Award NASD Dispute Resolution In the Matter of the Arbitration Between: Bane of America Investment Services, Inc., Claimant v. Todd E. Siedel, Respondent Case Number: 05-04656 Hearing Site: Los Angeles, California Nature of the Dispute: Member v. Associated Person REPRESENTATION OF PARTIES For Claimant: Ronald P. Kane, Esq. Kane & Fischer, Ltd. Chicago, Illinois For Respondent: Todd E. Siedel In Propria Persona Huntington Beach, Californ

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 05-03550 William Michael Fleming, (Claimant) vs. Sutro & Co., Inc. a/k/a RBC Dain Rausher, (Respondent) ATTORNEYS: Claimant appeared pro se, North Hollywood, CA. For Respondent appeared Sutro & Co., Inc.'s in house counsel Carolyn Guy, Esq., Minneapolis, MN. NATURE OF DISPUTE: Customer vs. Member DATE FILED: July 8, 2005 CASE SUMMARY: Claimant alleged that Respondent misrepresented

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Case Number: 05-03282 Jay Berkowitz, Pagona Berkowitz, Larry Berkowitz, Beth Berkowitz, Jeffrey Berkowitz, Amy Berkowitz, Joseph A. Berkowitz, and Barbara Berkowitz Names of the Respondents Hearing Site: Philadelphia, Pennsylvania Morgan Stanley DW Inc., William Joseph Meagher, Jr., Karl Seller Murray, and Anthony Filippello Nature of the Dispu

Award NASD Dispute Resolution In the Matter of the Arbitration Between: La Verne P. Hawthorne, Claimant v. Merrill Lynch, Pierce, Fenner & Smith Incorporated and William L. Kopenhaver, Respondents Case Number: 05-03125 Hearing Site: Seattle, Washington Nature of the Dispute: Customer v. Member and Associated Person REPRESENTATION OF PARTIES For Claimant La Verne P. Hawthorne: Carl J. Carlson, Esq. Carlson & Dennett, P.S. Seattle, Washington

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Frederick J. O'Meally (Claimant) v. Prudential Securities, Inc. and Wachovia Securities, LLC (Respondents) Case Number: 05-01678 Hearing Site: New York, New York Nature of the Dispute: Associated Person vs. Members REPRESENTATION OF PARTIES Claimant Frederick J. O'Meally hereinafter referred to as "Claimant": Peter Fleming, Jr., Curtis, Mallet-Prevost, Colt & Mosle LLP, New York

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Bane of America Investment Services, Inc., Claimant v. Richard Ina, Daniel Morilak, and Michael Parziale, Respondents Richard Ina, Daniel Morilak, and Michael Parziale, Counter-Claimants v. Bane of America Investment Services, Inc., Counter-Respondent Richard Ina, Daniel Morilak, and Michael Parziale, Third-Party Claimants v. David Ohanian, Third-Party Respondent Case Number: 05

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between: Names of Claimants Guy Anderson, Yolanda C. Bailey, Anna M. Flores, Mildred Murach, Melvin Perry Runyan, Theresa W. Anderson, Sherri Wippert, James Shanks, Sandra Behnke, Clifford A. Douglas, Mick Patkowski, Vicki L. Douglas, and R. Hampton Wolfe vs. Case Number: 05-00914 Hearing Site: Houston, Texas Names of Respondents Citigroup Global Markets, Inc. f/k/a S

StipulatedAward NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Case Number: 05-00574 Timothy A. McCarthy and Sharon F. McCarthy Names of the Respondents Hearing Site: Washington, DC Morgan Stanley DW, Inc. Mark McCaffrey Nadia Adly Nature of the Dispute: Customers vs. Member and Associated Persons. REPRESENTATION OF PARTIES Claimants, Timothy A. McCarthy and Sharon F. McCarthy, hereinafter collective

Award NASD Dispute Resolution In the Matter of the Arbitration Between: James A. Cully, (Claimant) vs. Investors Capital Corporation, Daniel David Sheehan, and Sheehan Elder Planning, Inc., (Respondents) Case Number: 01-02374 Hearing Site: Boston, Massachusetts REPRESENTATION OF PARTIES Claimant, James A. Cully, hereinafter referred to as "Claimant": Joseph P. Carmichael, Esq., a sole practitioner, Salem, MA. Respondent, Investors Capital Corporatio

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Leonel Abay Case Number: 05-00444 Names of the Respondents Morgan Stanley, a foreign corporation David Louis Burg, an Individual Hearing Site: Boca Raton, Florida Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For Leonel Abay, hereinafter referred to as "Claimant": Cheryl L. Reiss, Esq. and Guy Bai