Stipulated Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Proceeding Between May Financial Corporation, Claimant/Counterrespondent, Vs. Case Number: 01-02207 Granger Meadows, Ltd., Respondent/Counterclaimant/Third-Party Claimant, Vs. Northstar Securities, Inc., Matthew Winslow, Russell S. Tarbett, John W. Ferguson, and Scottsdale Securities, Inc., Third-Party Respondents. Hearing Site: Cleveland, Ohio

NASD REGULATION, INC. AWARD In the Matter of the Arbitration Between Name of Claimant Everen Securities 96-04939 Name of Respondent George Hew REPRESENTATION For Claimant Everen Securities ("Claimant") appeared Don Andrews, Esq., internal representation for Everen Securities located in Chicago, Illinois. Respondent George Hew ("Respondent") appeared pro se. CASE INFORMATION Claimant's Statement of Claim was filed on November 1, 1996.

N.A.S.D. REGULATION AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS REGULATION, INC. In the Matter of the Arbitration Between Name of Claimant Hinkle Contracting Corporation 96-04937 Name of Respondent J.J.B, Milliard & W.L. Lyons, Inc. REPRESENTATION For claimant Hinkle Contracting Corporation ("claimant") appeared its representative Henry Hinkle. For respondent J.J.B. Hilliard, W.L. Lyons, Inc. ("respondent") appeared its representative a

t NASD REGULATION, INC. AWARD OFFICE OF DISPUTE RESOLUTION In the Matter of the Arbitration Between Name of Claimants Robert D. and Anne D. Lynch 96-04936 Name of Respondents Financial Investment Analysts, Inc. John S. Coffey REPRESENTATION For Claimants Robert D. and Anne D. Lynch ("Claimants") appeared Arnold Y. Steinberg, I£: Investors* Rights, Inc. located in Fort Lauderdale, Florida. For Respondents Financial Investment Analysts, In

J t / w y / T- -j AWARD NASD Regulation, Inc. In the Matter of the Arbitration Between ISIame. of Claimants Jesse and Elizabeth Moroni 96-04932 Name of Respondents Michael Tippi, Blunt, Ellis & Lowei, Inc., . n/k/a EVEREN Securities, Inc., John Uffleman, and Clearing Services of America s REPRESENTATION Jesse and Elizabeth Moroni ("Claimants") were represented by Charles C. FQnes, Esq., Carbondale, Illinois. Blunt, El

NASD SEGDTATTQN. TWC. . OFFICE OP DTSPTTTE RESQLPT1OK In the matter of the Arbitration Between Name of Claimant fs) Stephen T. Turley Arbitration No. 96-04927 Name of Rpgpondent fs) Gateway Financial Group, Inc. as The Agean Group, Inc.) Richard Coates (now known For Claimant: Dennis R. Villavicencio, Esq., Law Offices"of : tJbhn Lawrence Allen, Carlsbad, California • :- - For Respondent Gateway Financial Group, Inc. : Es

NASD REGULATION, INC. AWARD NASD REGULATION, INC., OFFICE OF DISPUTE RESOLUTION In the Matter of the Arbitration Between Name of Claimants Sandra W. Randleman Nancy E. Burnett 96-04925 Name of Respondent New York Life Insurance Company REPRESENTATION For Claimant Sandra W. Randleman and Nancy E. Burnett ("Claimants"): Sandra W. Randleman For Respondent New York Life Insurance Company ("Respondent"): George K. Evans, Jr., Esq. of the law

NASD REGULATION, INC. AWARD OFFICE OF DISPUTE JRJESOLUTION In the Matter of the Arbitration Between Name of Claimant Rickel & Associates, Inc. 96-04916 Name of Respondent Howard Silverraan REPRESENTATION For Claimant Rickel & Associates, Inc. ( claimant) appealed Peter Scideru Esq. of Schneck, Weltmatt, Hasmall & Miscbel, New York. New York. For Respondent Howard Silverman ( respondent) appeared Marc D. Powers. Esq. of Parker, Duryee, Ro

AWARD NASD REGULATION. INC.. OFFICE OF DISPUTE RESOLUTION In the matter of the Arbitration Between Name of Claimant(s) Robert W. Smith v. Arbitration No. 96-04915 Name of Respondent!^ Landmark International Equities Brett Fahlikman Howard Berger Yuri Aulov REPRESENTATION Claimant represented himself in this matter. For Landmark International Equities: No appearance. For Brett Fahlikman: Robert Bertsch, Esq. Port Washi

N.A.S.D. REGULATION AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS REGULATION. INC. CASE: 96-04914 John L. and Elaine E. Miller, claimants v. Lew Lieberbaum & Co., Inc. and Fred M. Dorushkm, respondents. ATTORNEYS: For Claimants Claimants appeared Pro Se. - McKinney, TX. For Respondents Chase Caro, Esq. - New York, NY. DATE FILED: November 4, 1996. CASE SUMMARY: Claimant alleged misrepresentation, unauthorized trading/commissions; omission of