Claimant) vs. Merrill Lynch, Pierce, Fenner & Smith, Inc., (Respondent) ATTORNEYS: Claimant appeared pro se, Monroe Township, NJ. For Respondent appeared in-house counsel H. Kyeng Lee, Esq., New York, NY. NATURE OF DISPUTE: Customer vs. Member DATE FILED: March 1, 2006 CASE SUMMARY: Claimant alleged that Respondent misrepresented and omitted material fac

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 06-01000 Daren Silverstein, IRA, Andie Silverstein, Trust, Jason Silverstein, Trust and Jennifer Silverstein, Trust (Claimants) vs. Adam Saul Frankfort, (Respondent) ATTORNEYS: Claimants appeared pro se, North Caldwell, NJ. For Respondent appeared RBC Dain Rauscher Inc.'s in-house counsel, Patrick J. Howley, Esq., Florham Park, NJ. NATURE OF DISPUTE: Customers vs. Associated Person DATE

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 06-00911 Edward D. Jones & Co., (Claimant) vs. Thomas C. Schwab, (Respondent) ATTORNEYS: "~~ For Claimant appeared Christopher A. Pickett, Esq., of the firm Goldberg Wehrle, LLC. Respondent appeared pro $e, Ketterlng, OH. NATURE OF DISPUTE: Member v. Associated Person DATE FILED: February 22,2006 CASE SUMMARY: Claimant alleged that Respondent breached a contract by failing to repay moni

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between: Name of Claimant/Counter-Respondent Morgan Stanley DW, Inc. vs. Case Number: 06-00640 Hearing Site: St. Louis, Missouri Names of Respondents/Counter-Claimants/Third-Partv Claimants Timothy A. Guthrie, Thomas Mulherin, and Stifel, Nicolaus&Co., Inc. vs. Name of Third-Party Respondent Karl C. Walz NATURE OF THE DISPUTE Member vs. Associated Persons and Member

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 06-00413 Kristen Nicole and Thomas B. West, (Claimants) vs. Merrill Lynch, Pierce, Fenner & Smith, Inc. and William K. Williams, Jr., (Respondents) ATTORNEYS: For Claimants appeared Linda S. Pacer, Esq., of the firm Parkway Forest, Alpharetta, GA. For Respondents appeared in-house counsel Angela A. Turiano, Esq., New York, NY. NATURE OF DISPUTE: Customers v. Member and Associated Person

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Kenneth S. Jumper Names of Respondents BB&T Investment Services, Inc. Case Number: 06-00109 Hearing Site: Charlotte, North Carolina Nature of the Dispute: Associated Person vs. Member. REPRESENTATION OF PARTIES Kenneth S. Jumper, hereinafter referred to as "Claimant", appeared pro se. For BB&T Investment Services, Inc., hereinafter referred to as

* NASD Dispute Resolution . Arbitration No. 01-02382 Award Pase 1 Award NASD Dispute Resolution In the Matter of the Arbitration Between: nf tr^ r.lflim^K PflgpNnmhfir- 01-02382 Richard & Mary O'Neill nf foe Rpspnn^pnt^ Hiring ^itf Philadelphia, PA Merrill Lynch Pierce Fenner & Smith Inc Glenn W. Baumer OF-PARTIFS Claimants, Richard J. O'Neill and Mary E. O'Neill, hereinafter collectively referred to as '"Claimants": Edward Facke