Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 04-07346 Mary M. Harnage Names of the Respondents Hearing Site: Washington, D.C. Legacy Financial Services, Inc. Joseph R. Karsner Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES Claimant, Mary M. Harnage, hereinafter referred to as "Claimant", was represented by William B. Young, Es

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between: Name of Claimant David G. Peregrin vs. Case Number: 04-06892 Hearing Site: Chicago, Illinois Names of Respondents Milestone Group Management, LLC and William E. Kassar, Jr. NATURE OF THE DISPUTE Customer vs. Terminated Member and Associated Person REPRESENTATION OF PARTIES David G. Peregrin ("Claimant") was represented by James A. McGurk, Esq., Law Offices of

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Demetrios Jangarathis (Claimant) vs. Essex National Securities, Inc. (Respondent) Case Number: 04-06398 Hearing Site: New York, New York Nature of the Dispute: Associated Person vs. Member. REPRESENTATION OF PARTIES Claimant Demetrios Jangarathis hereinafter referred to as ("Claimant"): Robert F. Van der Waag, Esq., Van derWaag and Gray, Mineola, New York. Respondent Essex Natio

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 04-04151 Archer Alexander Securities Corporation Names of the Respondents Hearing Site: Boca Raton, Florida Jamie L. Solow Ryan Beck & Co., Inc. Nature of the Dispute: Member vs. Associated Person and Member. REPRESENTATION OF PARTIES For Archer Alexander Securities Corporation, hereinafter referred to as "Claimant": Paul G. Schepers, Es

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between: Names of Claimants Steven M. Gitt, an individual, Steven M. Gitt, Trustee of Steven M. Gitt Profit Sharing, and Steven M.Gitt, Custodian, Gitt Childrens Custodial Acct. vs. Case Number: 04-03970 Hearing Site: Phoenix, Arizona Names of Respondents RBC Dain Rauscher Inc., Morgan Stanley DW Inc., and Michael A. Manfredi NATURE OF THE DISPUTE Customers vs. Member

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Robert Montgomery, John Montgomery, and Gail A. Dwan, Claimants v. Wachovia Securities, LLC, Merrill Lynch, Pierce, Fenner& Smith Incorporated, Michael J. Minervini, and James G. Osborne, Respondents Case Number: 04-02827 Hearing Site: Los Angeles, California Nature of the Dispute: Customers v. Members and Associated Persons REPRESENTATION OF PARTIES For Claimants: Timothy D. Mc

Award NASD Dispute Resolution Wilder Richman Securities Corporation vs. John F. Lawrence vs. Richard P. Richman, Stephen B. Smith, David L. Salzman, and The Richman Group Affordable Housing Corporation. Case Number: 04-01906 Hearing Location: Washington, D.C. Nature of the Dispute: Member vs. Associated Person. REPRESENTATION OF PARTIES Claimant, Wilder Richman Securities Corporation, hereinafter referred to as "Claimant", was represented by Robert

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant .., Case Number: 04-01441 Ted Stroupe Names of the Respondents Hearing Site: Charlotte, North Carolina UBS Financial Services, Inc. Bane of America Investment Services, Inc. Harold Francis Gallivan, III James Woodrow Gillespie, III Nature of the Dispute: Customer vs. Members and Associated Persons. REPRESENTATION OF PARTIES Claimant Te

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name nf the Claimant Case Number- 04-00762 Antoinette Grams Name of the Respondents Hearing Site: Philadelphia, PA Thomas D. Foy, Jr. WS Griffith Securities, Inc. Nature of the Dispute: Customer vs. Member and Associated Person RF.PRF.SF.NTATTON OF PARTTFS Claimant Antoinette Grams, hereinafter referred to as "Claimant," was represented by Debra G. Speyer, Esq

Stipulated Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between Name of Claimant Gary W. Donner Case No. 01-02369 Names of Respondents Charles Schwab & Company, Inc. Robert Lamb Hearing Site: Atlanta, Georgia REPRESENTATION OF PARTIES For Gary W. Donner ("Donner"), hereinafter referred to as "Claimant": Scott A. Wallace, Esq. of Smith, Gilliam, Williams & Miles, P.A., Gainesville, Georgia. For Charles Schwab &