Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of Claimants Case Number: 05-01725 FBO Regis A, Garcia FBO Gerri D. Garcia Regis A. Garcia and Gerri D. Garcia JTWROS Yolanda E. Garcia, Regis A. Garcia and Edward Garcia JTWROS Name of Respondent Hearing Site: Orlando, Florida Merrill Lynch Pierce Fenner & Smith, Incorporated Nature of the Dispute: Customer vs. Member. REPRESENTATION OF PARTIES For

Award NASD Dispute Resolution In the Matter of the Arbitration Between: The Estate of Roger Seddon, Case Number: 04-07044 Deborah J. Martinez, Carol L. Martinez and Margaret J. Seddon, Hearing Site: Albuquerque, New Mexico as Co-Personal Representatives, Claimants, v, Wachovia Securities, LLC, Charles M. Ovis and Mark W. Atkins, Respondents. Nature of the Dispute: Customers vs. Member and Associated Persons REPRESENTATION OF PARTIES

STIPULATED AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Claimants Bruce J. Coan, Bruce J. Coan Profit Sharing Plan, M. Joanne Dodd, M. Joanne Dodd Living Trust, M. Joanne Dodd IRA, Alice Lahren and Alice Lahren IRA v. 04-06590 Denver, Colorado Respondents UBS Financial Services, Inc., Nicholas R. Cladis and Patrick P. Davison NATURE OF DISPUTE Customers v. Member and Associated Persons REPRESENTATION

AWARD NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between Name of Claimant Joyce E. Veit and 01-02316 Minneapolis, Minnesota Name of Respondents SunAmerica Securities, Inc. Joseph Sterling, individually and d/b/a Sterling Financial REPRESENTATION OF PARTIES Joyce E. Veit ("Claimant") was represented by Matthew T. Boos, Esq., Fredrikson & Byron, P.A., Minneapolis, Minnesota. SunAmerica Securities, Inc. ("Respond

Award NASD Dispute Resolution In the Matter of the Arbitration Between: j ames A. Lyons, Jr., James A. Lyons, Jr. IRA and Helen H. Lyons vs. Merrill Lynch, Pierce, Fenner & Smith, Inc. and Phua K. Young Case Number: 03-04172 Hearing Site: Philadelphia, PA Nature of the Dispute: Customers vs. Member and Associated Person. REPRESENTATION OF PARTIES Claimants, James A. Lyons, Jr., James A. Lyons, Jr., IRA and Helen H. Lyons, hereinafter collect

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 06-01087 Paul M. Goldberg (Claimant) vs. TD Waterhouse Investor Services, Inc., Matthew Alpert and Megan Otlowski, (Respondents) ATTORNEYS: Claimant appeared pro se, Potomac, MD. For Respondents appeared in-house counsel, James J. Vihstadt, Esq., Bellevue, NE. NATURE OF DISPUTE: Customer v. Member and Associated Persons DATE FILED: February 24, 2006 CASE SUMMARY: Claimant alleged that R

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 06-00345 Renee Florin, (Claimant) vs. Costa Financial Securities, Inc., (Respondent) ATTORNEYS: " " " " " " " For Claimant appeared Robert H. Rex, Esq., of the firm Dickenson, Murphy, Rex & Sloan, Boca Raton, FL. For Respondent appeared in-house counsel Andrew Costa, Boca Raton. FL. NATURE OF DISPUTE: Customer vs. Member DATE FILED: January 23,2006 CASE SUMMA

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Edward Pistner and Linda Pistner (Claimants) vs. American Express Financial Advisors, Inc. (Respondent) Case Number: 05-03378 Hearing Site: Buffalo, New York Nature of the Dispute: Customer vs. Member. REPRESENTATION OF PARTIES Claimants Edward Pistner (E. Pistner) and Linda Pistner ("L Pistner") hereinafter collectively referred to as "Claimants": JoAnne Schultz, Esq., Williams

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Case Number: 05-02682 Timothy P. Fant, and Lee Anna Fant Names of the Respondents Hearing Site: New Orleans, Louisiana American General Securities, Inc., and Leroy Jack Smith Nature of the Dispute: Customer v. Member and Associated Person. REPRESENTATION OF PARTIES Timothy P. Fant and Lee Anna Fant, hereinafter collectively referred to as "Claimant

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Duane W. Parrish and Karen J. Parrish, Claimants v. Merrill Lynch, Pierce, Fenner & Smith Incorporated and Susan Kay Levison, Respondents Case Number: 05-02297 Hearing Site: Seattle, Washington Nature of the Dispute: Customers v. Member and Associated Person REPRESENTATION OF PARTIES For Claimants Duane W. Parrish and Karen J. Parrish: Derek Y. Brandt, Esq. Nicholas P. lavarone,